Three bad ideas when driving in Mexico with Mexican insurance from

Mexican insurance from
Capella Pedregal resort and hotel, Cabo San Lucas

Although regulation of foreign visitors carrying Mexican insurance from isn’t a big deal as you drive in Mexico, you don’t want to take the need lightly during your trip. One negative experience involving your vehicle and a lack of car insurance for Mexico at is enough to cause you to go bankrupt. Here are three common assumptions that could turn into bad bets if you don’t have Mexican insurance from

Myth 1. Mexican insurance from

You are legally expected to carry Mexican insurance from It isn’t optional, and you will find yourself on the wrong side of the law if you have a serious incident. Without car insurance for Mexico at, you can be hassled if involved in even a minor incident. Unfortunately, not having Mexican insurance from means you are on your own if you need legal help in dealing with such an incident. The nation operates under Napoleonic Law, meaning that you are considered guilty, not innocent. Innocence must be proved.

Myth 2. Buying a cheap policy is enough

While a basic policy may fit the bill as far as having coverage, you may find a serious shortfall if you are involved in a serious situation, especially if you are deemed responsible for a fatality. Mexican law avails citizens of compensation equal to 5,000 days’ wages as a benefit to survivors of a family member killed in a third-party accident. A minimum policy won’t meet this level in most states. Additionally, the cheapest policies are liability-only options, which won’t cover your losses if your vehicle is totaled.

Myth 3. I can leave the scene if I get into an accident

Leaving the scene of an accident will only compound your problems, especially if there is a death. It’s wise to avoid this issue by investing in car insurance for Mexico at in an amount that meets state requirements and that covers your losses. Mexican insurance from also includes legal assistance and other travel assistance features that may be helpful even when an accident doesn’t occur. The majority of travelers won’t have incidents that require claims against their car insurance for Mexico at However, betting that nothing will go wrong can be a costly decision.

Mexican insurance from is necessary!

4 Comments. Leave new

  • Rachal Ladson
    November 6, 2014 4:00 pm

    From my very own experience, having an accident in Mexico without a Mexican auto insurance cover lands you straight in jail. You will only be released once the accident issues are sorted out.

  • Malcolm Pettey
    June 9, 2015 5:39 pm

    Cheap Mexican auto insurance normally has few options. You might buy coverage you won’t need when engaged in a major car accident. Inexpensive insurance is not really cheap. In the end, you lose the most important claims.

  • Buying cheap Mexico auto insurance may be enough. But in case there’s accident and death involved, the most important coverage isn’t covered. So, still, quality insurance policy remains reliable in giving a high level of protection.

  • Anja Cosgrove
    January 27, 2016 5:30 pm

    You will only know the value of Mexican insurance once you need it most. Why wait for a road accident to happen before buying it? After all, it’s the only option that extends protection to your loved ones.

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