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Driving South of the Border?

Buying Mexican car insurance has never been so simple. We offer great customer service and coverage options at an affordable price.

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Three Easy Steps

1. Enter Vehicle Information

2. Pay with a Credit Card

3. Print your Policy in minutes

Unique benefits

Why Mexican Insurance Store?

Open 24 Hours Online

Customer Service: 1-888-800-9988 | 951 657 4220 contact@mexicaninsurancestore.com

Insurer Claims Assistance: 24/7/365

Hours of Operation: 8:30AM - 5:30PM PST Monday-Saturday

Professional Car Accident Claims Handling

Select CHUBB Insurance Platinum Travelers Aid Assistance 24/7. Guarantees include: Roadside assistance – free of charge Multi-national repair options include the U.S. and Canada Bail bond and legal assistance. Replacement vehicle rental. Emergency evacuation. Airline travel back home. Lower deductibles.


press-enterprise-log

Press-Enterprise: Editor's Choice in Mexico Insurance

The leading inland newspaper in Southern California, The Press-Enterprise concludes that MexicanInsuranceStore.com sells peace of mind to Mexico motorists.

Top Quality Mexican Insurance With Lower Rates Saves You Money

  • A local favorite, A+ RATED Mexican Insurance Store, is the #1 PROVIDER of Mexican car insurance policies in California's 3rd most populous metropolitan area. 14,000,000 POP in the Inland Empire. (Orange, San Diego, Riverside, and San Bernardino County Regions)
  • Compare and review 7 of our best Mexican insurance rate quotes and recommended programs.
  • Talk Directly To The Source : This is all we do. Mexican insurance is a niche specialty coverage because Mexico practices Napoleonic Law. When you call us, you are speaking directly to the source. We save you time, frustration, and money because we use NO middlemen and add no hidden fees. There are NO standardized policies in Mexico. That's why Mexico car insurance is not well understood by middleman insurance brokers who offer hundreds of US insurance products.
  • We serve all 50 States, including all Provinces in Canada. You will better understand your policy and how it works in a foreign country. You will also be offered robust coverage with the most benefits for your particular needs.
  • Mexican Auto Insurance policies are available for daily, weekly, six-month, and full-year coverage.
  • Why wait in line at the border to pay 69% more in fees at a roadside stand when you can pay much less for "A+" rated policies with more coverage benefits available online.
  • We offer important extras like guaranteed roadside assistance throughout all of Mexico, repair in the U.S. and Canada, and legal assistance included with each policy at no additional charge

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Reviews

See what our customers say about us

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Laura Beken a month ago

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta a month ago

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph Wilcoxson a month ago

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks ago

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic Benson3 months ago

Shoutout MexicanInsuranceStore for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam Ba month ago

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 months ago

I have used them for years.Totally trustworthy.Only takes a couple min to get insurance. Linden is great to deal with

Jim Foreman6 years ago

I'm delighted to give Mexican Insurance Store my highest rating. They are a brokerage for several top-rated insurers for Mexican Auto Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith Teleki4 years ago

Booking insurance for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a policy on the way to Mexico.

David Kelleya year ago

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” Marketing9 years ago

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel Negretea year ago

Best online prices. Allows you to customize your insurance

kimberly sayaanga month ago

Great service!

kimberly sayaanga month ago

Great service!

David Higginsa year ago

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick Garrisa year ago

Been using them for years. Great.

Frank Agresti2 months ago

Easy, reasonable.

Steve Powell2 months ago

Easy and fast!

Laila Gipson Estrada8 months ago

Easy to purchase and affordable

Papa Aaron4 years ago

Keep safe little cost, ya never know

Two Travelersa year ago

Great policy for Mexico!

GV RATT2 years ago

cheap insurance

Sam Marquez3 months ago

Christi Etiea year ago

john frost4 years ago

Michael Garba2 years agoo

Tom B.11 months ago

Evil Flectionza year ago

We continue delivering excellent quality service since 1979 because you deserve the best.

