Am I allowed to drive someone else’s car into Mexico with my Mexican car insurance policy?

Letter of Permission to Drive Vehicle in Mexico

Legally speaking, you can take someone else’s car into Mexico without any special documentation, but if you have an accident or any other hiccup, you could find yourself up against a wall of bureaucracy. You may be covered by your Mexican car insurance policy, but explaining the circumstances of the accident, particularly if you’re asked to prove the chain of title to the car, might be tricky.

To avoid problems, it is highly recommended you request a letter of permission from the vehicle’s owner authorising you to drive the vehicle into Mexico. This Mexican car insurance Letter of Permission should include dates of travel and areas you will visit. If possible, get this letter notarised to prove it was given to you with permission.

In general, it’s better to drive your own vehicle into Mexico. Once it’s registered in your name and you can show proof of ownership, whatever happens is likely to come out better. Officials prefer to see documents that are all consistent. It helps your cause if your passport, picture ID, vehicle registration documents and Mexican car insurance policy all have your good name in them.

Mexican nationals with Mexican automotive licences: Do not drive anyone else’s US-registered vehicle across the border. This creates additional (and usually unpleasant) problems for you. Either be driving a vehicle registered in your name or one you have legal documents to use in Mexico. 1. You must drive a vehicle registered in your name or one you have documents to use in Mexico 2. You should not drive anyone’s US-registered vehicle across the border 3. This creates additional (and usually unpleasant) problems for you.