Long-Distance Driving in Mexico and Mexico Insurance Policy for Tourists

Those traveling to the far reaches of Baja or Mexico’s mainland may find that there are some mechanical needs along the way. However, your automotive needs actually begin before you ever cross the border. Once you enter the country, you are obligated by Mexican law to carry Mexico insurance policy for tourists. Your best value in Mexican auto insurance coverage south of the border will typically be found online.

Sunset on the Coast, Puerto Peñasco.

Additional Vehicle Requirements

Vehicles that are heading into certain tourist zones do not require a vehicle permit while driving in Mexico. Baja, for example, does not require permits for foreign-plated vehicles. Those traveling to Puerto Peñasco in Sonora can also travel without a permit. Those who will travel only in the state of Sonora can get a permit for the state. This can be less expensive than the permits that cover the entire republic. If you will travel in other states, however, you will need to get a vehicle permit for mainland driving.

When you will need a permit, you must register your vehicle in your name or in the name of an immediate family member. You will also need a tourist permit to apply for a vehicle permit. You can start your application for a vehicle permit up to 60 days before your travel through Banjercito. However, you need to allow at least seven days for the permit to reach your address before you leave for your trip. Specialized permits are available for mobile homes and boats as well.

Mexico insurance policy for tourists

Securing Appropriate Mexican Auto Insurance Coverage

Your permit needs for your vehicle may vary based on the destination. And your Mexico insurance will also vary according to your itinerary. If you will only travel in Sonora, for example, lower limits may be sufficient. In some states, liability requirements for Mexico insurance policy for tourists can be quite high. As you explore your options in Mexican auto insurance coverage south of the border, you will want to opt for liability coverage that meets or exceeds the death benefits that would be due if you should cause a fatal accident. It may be best to opt for the highest available limits in car insurance for any multi-state vacation in Mexico.

Mexico insurance policy for tourists gives you peace of mind because each policy includes Roadside Assistance throughout Mexico at no additional cost


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  • Uninterrupted flight time to Mexico from London is more than 12 hours. And the quickest 1-stop flight can take about 15 hours.

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