News and Information

Things You Need to Know

The Truth About Mexican Car Insurance: Why You Need It

If you're planning to drive South of the Border, you need Mexican insurance coverage. Plain and simple. All foreign plated vehicles must be insured in Mexico according to Mexican Federal Liability Law. Mexican law requires it. US or Canadian liability coverage is invalid in Mexico, and it won't protect you. Despite what some people may tell you, Mexico car insurance is not optional - it's required by law. If you get into an accident without it, you could be facing severe legal and financial penalties. The local police will likely show up, and both drivers will be required to show proof of financial responsibility from an authorized Mexican auto insurance company immediately. If you have specific car insurance for travelers and have adequate liability limits with legal assistance and medical payments, you'll be covered for any bodily injury or property damage you caused and have proof to show local authorities. If not, you risk fines, imprisonment, and vehicle confiscation until fault is assessed and the bill is paid. You will have to go in front of a judge who will figure out who is at fault?

"Full Coverage" Versus "Liability-Only" Mexico Car Insurance Policies

"Full Coverage" Mexican auto insurance, as the name implies, offers broader protection than simply "Liability Only" coverage. A "Full Coverage" policy covers collision, comprehensive, and liability inside Mexico. A Standard policy includes damage to your car, theft, bail bond expenses, some medical expenses, and roadside assistance. A more complete "Full Coverage" Mexican tourist auto insurance policy includes vandalism and partial theft as well as valuable low-cost add-ons. It's worth noting that each Mexican auto insurance "Full Coverage" plan is unique to each insurer. There are many distinctions between the various programs. The border and in fact, the entire country lack a standard framework for car insurance policies. No two plans are identical. There are no two Mexico insurance policies that are alike. As a result, just because you purchase "Full Coverage," you shouldn't assume you're protected against everything. Make sure to thoroughly examine your policy to ensure that you are adequately covered in all important areas. If a particular form of protection isn't stated on your policy as being covered, your insurer will probably not pay any claim on it. There are also many other policy distinctions between insurers that aren't immediately obvious. Although liability only Mexican auto insurance could be more affordable in the short term, but you may be allocating your money poorly, especially if you are making a car payment, or have a new or newer vehicle.

How To Properly Assess 'Actual Cash Value' For Mexican Auto Insurance.

In 2022, this is a challenging scenario because vehicle values have significantly risen in recent months, sometimes exceeding their initial price. OK, so let me explain. When buying a full-coverage Mexico car insurance policy, one of the most essential things to consider is "Actual Cash Value", which is "Current Market Value" in layman's terms. It's important to get this right. Make the value too high and the policy will cost you a little more than it needs to. If you settle for too low a figure, it will cost you money in a total loss or theft, which could be used to purchase a replacement vehicle. The maximum amount any policy will payout is the value you enter for your vehicle. So, how can you figure out what your automobile is worth? The usual method is via Kelly Blue Book. Although this may be the case, many late-model used vehicles in 2022 are selling for considerably more than KBB. Before purchasing a policy, go to a website that lists used cars from well-known dealers. Next, go through the models and pick one with comparable pricing. Use the same year, make, model, mileage, condition, and accessories. If a reasonable person would believe that the vehicle for sale is quite comparable to your vehicle, your value should be as accurate as possible in a payout. There is one potential problem with this approach. Assume that your "Actual Cash Value" falls to normal levels during its duration after you purchased a policy. You may not receive the total amount of money covered by your Mexico auto insurance policy if the vehicle is destroyed or stolen. Of course, if your policy is effective for a short period (less than 30 days), no worries! If you're purchasing a 1-year policy, you might think twice, but it appears car shortages will not ease until 2023 at the earliest, and higher values are projected to hold. There is also one additional point. Quality Mexican car insurance companies pay a minimum of KBB Private Party - Retail. Sub-standard online insurers with less than "A" ratings try to pay wholesale value regardless of the "Actual Cash Value" you enter, as do many local poorly-rated car insurers selling coverage at the border. As usual, you get what you pay for. In 2022, to help narrow the gap in this situation, one A++ rated Mexico Insurance Company has increased its definition of a total loss to KBB dealer value, which is higher than retail. Good move!

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