Trip Planning

Driving South of the Border?

Buying Mexico car insurance has never been so simple. For exceptional customer care and a wide range of insurance packages at competitive prices, look no further!

Insurance Coverage


Mexico Car Insurance


Insurance Company


Driving in Mexico


Insurance for Mexico


Travel to Mexico


Three Easy Steps

1. Enter Vehicle Information

2. Pay with a Credit Card

3. Print A Policy In Minutes

Unique benefits

Why Mexican Insurance Store?

Open 24 Hours Online

Customer Service: 1-888-800-9988 | 951 657 4220

Insurer Claims Assistance: 24/7/365

Hours of Operation: 8:30AM - 5:30PM PST Monday-Saturday

Professional Car Accident Claims Handling

Select CHUBB Insurance Platinum Travelers Aid Assistance 24/7. Guarantees include: Roadside assistance – free of charge Multi-national repair options include the U.S. and Canada Bail bond and legal assistance. Replacement vehicle rental. Emergency evacuation. Airline travel back home. Lowest deductibles.

Mexican insurance company

Press-Enterprise: Editor's Choice - Mexican Auto Insurance Company

The leading inland newspaper in Southern California, The Press-Enterprise concludes that Mexican Insurance Store sells peace of mind to Mexican motorists.

Top Quality Mexican Insurance With The Best Rates Saves You Money

  • A Southern California favorite, A+ RATED Mexican Insurance Store, is the #1 PROVIDER of Mexican car insurance policies in California's 3rd most populous metropolitan area. 14,000,000 POP in the Inland Empire. (Orange, San Diego, Riverside, and San Bernardino County Regions)
  • Compare and review 7 of the best rates and recommended programs.
  • Speak Directly To Us: We specialize in this. Our Mexican insurance agency is a specialist in car coverage for Mexico, given that the nation operates under Napoleonic Law. With us, you can trust that you are receiving the highest quality automobile protection available! When you call us, you are speaking directly to the source. Save time, frustration, and money because NO middlemen who add additional fees are allowed. There are NO Mexico tourist auto standardized policies South of the Border. That's why Mexico car insurance is not well understood by middleman insurance brokers who offer hundreds of US insurance products.
  • Service in all 50 States and all 10 Canadian provinces. You will better understand the policy and how it works in a foreign country. You will also be offered robust coverage with the most benefits for your particular needs.
  • Mexican Auto Insurance policies are available for daily, weekly, six-month, and full-year coverage.
  • Why wait in line for Mexico insurance at the border to pay 69% more in fees at a roadside stand when you can pay much less for "A+" rated auto policies with more coverage benefits that is available 24/7 online.
  • Important extras are included like guaranteed roadside assistance throughout all 32 Mexican States, repair in the U.S. and Canada, and legal assistance included with each policy at no additional charge



See what our customers say about us

View all reviews

Laura Beken2 weeks ago

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta 3 weeks ago

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph Wilcoxson1 month

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic Benson7 days

Shoutout Mexican Insurance Store for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get Mexican insurance. Linden is great to deal with

Jim Foreman6 days

I'm delighted to give them my highest rating. They are a brokerage for several top-rated insurers for Mexican Car Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith TelekiApril

Booking a policy for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a Mexico insurance policy on the way.

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel NegreteMay

Best online prices. Allows you to customize your Mexico insurance

kimberly sayaangJanuary

Great service!

kimberly sayaang1 week

Great service!

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick GarrisOne week

Been using them for years. Great.

Frank Agresti12 days

Easy, reasonable.

Steve PowellFebruary

Easy and fast!

Laila Gipson Estrada

Easy to purchase Mexican car insurance and affordable

Papa Aaron

Keep safe little cost, ya never know

Two Travelersa year

Great policy for Mexico!

GV RATT2 weeks ago

cheap Mexican car insurance

Sam Marquez3 days

Christi Etie

john frost

Michael Garba

Tom B.

Evil Flectionz

We continue delivering excellent quality service since 1979 because you deserve the best.

News and Information

Things You Need to Know

The Truth About Mexican Car Insurance: Why You Need It

If you're planning to drive South of the Border, you need auto insurance coverage. Plain and simple. All foreign plated vehicles must be insured in Mexico according to Mexican Federal Liability Law. Mexican law requires it. US or Canadian liability coverage is invalid, and it won't protect you. Despite what some people may tell you, Mexico car insurance is not optional.. If you get into an accident without it, you could be facing severe legal and financial penalties. The local police will likely show up, and both drivers will be required to show proof of financial responsibility from an authorized Mexican auto insurance company immediately. If you have specific Mexico insurance for travelers and have adequate liability limits with legal assistance and medical payments, you'll be covered for any bodily injury or property damage you caused and have proof to show local authorities. If not, you risk fines, imprisonment, and vehicle confiscation until fault is assessed and the bill is paid. You will have to go in front of a judge who will figure out who is at fault?

