Can I buy a Mexican car rental insurance policy for my rental?

Absolutely. There are, of course, exceptions and other things that you need to know first. First, the vehicle must be rented in the United States or Canada - it cannot have Mexico plates. Second, you must get permission from the rental company to take the vehicle out of the country. Once you have taken care of those two steps, you should be clear to give us a call at (888) 800-9988 to obtain your Mexican car rental insurance.

If you absolutely must hire an auto in Mexico, there is one possible way to protect yourself. You could rent the vehicle using a Visa or MasterCard credit card that covers partial damages. Before going this route, though, make sure to call up the Visa/MC company to ask what the deductible will be. The last thing that you need is to get stuck with an exorbitant deductible that you can't pay.

Make sure to be very clear when you call the Visa/MC company about worldwide car for hire coverage. You should be absolutely positive that your card will protect you. Otherwise, you can end up in a world of trouble South of the border.

Another thing to keep in mind is that you should only need liability coverage. If you have to pay for full coverage, you’ll practically double the price that you pay to rent a vehicle. By far, the simplest way to go is to hire a car in the U.S. or Canada and drive it down. That way, you can buy comprehensive Mexican insurance and you won't need to worry about jumping through all of these aggravating hoops.

Once your US reservation is made and you know the make, model of the car you are renting:

  • Additional Notes: Call 1-888-800-9988 and order your policy by telephone and we'll be happy to fax or email a policy to you. When renting from the US, you must have permission from your car company to enter Mexican territory.
  • All rental vehicles must be US or Canadian plated, as vehicles with Mexico Plated are prohibited.

Policies offered on the internet are designed for US and Canadian tourists driving their own vehicles with United States or Canadian License plates, NOT Mexico plated vhicles. Mexico plated vehicles can not be covered. We can offer a partial solution however. Our suggestion would be to pay for the rental with a credit card that covers the physical damage to for hire vehicles worldwide. Ask up front what the deductible is.

Our experience is that benefit departments working for credit card companies are sometimes not really sure what you are asking, so make sure to ascertain what is covered and what you are responsible for before you use this technique.

Most of the premium is developed from the physical damage portion of any Mexican car insurance policy, so you should be able to save two-thirds of the premium that a full coverage policy would generate , especially if the rental is worth more than $25,000.

We suggest you then pay for Liability only. You should pay around $10 per day for $100,000 Liability Limits. Otherwise Full Coverage South of the Border is $30.00 plus per day. (as much as the actual cost to hire the vehicle) If you believe this info was helpful please feel free to post a review on TRUSTLINK for our Better Business Bureau account. Can I buy a Mexican car rental insurance policy for my rental?

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Laura BekenNovember

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta April

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph WilcoxsonAugust

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic BensonOctober

Shoutout MexicanInsuranceStore for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get insurance. Linden is great to deal with

Jim Foreman6 days

I'm delighted to give Mexican Insurance Store my highest rating. They are a brokerage for several top-rated insurers for Mexican Auto Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith TelekiApril

Booking insurance for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a policy on the way to Mexico.

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel NegreteMay

Best online prices. Allows you to customize your insurance

kimberly sayaangJanuary

Great service!

kimberly sayaang1 week

Great service!

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick GarrisOne week

Been using them for years. Great.

Frank Agresti12 days

Easy, reasonable.

Steve PowellFebruary

Easy and fast!

Laila Gipson Estrada

Easy to purchase and affordable

Papa Aaron

Keep safe little cost, ya never know

Two Travelersa year

Great policy for Mexico!

GV RATT2 weeks ago

cheap insurance

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We continue delivering excellent quality service since 1979 because you deserve the best.