Coverage is only effective within the country of Mexico. Claims must be reported and processed within Mexico first and then they may be finalized in the US. If you are in an accident in Mexico and need to use your Mexico car insurance, it is critical that you file your claim before heading back home.
There are no exceptions to the preceding information.
Even if you are involved in an accident with a citizen from your own country, the claim must be reported and processed while inside the country. You do not have the option of returning home, then filing a suit against the other driver. In that case, the your policy will no longer be valid and you will not be able to receive reimbursement for your problem.
You are driving in a foreign country.
Make sure that you always fully understand the way in which your policy works before traveling. Mexican Insurance Store is always happy to answer any questions or concerns that you may have about your coverage. We want you to get the most out of your policy, and we want you to have a phenomenal road trip south of the border! When you buy coverage from us, you never have to worry about going it alone.
Coverage applies only within the territory of Mexico and must be adjudicated inside the Republic. Policies do not respond if for example, two California drivers are involved in an accident and bring suit against each other in the United States.
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