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Mexican Auto Insurance FAQ

Quick answers for U.S. & Canadian drivers headed to Mexico. If you need a price, it takes just minutes.

Coverage Basics

Do I legally need Mexican auto insurance to drive in Mexico?

Yes. Mexico requires valid liability coverage issued by a Mexico-licensed insurer. Driving without it can lead to fines or vehicle impound. Compare the legal minimum with broader protection on our liability-only basics and full coverage details pages.

Which companies do you use?

Top-rated carriers with bilingual adjusters and strong financials: CHUBB, HDI, and MAPFRE carrier overviews.

Claims & Accidents

What should I do if I’m in an accident in Mexico?

Stay safe, call authorities if needed, and contact your insurer immediately. An adjuster meets you on scene and guides the process. Follow our step-by-step guide: accident steps in Mexico.

How are vehicle values determined for claims?

Our programs reference U.S./Canadian valuation sources (e.g., Kelley Blue Book/Canadian Black Book), not lower Mexico-only guides. This helps ensure fair settlements for thefts and totals.

Roadside & Legal

Is roadside assistance included?

Most full coverage policies include towing, battery jump, tire service, and fuel delivery with providers across Mexico. See details: roadside assistance coverage.

Will I get help in English?

Yes. You’ll have bilingual adjusters and legal support. Policy documents are provided in Spanish (official) and English (for clarity).

Mexico travel info (U.S. State Dept.)

Buying & Documents

How fast can I buy coverage and get proof?

In minutes. Purchase online and print/download your policy instantly in English and Spanish:

What’s the difference between liability-only and full coverage?

Liability-only meets Mexico’s legal minimum and pays for damage/injury you cause to others. Full coverage adds collision, theft, vandalism, medical payments, legal assistance, and usually roadside help. Learn more on our full coverage page.

👉 Compare CHUBB, HDI, and MAPFRE quotes



For affordable rates and if you have questions visit Mexican insurance rates. For an instant Mexican car insurance policy, Trusted by Travelers Across the U.S., Canada, and Mexico Since 2004, Mexican Insurance Store has helped drivers from California, Texas, Arizona, Colorado, British Columbia, Alberta, and Ontario travel Mexico with confidence. Whether you're headed to Baja, Sonora, Mazatlán, Guadalajara, Monterrey, or Mexico City, our policies from CHUBB, HDI, and MAPFRE give you fair valuations, fast roadside help, and trusted legal protection. Get your Mexican auto insurance online before the border—fast, easy, and backed by A+ rated insurers.