What is included in a "Full Coverage" Mexican insurance policy?

Many people invest in full-coverage Mexican insurance because it provides more protection than a liability-only policy. A full coverage Mexico insurance policy includes everything that a liability-only policy does, and goes a few steps farther.

In addition to including everything that a liability-only policy does, a full coverage Mexico Insurance policy includes coverage for physical damage to - and total theft of - your own vehicle. That way, you aren't stuck footing the bill for major damages or for the loss of your own car. Towing is also included in full coverage policies from Mexican Insurance Store. Full coverage Mexican insurance provides a great deal of peace of mind, allowing you to enjoy yourself in a truly unencumbered way.

It's important to keep in mind that, as extensive as full coverage insurance is, it doesn't cover every last thing. For instance, partial theft and acts of vandalism are not covered by this type of policy. If you need that type of coverage, you can buy a broadening endorsement for your Mexico insurance policy through ACE Platinum.

By definition, "Full Coverage" Mexican insurance means "Liability" Coverage with additional coverage for "Physical Damage to your vehicle" and Total Theft of your vehicle. This coverage protects your vehicle for total theft, collision, turnover, fire, lightning, explosion, and metrological phenomenon such as windstorms, cyclones, hurricanes and earthquakes. Partial theft and acts of vandalism are excluded except if you purchase a broading endorsement (ACE Platinum Coverage). Towing expenses are covered in order to move the vehicle to a place designated by the company for repairs.

Mexican car insurance is written on a named perils basis and Full Coverage includes physical damage to your vehicle, total theft, fire, and other perils. Dozens of U.S. agents, gas stations, towing companies and on and on offer coverage at the border, but you should ask yourself how many agents specialize in Mexican insurance coverage and ONLY Mexico insurance? Half a dozen?

How many agents sell unrated Mexico insurance primarily because weaker insurers usually pay higher commissions? Many do. If commissions are higher than normal, how much premium is left to actually pay claims fairly?

As our worldwide economy continues in a state of uncertainty, it may be more important than ever to purchase a policy from a financially strong Mexican car insurance company. No matter how much you like your agent, if they are placing your insurance with a non-rated carrier you could be in for a surprise in the event of an accident.

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Laura BekenNovember

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta April

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph WilcoxsonAugust

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic BensonOctober

Shoutout MexicanInsuranceStore for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get insurance. Linden is great to deal with

Jim Foreman6 days

I'm delighted to give Mexican Insurance Store my highest rating. They are a brokerage for several top-rated insurers for Mexican Auto Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith TelekiApril

Booking insurance for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a policy on the way to Mexico.

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel NegreteMay

Best online prices. Allows you to customize your insurance

kimberly sayaangJanuary

Great service!

kimberly sayaang1 week

Great service!

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick GarrisOne week

Been using them for years. Great.

Frank Agresti12 days

Easy, reasonable.

Steve PowellFebruary

Easy and fast!

Laila Gipson Estrada

Easy to purchase and affordable

Papa Aaron

Keep safe little cost, ya never know

Two Travelersa year

Great policy for Mexico!

GV RATT2 weeks ago

cheap insurance

Sam Marquez3 days

Christi Etie

john frost

Michael Garba

Tom B.

Evil Flectionz

We continue delivering excellent quality service since 1979 because you deserve the best.