Why it's NOT a good idea to buy a Mexican insurance policy in Mexico?

Many times, visitors wait until they are at the border to buy their Mexican insurance policies. What they don't realize is that they're not only going to pay more for the privilege but that they're usually getting a whole lot less. The truth is, there's no way of knowing just what you're getting when you buy your policy from a shack at the border.

Even if you stumble upon a relatively honest provider at the border, you still have to beware of the fine print and un-rated policies. All too often policies that are sold along the border include many exceptions and other things that make them less than optimal choices. For instance, some so-called "annual" policies include fine print that renders them invalid if you stay for more than 90 days. When you buy an annual Mexican insurance policy from us, you never have to worry about that sort of thing.

Furthermore, there's no way of knowing who you're dealing with when you buy car insurance for Mexico at the border. You can't compare providers or check to see their ratings with Standard and Poors and A.M. Best. By purchasing online with us, you can guarantee that you're buying top-notch coverage that will protect you with financially solid protection.

Many people plan their vacation, then forget all about coverage until they cross the border. Then they proceed to buy coverage at the nearest booth. This tactic is the equivalent of buying your groceries at 7-11: no matter how well you shop, you're going to pay too much, and your options will be limited, too. You don't even have the option of researching those insurers that vend at the border. Is it unrated bare-bones coverage? It's just smarter to buy it online before you leave.

For example, some Mexico auto insurance insurers at the border sell annual Mexican insurance policies. They may not tell you that some policies have provisions that state that if you are in the country for more than 90 days within any annual period, the policy is void.

Buying the best quality coverage online is the quickest, most reliable, and least expensive method. To avoid complications you should ask yourself; If I drive up to a vendor with an excellent vehicle, they know I'm a captive buyer. Will the salesman increase the cost or adjust the fee based on what they think I can afford to pay?

Do I have the proper coverage for my specific vehicle?

The point is that auto claims are handled very differently from how they are handled in the U.S. or Canada. The authorities must establish a driver's guilt and the financial remedy before the driver is allowed to leave.

United States and Canada auto policies are not honored South of the Border. The importance of your insurer to confirm proper coverage quickly is fundamental because the Mexican police will hold you and possibly confiscate your vehicle until you provide evidence that you can pay for any damages they say you have caused to someone else.

Each Internet-generated Mexican insurance policy is made available to company claims personnel 24 hours a day and can be to their verification systems in minutes. This allows for quicker response and verification time while you are on vacation. Can't I just buy Mexican car insurance at the Border? Why it's NOT a good idea to buy a Mexican insurance policy in Mexico?

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Laura BekenNovember

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta April

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph WilcoxsonAugust

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic BensonOctober

Shoutout MexicanInsuranceStore for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get insurance. Linden is great to deal with

Jim Foreman6 days

I'm delighted to give Mexican Insurance Store my highest rating. They are a brokerage for several top-rated insurers for Mexican Auto Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith TelekiApril

Booking insurance for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a policy on the way to Mexico.

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel NegreteMay

Best online prices. Allows you to customize your insurance

kimberly sayaangJanuary

Great service!

kimberly sayaang1 week

Great service!

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick GarrisOne week

Been using them for years. Great.

Frank Agresti12 days

Easy, reasonable.

Steve PowellFebruary

Easy and fast!

Laila Gipson Estrada

Easy to purchase and affordable

Papa Aaron

Keep safe little cost, ya never know

Two Travelersa year

Great policy for Mexico!

GV RATT2 weeks ago

cheap insurance

Sam Marquez3 days

Christi Etie

john frost

Michael Garba

Tom B.

Evil Flectionz

We continue delivering excellent quality service since 1979 because you deserve the best.