Buying The Best Mexico Insurance Coverage For Your Needs

Buying The Best Mexico Insurance Coverage for your needs

When planning a road trip across the border, the first thing to consider is purchasing Mexico insurance coverage. Of course, no one wants to think about negative items on their journey, and I get it. But accidents happen, and you don’t want to be stuck without Mexico auto insurance coverage.

Many people believe all auto policies are the same. Some folks believe their domestic carrier protects them across the border! Not so! As a result, many travelers buy coverage at the last minute. This is risky since you may not have an adequate policy if involved in a crash. You want peace of mind, not heart-racing stress and anxiety.

Have A Detailed Plan of Your Mexican Trip

Take the time to plan your trip the right way.  You can purchase Mexico insurance coverage and get that out of the way. It’s pretty easy to grab a quote. As a result, you can buy before taking off.  Also, you have the chance to read the fine print. Make sure to print a few copies of your coverage, preferably in English and Spanish.

What should you be looking for? For example, will the Mexico insurance coverage provider allow you to repair your vehicle in Canada or the US?  Some providers stipulate that you can only repair your car across the border. This means that even if there is only cosmetic damage to your vehicle, you will either have to return or wait in Mexico for it to be repaired.  It is often easier to drive your car back home and have it fixed there.  If the policy provider allows you to have the vehicle repaired in your home country, you should check the permitted labor rate.  Hourly labor rates are usually much higher in the US and Canada than in Mexico, and most providers will limit you to a specific rate.  All policies purchased from Mexican Insurance Store.com allow repair in your home country.

Check What’s Included with your Mexico insurance coverage.

It is advisable to check if your policy includes legal service. Confirm that this includes attorney fees, bail assistance, and court costs. After all, you may need this service if the accident results in serious bodily injury. Another option is to check if the policy includes air flights and medical evacuation home.  This type of coverage is often not included at the border.

Before clicking on the ‘buy button, you should check the deductibles that apply.  Generally, there are two types, theft, and physical damage.  These deductibles can range between $500 and $2,000 or higher.  Typically the result is based on the vehicle’s value and calculated on a percentage thereof. Therefore, if you drive a car with a high value, you should consider a fixed deductible, as a percentage may be extremely high.

Drive safe with peace of mind!

It is essential to know exactly what you will be liable for in the event of an accident.

Mexican Car Insurance Online; Make Sure Its Legit!