"Full Coverage" Versus "Liability-Only" Mexico Insurance Policies

"Full Coverage" Mexican auto insurance, as the name implies, offers broader protection than simply "Liability Only" coverage. A "Full Coverage" policy covers collision, comprehensive, and liability inside the country. A Standard policy includes damage to the car, theft, bail bond expenses, some medical expenses, and roadside assistance. A more complete "Full Coverage" Mexican tourist auto insurance policy includes vandalism and partial theft as well as valuable low-cost add-ons. It's worth noting that each Mexico auto insurance "Full Coverage" plan is unique to each insurer. There are many distinctions between the various programs. The border and in fact, the entire country lack a standard framework for auto insurance policies. No two plans are identical. There are no two Mexico auto insurance policies that are alike. As a result, just because you purchase "Full Coverage," you shouldn't assume you're protected against everything. Make sure to thoroughly examine the policy to ensure that you are adequately covered in all important areas. If a particular form of protection isn't stated on the policy as being covered, the insurer will probably not pay any claim on it. There are also many other policy distinctions between insurers that aren't immediately obvious. Although liability only Mexican auto insurance could be more affordable in the short term, but you may be allocating vacation money poorly, especially if you are making a car payment, or have a new or newer vehicle.

How To Properly Assess 'Actual Cash Value' For A Mexico Auto Insurance Policy.

In 2022, this is a challenging scenario because vehicle values have significantly risen in recent months, sometimes exceeding their initial price. OK, so let me explain. When buying a full-coverage Mexico car insurance policy, one of the most essential things to consider is "Actual Cash Value", which is "Current Market Value" in layman's terms. It's important to get this right. Make the value too high and the policy will cost you a little more than it needs to. If you settle for too low a figure, it will cost you money in a total loss or theft, which could be used to purchase a replacement vehicle. The maximum amount any policy will payout is the vehicle value you enter. So, how can you figure out what an automobile is worth? The usual method is via Kelly Blue Book. Although this may be the case, many late-model used vehicles in 2022 are selling for considerably more than KBB. Before purchasing a policy, go to a website that lists used cars from well-known dealers. Next, go through the models and pick one with comparable pricing. Use the same year, make, model, mileage, condition, and accessories. If a reasonable person would believe that the vehicle for sale is quite comparable to your vehicle, the value should be as accurate as possible in a payout. There is one potential problem with this approach. Assume that "Actual Cash Value" falls to normal levels during its duration after you purchased a policy. You may not receive the total amount of money covered by the Mexico insurance policy if the vehicle is destroyed or stolen. Of course, if any auto policy is effective for a short period (less than 30 days), no worries! If you're purchasing a 1-year policy, you might think twice, but it appears car shortages will not ease until 2023 at the earliest, and higher values are projected to hold. There is also one additional point. Quality Mexican auto insurance companies pay a minimum of KBB Private Party - Retail. Sub-standard online insurers with less than "A" ratings try to pay wholesale value regardless of the "Actual Cash Value" you enter, as do many local poorly-rated car insurers selling coverage at the border. As usual, you get what you pay for. In 2022, to help narrow the gap in this situation, one A++ rated Mexico insurance company has increased its definition of a total loss to KBB dealer value, which is higher than retail. Good move!

What Documents Do I Need If I Have An Auto Accident In Mexico?

If you're involved in a vehicle accident, you'll need the following items: Mexican Car Insurance Certificate - U.S. or Canadian domestic policies are not valid in Mexico. Just like Mexico insurance is invalid in the U.S or Canada. Although certain insurers cover physical damage to a vehicle in the border zones, U.S. or Canadian auto insurance is not recognized or considered as legitimate in Mexico. You must purchase a policy that an authorized Mexican Insurance Company issues to show financial responsibility. Before you go across the border, get your policy online and keep an extra set of your papers in your personal items. Passport - You must have a passport card or hard copy of the formal passport with you at all times. Registration/Title - Bring the vehicle registration/title and copies with you. I.D. - For coverage to be valid, you'll need a valid driver's license with a clear photo. Letter of Permission - if you drive a car that you don't own, a note of written permission will be required from the owner. Permission is also needed for each vehicle if you have a lienholder and travel beyond the border zones. Permits - if you want to drive outside the border zone, you'll need a vehicle permit. This isn't necessary for Baja. When you fill out the affidavit, a deposit is often required, and it will be returned to you after returning back across the border. Credit card - It is strongly recommended to have a valid major credit card in the event of a significant accident or other problem.


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