Trip Planning

Driving South of the Border?

Buying Mexican insurance policies has never been so simple. For exceptional customer care and a wide range of Mexican car insurance packages at competitive prices, look no further!

Mexican insurance for pickups


Van Mexican Auto Insurance


SUV Mexican Auto Insurance


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Three Easy Steps

1. Enter Vehicle Information

2. Pay with a Credit Card

3. Print A Policy In Minutes

Unique benefits

Open 24 Hours Online

Customer Service: 1-888-800-9988 | 951-657-4220

Insurer Claims Assistance: 24/7/365

Hours of Operation: 8:30AM - 5:30PM PST Monday-Saturday

Mexico car insurance

Press-Enterprise: Editor's Choice - Mexican Auto Insurance Company

The leading inland newspaper in Southern California, The Press-Enterprise concludes that we sell peace of mind to Mexican motorists who need car, truck, motorcycle and RV insurance when visiting Mexico and Baja areas.

Professional Accident Claims Handling

Select CHUBB Insurance Platinum Travelers Aid Assistance 24/7. Guarantees include: Roadside assistance – free of charge Multi-national repair options include the U.S. and Canada Bail bond and legal assistance. Replacement vehicle rental. Emergency evacuation. Airline travel back home. Lowest deductibles.

Lowest Rates Online
Baja and Sonora Only Discount 15%
SENTRI Discount 5%
44 years in business
Family owned and operated
A+ BBB rating

Welcome to Mexican Insurance Store - Your Trusted Source for Mexican Insurance

  • Experience:
    Offering lower rates without compromising on the quality of the policies sets us apart. Travelers appreciate the value they receive, making it an attractive choice for budget-conscious individuals. With years of experience in the industry, we have an in-depth understanding of Mexican insurance policies and their unique requirements. Our agents are skilled professionals who will guide you through the process and ensure you have a policy that suits your specific circumstances.
  • Extensive Coverage Options:
    We offer the broadest range of policy options, including daily, weekly, six-month, and full-year policies. Whether you're planning a short getaway or an extended stay, we have the perfect policy to protect you and your vehicle throughout your Mexico journey.
  • Competitive Rates:
    We understand the importance of value for money. That's why we have carefully curated a selection of the best A++ US-rated programs. By comparing and reviewing rates from seven top-rated providers, we ensure that you receive the best protection at the most competitive prices.
  • Convenience at Your Fingertips:
    Say goodbye to waiting in long lines at the border or dealing with inexperienced sub-agents. We offer a seamless online experience, allowing you to browse, select, and purchase your Mexican insurance policy at any time, day or night. No more hassle, no more wasted time—just straightforward and efficient service.

  • Added Benefits for Your Peace of Mind

  • Guaranteed Roadside Assistance:
    We've got you covered across all 32 Mexican States. Our policies include guaranteed roadside assistance, ensuring that help is just a phone call away should you encounter any issues on the road.
  • Repair Services in the U.S. and Canada:
    In the event of a vehicle breakdown or accident, our policies offer the convenience of repair services not just South of the Border, but also in the United States and Canada. Travel with confidence, knowing that you can rely on trusted repair facilities.
  • Legal Assistance:
    Handling legal matters in any foreign country can be frightening. That's why we provide complimentary legal assistance with each policy. Our experienced team will guide you through any legal challenges you may face during your time in Mexico.

Get Started Today

Don't wait until the last minute or settle for inadequate overpriced programs. Visit our website now to explore our range of Mexican insurance policies and secure your peace of mind. Our dedicated team is always ready to assist you and ensure that your Mexican adventure is protected every step of the way.



See what our customerssay about us

View all reviews
Mex coverage for SUV's

Laura Beken2 weeks ago

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mex auto coverage


Mary Kubischta 3 weeks ago

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.


policy services

Joseph Wilcoxson1 month

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

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Mexican Auto Insurance California

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Coverage policies for travelers driving south of the border

Mexican Car Insurance California

Dominic Benson7 days

Shoutout Mexican Insurance Store for the low prices and personal customer experience; Linden is always there to answer my questions!



MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

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Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get Mexican insurance. Linden is great to deal with


Mapfre policies

Jim Foreman6 days

I'm delighted to give them my highest rating. They are a brokerage for several top-rated insurers for Mexican Car Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

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Keith TelekiApril

Booking a policy for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a Mexico insurance policy on the way.


TX policies for vehicles driving on vacation South of the border

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Mexican Insurance Store Insurance Auto

Perris CA

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Coverage for Canada


Joel NegreteMay

Best online prices. Allows you to customize your Mexico insurance



kimberly sayaangJanuary

Great service!


Rocky Point

kimberly sayaang1 week

Great service!

San Felipe

Motor Vehicle Insurer California

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Mexico Auto Insurance provider

Motor Vehicle Insurer California

Rick GarrisOne week

Been using them for years. Great.

Texas Vehicle policy

Mex Truck Insurer Arizona

Frank Agresti12 days

Easy, reasonable.

Mexiccan Car Coverage Texas

Arizona RV coverage

Steve PowellFebruary

Easy and fast!

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Coverage policy protection guide

Laila Gipson Estrada

Easy to purchase Mexican car insurance and affordable

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We continue delivering excellent quality service since 1979 because you deserve the best.

News and Information

Things You Need to Know

Essential Guide to Mexican Insurance for Travelers

Mexican insurance stands as a crucial necessity for individuals operating foreign vehicles within Mexico. This specialized insurance product diverges significantly from conventional policies in the United States or Canada, primarily designed to ensure full compliance with Mexican legal requirements.

Mexican law mandates that drivers possess liability coverage provided by a recognized Mexican insurer, making it imperative for anyone driving south of the border to secure this specialized coverage.

