Why it's NOT a good idea to buy a Mexican insurance policy in Mexico?

Many times, visitors wait until they are at the border to buy their Mexican insurance policies. What they don't realize is that they're not only going to pay more for the privilege but that they're usually getting a whole lot less. The truth is, there's no way of knowing just what you're getting when you buy your policy from a shack at the border.

Even if you stumble upon a relatively honest provider at the border, you still have to beware of the fine print and un-rated policies. All too often policies that are sold along the border include many exceptions and other things that make them less than optimal choices. For instance, some so-called "annual" policies include fine print that renders them invalid if you stay for more than 90 days. When you buy an annual Mexican insurance policy from us, you never have to worry about that sort of thing.

Furthermore, there's no way of knowing who you're dealing with when you buy car insurance for Mexico at the border. You can't compare providers or check to see their ratings with Standard and Poors and A.M. Best. By purchasing online with us, you can guarantee that you're buying top-notch coverage that will protect you with financially solid protection.

Many people plan their vacation, then forget all about coverage until they cross the border. Then they proceed to buy coverage at the nearest booth. This tactic is the equivalent of buying your groceries at 7-11: no matter how well you shop, you're going to pay too much, and your options will be limited, too. You don't even have the option of researching those insurers that vend at the border. Is it unrated bare-bones coverage? It's just smarter to buy it online before you leave.

For example, some Mexico auto insurance insurers at the border sell annual Mexican insurance policies. They may not tell you that some policies have provisions that state that if you are in the country for more than 90 days within any annual period, the policy is void.

Buying the best quality coverage online is the quickest, most reliable, and least expensive method. To avoid complications you should ask yourself; If I drive up to a vendor with an excellent vehicle, they know I'm a captive buyer. Will the salesman increase the cost or adjust the fee based on what they think I can afford to pay?

Do I have the proper coverage for my specific vehicle?

The point is that auto claims are handled very differently from how they are handled in the U.S. or Canada. The authorities must establish a driver's guilt and the financial remedy before the driver is allowed to leave.

United States and Canada auto policies are not honored South of the Border. The importance of your insurer to confirm proper coverage quickly is fundamental because the Mexican police will hold you and possibly confiscate your vehicle until you provide evidence that you can pay for any damages they say you have caused to someone else.

Each Internet-generated Mexican insurance policy is made available to company claims personnel 24 hours a day and can be to their verification systems in minutes. This allows for quicker response and verification time while you are on vacation. Can't I just buy Mexican car insurance at the Border? Why it's NOT a good idea to buy a Mexican insurance policy in Mexico?

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