As you prepare to visit Mexico, you might be aware of medical tourism solutions that draw a great deal of activity in border communities. In fact, you can find affordable health care in communities throughout the nation, a fact that attracts many retirees looking for an affordable way to spend their golden years. As you are visiting during vacation, however, you might face minor medical needs when you are away from the tourist-intensive medical areas. Mexican insurance coverage does not cover medical treatment except in cases of serious accidents. However, your Mexico auto insurance policy could be helpful if you encounter a more grave medical situation and you need protection.
Local doctors and clinics
Whether you are dealing with a minor injury or illness in a rural community or small town, you can ask around for a clinic or physician. A main street grocer or gasolinera may be sufficient for getting the information you need. You can also keep your eyes out for terms like clínica or farmacía. Since some medical terms are very similar to English terms, you will have a clue just from the signs. If your Spanish language skills are lacking, you may need to use a translation app to get more detail about locations and services. However, you should be able to handle such a minor issue without much drama.
If your situation is more serious, it is wise to act promptly to seek medical advice. Some issues can crop up unexpectedly, and a lack of reliable treatment could lead to more serious consequences. Food-related illnesses are some of the most common problems that foreigners will face. So prepare ahead of time to avoid dehydration in the event of food poisoning or similar issues.
Protection Tip: Mexican insurance coverage lets you drive the toll roads, so secure a Mexico auto insurance policy before leaving
Mexican insurance coverage
Is Protection Mexican insurance coverage required?
A grave illness could land you in a hospital, which could seriously hinder progress on your trip. If you have passengers, your Mexico auto insurance policy should provide for return travel. These are required for these individuals if an accident incapacitates you. Sometimes you may need a companion to join you to help while you are in the hospital. Your Mexican insurance coverage also makes provision for this situation. Besides Mexico auto insurance, you may want to investigate medical coverage solutions for long-term vacation protection in Mexico.
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Mexican Insurance Coverage – Be Smart When Drinking in Mexico
Enjoy the party scene in Mexico, but it is important to temper your indulgence if you will be driving. The drinking age is lower in Mexico at 21 than in the United States. While drinking under the age of 21 is legal, you might be surprised that drivers under 21 years of age are not covered under your Mexican insurance coverage. It is essential to comply with the terms of your Mexico car insurance to avoid severe legal and financial backlash in case of an auto accident.
Learn more about Mexican insurance coverage at MexicanInsuranceStore.com
Is a DUI a big deal in Mexico?
The blood alcohol limit in Mexico is comparable to that in most U.S. states. A BAC over .08 can be considered a case of DUI. However, an auto accident is considered a felony even if alcohol is not at issue. Therefore, driving with alcohol in your system could create complications if you are in a wreck. Further, driving under the influence of drugs or alcohol could invalidate your Mexico car insurance, leaving you without legal and financial support for your incident. Driving after drinking is a behavior that could be risky, making it wise to work with a legally designated driver. A driver under the age of 21 could also nullify your policy if that individual is involved in an accident while driving.
Pro Tip:Mexican insurance coverage is required to drive the toll roads, so pick up Mexico car insurance before you leave!
Bringing alcohol home
Although those under 21 may be able to consume alcohol in Mexico, it is not legal for those individuals to bring it home. Those at least 21 are permitted to bring up to 1 liter duty-free. However, the product must be legal in that party’s state of residence.
What else comes with Mexican insurance coverage?
Legal assistance with your Mexico car insurance can be helpful if you are in a severe accident. This provides for bilingual representation and helps with bail if needed. This could also be helpful if officials are trying to exaggerate the costs associated with your driving and an accident.
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As a Scottsdale resident, one of your best beach destinations can be Mexico’s Puerto Peñasco, also known as Rocky Point. A short trip on an occasional basis can be a great time of refreshment, but you might find that long-term coverage would encourage you to take that trip more often. Further, a vacation of any length is just one of many reasons to cross the border. With Mexico insurance for Scottsdale drivers, you could add medical travel to your slate of activities. Others use their Mexico auto insurance for shopping, dining, and obtaining hairstyling and other cosmetic services. The more you explore, the more reason you might find to travel.
Border cities from Scottsdale Arizona
Border cities are popular for tourism as there are fun options for dining and shopping. You’ll also find that these locations tend to cater to U.S. residents in search of cheap dental and medical care. From Scottsdale, you can travel between three and four hours to reach San Luis, Sonoyta, or Nogales. These are all border cities in Sonora. If your travel will be restricted to Sonora, you may be able to get by with low liability limits when you select a policy. However, expanding your travels to Baja border communities such as Mexicali and Tijuana requires greater liability coverage with your Mexico auto insurance. Each Mexican state has unique coverage requirements. This is because of differing average wages for the states. And your policy must cover the potential for death in case of an accident.
Road trip tip:Mexico auto insurance is necessary to use the toll roads, so secure Mexico auto insurance before you leave!
Options for long-term Mexican insurance coverage
You can select a six-month policy if you don’t anticipate ongoing travel. Snowbirds who spend only part of the year in the warmer Arizona area are examples of those who may best benefit from this option. Those who reside in Scottsdale Arizona throughout the year, however, could greatly benefit from annual Mexico auto insurance. If you haven’t yet traveled into Mexico, of course, you can start with a day trip. A one-day policy is very affordable.
