A full-coverage car insurance for Mexico policy will protect you for the damages done to your vehicle in the event of getting hit by an uninsured driver. Regardless of who is at fault, damages to your vehicle and medical costs for you and up to 4 passengers are covered by your policy, up to the stated limits if you purchase "Full Coverage". The key thing to keep in mind is that the uninsured drivers lack of coverage is irrelevant, as any physical damage to your vehicle is protected by your own policy. Always exercise caution when driving in Mexico.
A full-coverage insurance policy is required if you don't want to risk having to pay out of pocket for damages to your own car, including total vehicle theft or partial vehicle theft. Full coverage which includes vandalism provides the greatest level of security, allowing you to fully enjoy your stay in Mexico.
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