A quick trip across the border may seem fun. However, you need to keep your need for Mexican insurance policy coverage in mind as you go. Even a short trip can be disastrous if you have an accident but lack the right Mexican insurance for autos. While a border sales point may be frustrating, hindering your trip, it’s easy to use your computer to purchase a Mexican insurance policy.
502 Labor Law: New Liability Levels
Recent changes to Mexican law affect your need for a Mexican insurance policy. The government increased liability levels for a third-party death, changing compensation amounts dramatically depending on which state the accident occurs. While it’s important to be vigilant in your driving habits at any time you take your vehicle over the border, anyone can be involved in a wreck. If you are found to be at fault and a fatality has occurred, lacking sufficient Mexican insurance for autos coverage can leave you in a serious position.
Another important reason to be sure that you have your Mexican insurance policy before you cross the border is the nature of border vehicle activity. Traffic at crossings can be fast-paced, leaving little room for error. A slight distraction can lead to a collision, and lacking Mexican insurance for autos can put you in an uncomfortable position as you sort things out. Officials may decide to detain you in order to settle the situation, and your quick visit can become unexpectedly prolonged.
A quick visit for an afternoon may seem like a great way to kill time. However, if you have a problem with your car, you may find yourself spending much more time than expected. Problems can be as simple as a flat tire or as serious as having your brakes fail. If you find yourself stranded on the side of the road, you may wonder how to proceed. The right Mexican insurance policy coverage can help, providing you with emergency roadside assistance. While this option isn’t often available for those purchasing their policies at border points of sale, there are online companies that include this feature free with every policy.
Long-Term vs. Short-Term Policies
Your proximity to the border may allow you lots of opportunities to explore points of interest in Mexico. If you expect to make several trips across during the year, there is great value in selecting long-term Mexican insurance for autos. A short-term policy is most appropriate for those with limited plans to visit. Those who may cross into Mexico regularly will appreciate the value in a long-term policy.
Do you buy your Mexican insurance policy online?