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31. I have noticed that some car insurance is included when I pay my tolls on Mexican toll roads. So why do I need Mexican car insurance policy, then?


Information: There are a couple of good reasons why toll road coverage is not adequate. First, protection provided when you pay your tolls only works for damages to the road or your vehicle caused by the road condition itself. If you are in an accident that has nothing to do with the toll road itself, you will not be able to file a claim. The only benefit that this type of protection provides is protecting you if you somehow damage the toll road. Second, this type of protection cannot substitute for a quality Mexican car insurance policy. The other reason that toll road coverage is not a suitable replacement for a Standard policy is that it goes out of effect as soon as you leave the designated road. While pay for use roads are popular in Mexico, you will not be on them even 75% of the time. Every time you exit a designated highway, the toll road insurance quits protecting you. There are no two ways about it: You need to purchase a top-quality Mexican car insurance policy. The coverage that is provided when you pay to enter the road does not protect you from the most severe trouble.

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