Mexico Insurance Policy and Price Tips

It’s important to get the right perspective of cost as you research Mexico insurance policy. Although you might be interested in ways to save, you need to realize that those perceived savings can create problems later on. Buying car insurance for Mexico isn’t just an annoying expense. If you get into a wreck across the border, a quality insurance policy at can save you a lot of money and stress.

Mexico insurance policy

Minimal coverage: You get what you pay for

Opting for a low-cost policy with a questionable provider may allow you to think that you are ready to travel. However, selecting coverage with rates that are too low can leave you in a problematic situation. This is especially true if you get into an accident. Take time to review the options for limits when purchasing car insurance. It may surprise you to discover that an inexpensive Mexico insurance policy is insufficient for your travel plans.

Authorities Require Mexico Insurance Policy

Baja, for example, is a popular destination for those living in the Inland Empire of California. A $50,000 policy of liability only car insurance may seem cheap in price. However, it creates problems under the following scenarios.

  • Fatal accident – if they deem you responsible for a fatality, you are going to fall significantly short of the death benefit owed in Baja. Baja Norte’s benefit to a decedent’s survivors is more than $150,00. Moreover, Baja del Sur’s benefit exceeds $300,000. Your insurance policy needs to match your travel plans by including liability limits consistent with the area’s death benefits.
  • Property damage – choosing a low-cost liability-only policy will leave you responsible for all repair and replacement costs for your own vehicle.
  • Medical costs – your car insurance for Mexico from will provide for some medical costs for you and your passengers. In case of an accident with an uninsured motorist, you may want to opt for full coverage Mexico insurance policy with greater benefits.

It’s important to remember that when you buy car insurance , you are free to decide on the coverage needed without being pressured by a sales agent. However, you can always call if you need clarification about your limits or type of coverage.

Mexico insurance policy at

fishing village, Ensenada


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2 Comments. Leave new

  • Michal Bauman
    April 3, 2014 11:18 pm

    Finding the cheapest car insurance policy isn’t normally a great idea because without quality Mexican auto insurance cover you could end up losing a lot of money due to uncovered accident damages in the long run.

  • Antonette Willette
    December 9, 2014 4:16 pm

    If I am not appropriately insured in Mexico, anytime I can be involved in serious road accident. I don’t want to happen this to me. So I bought my Mexican auto insurance right away.

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