What happens to my Mexico car insurance if I am in an accident while intoxicated or under the influence of drugs?

It is a serious crime to drive while intoxicated in Mexico. As a result, if alcohol or drugs were involved in an accident, all Mexican insurance policies are invalid. It is your duty not to drink and drive when you visit Mexico. When it comes to enforcing laws, the authorities of Mexico treat everyone equally, regardless of their citizenship.

Being caught driving under the influence in Mexico is quite likely to result in a lengthy sentence. What's more, if you're found guilty, you might face jail time for a long time. This was not something that authorities paid attention to until recently. Years ago, a slap on the wrist was all that someone would expect. might face jail time for a long time. More than likely, being caught drunk driving in Mexico will land you in jail for a considerable period of time. What is worse is that, upon conviction, you could easily end up in prison.

In 2022, the authorities are stepping up their efforts. If you make a significant error in judgment and drink and drive, even the best quality Mexican car insurance coverage will not protect you. Always have a designated driver with you if you need to go somewhere for the night - or make sure you have the number for a taxi cab on hand. Even the best quality Mexican car insurance coverage will not protect you if you decide to make the serious mistake of drinking and driving.

Always have a designated driver with you if you need to drive to your destination for the evening - or make sure that you have the phone number for a taxi cab.

If a vehicle is involved in an accident and the driver was under the influence of drugs or alcohol, ALL car insurance policies sold in the marketplace are null and void.

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Laura BekenNovember

My boyfriend led a group of motorcycle riders on a 17-day trip through Mexico. I bought a Chubb Platinum policy for my BMW G310R from Mexican Insurance Store. During the trip, I crashed after hitting a pothole in a blind corner. I was uninjured mainly because of my Alpine Stars Tech Air Jacket which inflated like an airbag to keep me safe. The bike on the other hand had significant damage and was inoperable. I called CHUBB to file a claim and an adjuster met me to take photos of the bike and assist me in getting it operational. I indicated I wanted to get my bike repaired in the USA and they noted it. The bike was fully restored at Irv Seaver BMW in Orange County, California. Working with Chubb was professional and easy. I got the maximum payout in a couple of weeks. Whenever I need insurance for a Mexico trip, I'm always going to Mexican Insurance Store. Thanks!!!

Mary Kubischta April

Not only does Mexican Insurance Store have the best prices but they are honest and friendly with patience to explain your policy. I have been with them for three years. The price went down this third year. They could have easily said the cost was the same but were honest enough to say it went down. I have now clocked in over 100 horseback rides galloping on the beach in La Mission with Horses by Jose because I can confidently cross into Mexico with reliable insurance.

Joseph WilcoxsonAugust

I just purchased a policy! I had a couple of questions so I called and a real person answered!! They answered all of my questions and took the time to explain different coverages to me. The Customer Service was beyond my expectations!! Great Company and Excellent Customer Service!! They have definitely gained a loyal customer for life!!

leo gutierrez2 weeks

The BEST company to easily purchase Mexican insurance! They offer you some of the best rates and service. Linden and his staff are a pleasure to do business with.

Dominic BensonOctober

Shoutout MexicanInsuranceStore for the low prices and personal customer experience; Linden is always there to answer my questions!

MrSam BDecember

Thanks Linden for answering all my inquiries.. and giving us affordable quotations..

Bart Madge 8 days ago

I have used them for years.Totally trustworthy.Only takes a couple min to get insurance. Linden is great to deal with

Jim Foreman6 days

I'm delighted to give Mexican Insurance Store my highest rating. They are a brokerage for several top-rated insurers for Mexican Auto Insurance. I use them to insure my motorcycles and car when traveling south of the border with no effort. Recently, I needed to file a claim for a motorcycle tip-over in Mexico (I wasn't on the bike) and it was handled professionally and quickly. Much quicker than my US insurance. When looking for Mexican Car Insurance, this is the best and safest way to go!

Keith TelekiApril

Booking insurance for a trip to Mexico is so easy using their online tool. I wish they had an app so I could just click and buy a policy on the way to Mexico.

David KelleyJuly

Outstanding service! I have been purchasing my Mexican insurance from this company for years. Highly recommended!

Textbroker “Textbroker” MarketingNovember

Buying my policy was fast and easy. I didn't need to use my policy, but having it during a drive where we were stopped for an inspection kept my mind at ease.

Joel NegreteMay

Best online prices. Allows you to customize your insurance

kimberly sayaangJanuary

Great service!

kimberly sayaang1 week

Great service!

David HigginsSeptember

Well found out I didn't actually have to go there just did everything over really a pleasant experience

Rick GarrisOne week

Been using them for years. Great.

Frank Agresti12 days

Easy, reasonable.

Steve PowellFebruary

Easy and fast!

Laila Gipson Estrada

Easy to purchase and affordable

Papa Aaron

Keep safe little cost, ya never know

Two Travelersa year

Great policy for Mexico!

GV RATT2 weeks ago

cheap insurance

Sam Marquez3 days

Christi Etie

john frost

Michael Garba

Tom B.

Evil Flectionz

We continue delivering excellent quality service since 1979 because you deserve the best.