As you prepare to drive into Mexico, you may be worried about how to stay safe on the road and avoid trouble. However, you also need to pay attention to the relationship between your safety and your reliable Mexican insurance coverage. Authentic Mexico auto insurance provides important protections throughout your time in the country, but there are some important errors to avoid as you select a policy.
Insufficient liability limits
First of all, remember to buy Mexico auto insurance online before leaving. If you don’t have reliable Mexican insurance coverage, you don’t have access to the toll roads.
You may travel through more than one Mexican state. If that’s the case then you need an insurance based on the state with the highest liability limit. As you research top-rated Mexican insurance coverage, you should expect to find listings of liability recommendations on a state-by-state basis. Erring by selecting the minimum limit when you will be traveling through high-limit states could leave you owing significantly more in damages than your insurance covers if you have an accident.
Make sure your Reliable Mexican Insurance Coverage from Mexican Insurance Store doesn’t expire!
Your policy may lapse while you are still traveling in Mexico. In that case, you could face significant problems with the law in the event of a wreck. By failing to obey the law in securing Mexico auto insurance, you undermine your credibility in explaining that an accident isn’t your fault. Additionally, Napoleonic code presumes guilt rather than innocence. The protections included with Mexican Insurance Coverage from Mexican Insurance Store are designed to help with legal issues if you wreck, but lacking appropriate coverage because of a lapsed policy can be a huge headache. If your time in the country will exceed your policy period for some reason, be sure to update your insurance online.
Forgetting to cover your losses
Many travelers look for ways to minimize costs as they travel. While liability-only coverage can be cheaper than full coverage, the differences are not typically significant. The impact of an accident, however, could be major if you don’t have full coverage Mexico auto insurance. With a liability-only policy, your vehicle and damages are your own responsibility in most cases. This can leave you without a vehicle in a worst-case situation. The cost is well worth guarding against the potential impact of a serious accident.