Mexican Insurance Policy Options – Is it Safe to Leave My Vehicle When I Drive in Mexico.
Your trip to Mexico could turn for the worse in a case of theft or vandalism. This is especially true if your car is seriously damaged or goes missing. Although you want to enjoy the beautiful settings, it is essential to have confidence when you leave your vehicle to tour an area. It is also wise to invest in a Mexican insurance policy that provides options for theft protection and the expanded benefits of partial theft and vandalism protection. Review comprehensive Mexico insurance coverage for tourism options online.
Those who operate popular attractions may provide protected parking lots. This can range from a mall with security personnel patrolling to a shopping zone with numerous paid parking areas. A paid lot with fencing may provide security if you are concerned about the well-being of your vehicle. In smaller communities, your options for protection are typically less varied. In a neighborhood, all bets are off. Parking close to your destination and checking your vehicle periodically is wise. Remember that crime can occur anywhere on either side of the border. Be cautious about the items you leave in your car, and avoid drawing attention to your vehicle. If your windows give a clear view of bags and goods, you probably invite trouble.
What’s the Difference Between Total and Partial Theft in any Mexican insurance policy?
A total theft is relatively straightforward because it involves your vehicle being taken and you never finding it again. Standard Full Coverage policies throughout the car insurance industry include “Total Theft” but NOT “Partial Theft” or vandalism of any vehicle. In partial theft, your vehicle may have removed items such as tires, engine parts, or airbags. License plates can also be stolen.
If these items exceed a specific value, extended Mexico insurance coverage, including vandalism, usually provides for their replacement. Therefore, you will need to evaluate the deductible and vandalism component of coverage associated with your comprehensive full coverage Mexican insurance policy. Partial theft coverage is essential in cases of vandalism. Also, some policies have sub-limits for “partial theft,” such as only up to $2,000, and some programs cover “partial theft” to the actual cash value of your vehicle.
It is helpful to carry an extra copy of your Mexican insurance policy, but especially the ID cards in a wallet, purse, or backpack to ensure that you can initiate a claim promptly if your vehicle is stolen or when the authorities take your papers and don’t return them as is often the case. You can also access the details of your Mexico insurance coverage for tourism online through our website.
Mexican insurance policy options from MexicanInsuranceStore.com includes Roadside Assistance and legal and bail bond throughout all of Mexico at no additional charge.
Learn more about a quality Mexican insurance policy and Mexico insurance coverage for tourism here.