Important Travel Tips From Mexican Insurance Store

Family of four on beach vacation in Mexico


Story by Jim Foreman.

Some time ago a group of friends decided to enjoy Chinese Food together. At the end of the meal as the check arrived, the most outspoken and perhaps the most attractive friend grabbed her fortune cookie and stood up.

She pronounced that everyone had to add the words ‘in bed’ after every fortune. One by one, we all read aloud our fortunes with the additional fun words.

Today it seems whenever you try to plan a trip down south, some news report comes out. Don’t go this week, the US State Department just issue another warning! The cheeky nerve… Who are these people at the State Department and have any of them even traveled to Mexico?

How to interpret Mexican travel warnings

As of this writing, many popular destinations are on the US State Department Travel Warning page for Mexico.  One should actually read it rather than rely on others to tell them what to think.

Go ahead and click on the link. The first thing you’ll notice is these warnings nearly always specify US Personnel. This means US Government employees. In particular, the warnings mostly refer to US Embassy and Consulate employees and Anti-Drug officials.

One must chuckle at the line, “U.S. government personnel are prohibited from patronizing adult clubs and gambling establishments in the states of Coahuila, Durango, Zacatecas, Aguascalientes, San Luis Potosi, Nuevo Leon, Tamaulipas, Jalisco, Colima, and Nayarit.”  It’s seemingly okay for US Government personnel to patronize ‘Adult Clubs’ (legal brothels) in other states of Mexico.

The more important line to take from all of this is, “There is no evidence criminal organizations have targeted U.S. citizens based on their nationality.

For many readers and travelers to Mexico, this is all common sense. However, for those who sell gear, also known as the news media, this will add to the ignorant indignation.

Foolish ‘American Traveler’ naiveté causes many to take regrettable and ridiculous actions at home and while traveling. Later these same folks dare to complain when something does go wrong and blame everyone else for their complete lack of common sense or reason.

Let’s make this perfectly clear. Follow these simple guidelines to enjoy the amazing Mexican culture.

  1. You should not travel at night. Be off the road before dusk, and don’t mess with this one.
  2. Don’t wear shirts with a large ‘DEA’ printed on them.
  3. Don’t get gas or visit an ATM at night. Do you do this at home?
  4. Don’t be a loud, obnoxious, overly complaining boor. Ever! Whether traveling or not.

Seriously, be aware of the ever-changing situation in Mexico. Talk to people who have recently (within the last 3-4 months) been there. Get their perspective. Don’t rely on people who have never been or only have anecdotal stories about their brother’s friend who, for no reason wound up in a Mexican jail.

Because of this, it’s wise to avoid sensational or out-of-date info from the news media, TV shows, movies, pulp thrillers and especially Facebook and what passes for news on the internet.  Remember, the ‘News’ is not there to inform you. Above all, its sole purpose is to keep you angry and afraid.  Watch 20 minutes of any newscast and then see how you’re feeling.  When one is angry and afraid, one can be manipulated into believing or doing anything, no matter how abhorrent.

Why You Should Buy Mexico insurance coverage for driving.

You need to have a valid policy from a Mexican insurance company. You can get this coverage from

Some insurers in the US and Canada provide limited protection for Mexico. They may cover physical damage to 25 miles from the border. Your domestic insurance can not extend liability coverage to you. US and Canadian liability coverage is invalid in Mexico. If a car accident happens and you are found to be at fault, it can be really hard.

In Mexico, it is required that all drivers have car insurance.  The minimum protection is liability-only.  Get full coverage unless your car, motorcycle, or RV is over 20 years old.  The best advice is to match your US or Canadian insurance when buying Mexican Insurance.  This way, your risk remains the same.

A Liability Only Mexican insurance policy will only cover the damage you cause to other people or property.


Mexico is a warm and wonderful place to visit offering some of the best beaches, weather, culture, and hospitality anywhere in the world. More than 15 Million people visit Mexico each year with nothing but sunburn and great stories. Few places in the world offer all the benefits that Mexico does.

Going back to the story about the Chinese food fortune cookies with friends, add the words, “If you’re involved in the drug trade” to the travel warnings to get an accurate perspective.

For more information please read, “Rookie Mistakes to Avoid While Traveling

19 Comments. Leave new

  • Fidelia Steinberg
    September 10, 2017 5:55 pm

    Car insurance in Mexico is very important. Being the owner of this policy, understand how that auto insurance really works while you’re traveling in Mexico.

  • France Connors
    December 27, 2017 5:28 pm

    First-timers in Mexico love the stunning beaches. Wish my family could get the feel and experience.

  • Mexican Insurance Store policies allow driving if the person behind the wheel is 21 and has a valid drivers license.

  • Emilee Sommer
    January 29, 2018 5:04 pm

    Use your car’s emergency options if you need roadside assistance when traveling in Mexico but make sure to bring your Mexican insurance documents.

  • All Mexican Insurance Store policies come with roadside assistance.

  • Many people say that Mexico isn’t safe for travelers. Many crimes are committed and no safe place can guarantee full peace and security.

  • Cynthia Gollard
    July 15, 2020 10:24 am

    We have been buying your insurance at Mexican Insurance Store .com for fifteen years! Thank you for always being true to yourself.

  • Douglas Maysonet
    July 23, 2020 5:58 pm

    Know your car insurance policy and understand it. You will not go wrong with the claims process if you get the best company in town.

  • Cities in Mexico don’t rest. Mexico nights are energetic and full of life.

  • Pasty Schaeffer
    December 28, 2021 7:45 pm

    Driving your car to Mexico is the most convenient way to discover Mexico. Lots of visitors from other countries enter the border using their own car.

  • Laurena Weldon
    January 25, 2022 5:34 pm

    When driving outside your country, it’s important to confirm that your car insurance is valid. Mexican insurance is the only car insurance accepted in Mexico.

  • None is more popular than Mexico when it comes to international spring breaks. It is made the right option for students trying to getaway for days of vacation.

  • Ria Mccarter
    May 24, 2022 6:44 pm

    There are actually two common reasons for cars to breakdown while traveling: one is a flat tire and the other one is a dead battery. Many drivers certainly do agree with this.

  • When driving in Mexico, always give yourself sufficient time to remain calm and enjoy what you’re doing. It’s no joke to see big buses and vehicles taking corners with their driving, especially when you’re driving for the first time on any Mexico highways.

  • Kemberly Boudreaux
    July 13, 2022 6:54 pm

    Once you have Mexican auto insurance, touching Valle de Guadalupe is on the way. Before you know it, you’ll be discovering new things you haven’t known about the place.

  • Your protection is your priority. Therefore, ensure you’re driving with the right coverage only. No other type of car insurance is accepted except Mexican insurance coverage.

  • Elton Norfleet
    July 22, 2022 10:35 pm

    Take advantage of Mexican car insurance policies this website offers. You can compare quotes, and features, and claims benefits from other providers.

  • If you want to be fully covered in Mexico, it’s best to buy Mexican auto insurance. Even if you already have Canada insurance policy, you still need to buy Mexican auto insurance to be able to cross the border.

  • France Connors
    September 5, 2022 6:29 pm

    Open-air markets in Mexico allow retailers to be seen by consumers and they don’t need to get inside their stalls to see what are being sold and available. It’s a different kind of shopping experience.

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