Such policies typically encompass liability coverage, protecting against harm or property damage to others. Moreover, they often include coverage for physical vehicle damage, medical costs, legal aid, vandalism and theft. Given the varied requirements of each traveler, it’s important to scrutinize policy details and coverage limits to ensure they meet individual needs.

These car insurance plans are generally short-term, tailored to your visit's duration, ranging from a day to a year. Available online, or via specialized providers, acquiring Mexican insurance is vital for a secure and compliant travel experience in Mexico.

Road Tripping Through Mexico: A Lively Guide To Mastering Mexican Auto Insurance

Heading off on a road trip to Mexico? Buckle up, because you're in for more than just a whirlwind of tacos and mariachis – you've got to navigate the wild world of Mexican auto insurance. Yes, it's a thing, and it's as essential as your passport and a good playlist for the journey.

The Price Tag of Peace of Mind

First up, let's talk dinero. How much will this little slice of security set you back? Well, a basic Mexican car insurance policy starts at about $10 per day. But don't start celebrating just yet. Once you toss in the extra fees, like the broker’s cut and the IVA tax (because nothing escapes taxes), you’re looking at around $18 per day.

Planning a three-day taco tour? That’ll be about $38, por favor. Sure, it sounds like a bit much, but it beats the pants off the alternative – which could be a hefty fine or a starring role in a Mexican jailhouse drama.

Mexican Insurance vs. U.S. Insurance: The Showdown

Now, let’s get down to the nitty-gritty. Why can't your trusty American car insurance just stretch its coverage across the border? Well, in Mexico, they play by different rules. Get caught without a legit Mexican insurance policy, and you're coughing up about $150 in fines.

But wait, there's more! If you're in an accident and you're sans Mexican insurance, things can get as spicy as a habanero. We're talking car impoundment, more fines, and possibly even a not-so-pleasant chat with the authorities. Good Mexican insurance policies come with the full monty – legal help, adjusters, and all the trimmings to help you navigate these sticky situations.

What's Cooking in the Insurance Cost Pot?

So, what stirs the pot when it comes to the price of your Mexican auto insurance? A few things:

How long you're playing tourist: The longer your stay, the more you pay.
Your scenic route: Heading to Cancun or keeping it cool in Cabo? The destination matters.
Your ride: The make, model, year, and bling factor of your car can affect the price.
Towing tales: Planning to lug a trailer or your mother-in-law’s antique furniture? That’ll cost you extra.
Coverage flavor: Want the full enchilada of coverage or just a taste? That’s going to change the price, amigo.

Where to Snap Up Your Insurance

You’ve got two choices – buy it online or at the border. Online is like the express lane: quick, easy, and often cheaper. You can compare, contrast, and click your way to coverage. On the flip side, buying at the border is like haggling in a market – it'll be pricier, but hey, it’s all part of the adventure. Just make sure you’re not buying a policy from a guy who also sells knock-off sunglasses.

The Real Deal About Mexican Auto Insurance

Sure, nobody throws a fiesta when they buy insurance, but think of it as the sombrero that keeps the sunburn of legal woes at bay. It's not just about following the rules – it's about keeping your vacation from turning into a telenovela.

Hunting for Bargains

If you’re counting your pesos, do some homework. Compare online quotes for the best deals, but remember, cheap means skimping on coverage. Think about what you need and find the balance between saving cash and being covered. After all, you don't want to skimp on the guacamole of insurance policies.

In a Nutshell

Adding Mexican car insurance to your road trip plan is like adding salsa to your taco – necessary and life-enhancing. It’s not just a box to tick; it’s your ticket to a worry-free adventure south of the border. With your insurance sorted, you can focus on the important stuff – like whether to have another margarita or take a siesta.

Remember, in the grand fiesta of life, it’s better to dance with insurance than sit on the sidelines with regrets. Safe travels, amigo!

How to Purchase Mexico Car insurance

Procuring Mexican auto insurance involves a few key steps:

1. Evaluate your insurance needs, considering various coverage aspects.
2. Research reputable Mexican car insurance providers, assessing their coverage, customer feedback, claims process, and pricing.
3. Obtain quotes from multiple insurers, providing precise vehicle and policy details.
4. Analyze the coverage and costs to find a policy that suits your budget and requirements.
5. Choose a policy from a financially strong company. They tend to pay better.
6. Accurately complete the application with your personal and vehicle details.
7. Pay the premium via convenient credit card methods.
8. Receive proof of insurance, typically an insurance document and a certificate ID card.
9. Thoroughly review the policy, especially the coverage specifics and claims process.
10. Keep proof of insurance with you while driving in Mexico.

Buying Mexican car insurance before crossing the border is essential, as your back home car insurance is not valid in Mexico.

Understanding Full Coverage vs. Liability-Only in Mexican Insurance

Mexican insurance policies come in two main types: Full Coverage and Liability-Only.

1. Full Coverage Insurance: This comprehensive policy includes liability protection for damages to others and physical damage coverage for your vehicle, encompassing accidents, theft, vandalism, or natural disasters. It offers the most extensive vehicle protection.

2. Liability-Only Insurance: This policy focuses only on third-party liability only, covering damages you might cause to others. It doesn’t cover your own vehicle's damages. Being the minimum legal requirement in Mexico, it is generally more affordable than full coverage.

Reviewing policy documents in detail and consulting with a Mexico insurance expert is advisable to fully understand each policy's specific coverage.


Explore the latest stories

Jul 27

Mexico, a country brimming with vibrant culture, stunning landscapes, and historical sites, is a popular destination for travelers from around the world, many of whom choose to explore its beauty by car. However, its crucial for these adventurers to understand that Mexico car insurance is a legal requirement for driving within the country, as U.S. and Canadian policies are not recognized.

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