You may appreciate that mechanics, mecánicos, are easily found in most communities. However, you may not realize that your Mexico car insurance for travelers can help in several ways in such situations. Being aware of the details related to your Mexican car insurance for drivers may help you prepare for the unexpected case of needed repair work during your trip. You might wonder what you would do if your vehicle broke down while traveling in Mexico.
Emergencies on the Road
One way your Mexican car insurance for drivers can be helpful is by providing roadside help in case of a vehicle malfunction. You will have an ID card with the needed contact information so that you can call for help. Your insurer will send assistance based on your needs. If you cannot drive your vehicle, you can get towing support to the nearest repair facility. Even if you can drive your vehicle, you can get information about the locations of appropriate repair facilities. If you are not far from the border, your towing could even provide enough of a benefit to get you back to the United States. This is, of course, if you prefer to have your car fixed on the other side of the border.
Similar assistance is available if your vehicle is damaged in an accident. You can use the towing benefit to reach the U.S. or the nearest repair facility. Still, it is important to note that your choice of Mexico car insurance for travelers will determine the amount of that benefit. Some policies offer up to $1,000 in towing. Other policies have more limited coverage depending on whether the need is an accident or a breakdown. If you are in an accident and covered by full-coverage Mexico car insurance for travelers, you may handle your covered repairs in Mexico, the U.S., or Canada-based on your preferences.
Companies such as Ford and VW have dealerships and manufacturing plants in Mexico. You may be able to easily have your vehicle repaired to your standards so that you can continue your trip. You can also take advantage of trip continuation benefits if your repairs are lengthy. When in doubt, consider calling the travel assistance hotline for your Mexican car insurance for drivers to get some input about the best repair sites in your area.