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There are some definite stereotypes to consider when visiting Mexico, including the idea that all foods are spicy. While there is plenty of picante to go around, you aren’t bound by this prevailing presence in the cuisine of the land. Further, you can enjoy milder variations on spicy foods by omitting salsas and seasonings that might otherwise trigger a serious reflux episode. Your Mexico auto insurance has little influence on your food choices as you travel. However, you can have a settled mind by taking care of your Mexican insurance coverage.
Tacos, tortas, and tostadas
Some of the most basic food options are sandwiches and tacos. You can use salsas to spice them up, but there are salsa options that are well-seasoned without the heat. They simply created many salsas from tomatoes, onions, garlic, and salt. Other spices can expand on the flavors. People use chiles to bring up the heat. You can also use just enough to achieve your own flavor goals or limits. It’s also fine to order tacos and other foods sin chile – without salsas. Reliable Mexican insurance coverage is helpful for ensuring that you are driving legally as you endeavor to reach the next taco or torta stand.
Unusual spicy foods
Not all Mexican candies involve spicy influences, but there are some popular options that have widespread appeal among both children and adults. Chile coatings on fruity lollipops, for example, are flavorful and enjoyable in most circles. However, it is certainly possible to find plain pops that lack chile if you are looking for something to take home. Popsicles can have chile flavorings as well. Shakers of chile seasonings are also popular for use with various types of fruit, including watermelon and oranges.
Pro Tip: Mexico auto insurance gives you access to the toll roads, so pick up Mexican insurance coverage before leaving!
Unusual situations related to Mexico auto insurance
You need your Mexican insurance coverage to meet legal requirements for driving in Mexico. And you also need it for meeting your financial obligations in case of accidents. There are some additional unusual situations to consider. The theft of parts can occur unexpectedly as you stop for lunch or to shop for souvenirs. You need full-coverage Mexico auto insurance to cover any damages incurred in such a situation. Look for unique needs and options when buying Mexican insurance coverage online.
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With the Zika virus becoming a predominant travel concern in international news, you might want to consider preparing for insect contact as you gather your passports, car insurance for Mexico, and other essentials. As you review and update your Mexican insurance coverage, you can gather insect spray, essential oils, and mosquito nets for travel to certain areas.
Monarch Butterflies on a tree branch in the blue sky background, Michoacan, Mexico.
Insects to Consider in Mexico
One of the most famous insects to see in Mexico is the monarch butterfly. While spring is not the ideal viewing time, it is a great time to learn about recent trends in the monarch population. In recent years, there have been concerns about a declining population of the beautiful mariposas, but there has been a dramatic rebound in the last year. 2014 was the first year of population recovery, and 2015 saw even better results as the insects covered an area of approximately 10 acres. However, this is still just a fraction of the population two decades earlier.
Some of the less attractive critters to consider include centipedes, scorpions, and spiders. Although these are not insects, they tend to be clumped into the group by those simply concerned with avoiding them. In fact, these insects can range from annoying to dangerous depending on size, species, and the individual bitten or stung. Therefore, it is wise to keep your belongings off the floor when you stay in more rural motels or homes. It is also important to be alert if you hike in desert or jungle areas.
Car Insurance for Mexico Considerations for South-of-the-Border Driving
Your car insurance for Mexico for driving does not address medical issues except those occurring in connection with car accidents. Even then, Mexican insurance coverage that is not comprehensive only provides for treatment involving those injured because of your actions. It does not cover the care of your own passengers. If you want coverage for your own needs, it is important to select comprehensive car insurance for Mexico.
Your Mexican insurance coverage does allow for help with transportation home. This is helpful if you have a serious medical issue that interferes with the conclusion of your trip. You may want to review medical evacuation provisions before finalizing your coverage.
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Mexico Insurance Online – Does Apple Pay work in Mexico?
Platforms such as Apple Pay and Samsung Pay make it possible to conduct your business without dealing with a lot of distractions. That one device can simplify your financial life, but when you travel abroad, access to such systems can be hit and miss. In Mexico, these technologies are not well-established although reports indicate that there are efforts to bring these options into use in the country. Of course, you can simplify your Mexico insurance online by selecting a policy online. You can Mexican insurance coverage with a major credit card in a matter of minutes, printing out proof of coverage from your own computer.
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How much cash should you carry?
International restrictions prohibit entering or leaving the country with more than $10,000 in currency. However, you can carry your credit or debit cards with you for obtaining pesos at an ATM. Be particularly cautious with a debit card because there is not always the same level of protection that is afforded with a major credit card. Take time to review foreign transaction fees before you leave for Mexico so that you aren’t faced with excessive charges that you can’t afford. Be aware that you will withdraw funds in Mexico in pesos, which may not immediately reflect correctly on your bank balance. The day’s exchange rate will be a factor, but always be prepared to overestimate the amount that will be deducted in dollars to minimize your risk of overdrawing your account.
Pro Tip: Mexico insurance online is necessary to use the toll roads, so pick up Mexican insurance coverage ahead of time!
What kind of Mexico insurance online do I need?
As for the amount of cash to carry, that will depend on the length of your stay, the location you plan to visit, and the type of area in question. In a resort community, you may need a more ample supply of funds than in a rural community. Regardless, you will need quality coverage for all destinations. Your policy should be based on your vehicle’s value, the states you will visit, and your need for protection against total losses. Comprehensive Mexico insurance online is advisable, while a long-term policy is the best value if you plan for more than one trip in the same vehicle during the year.
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