Mexican Insurance Policy Considerations and Small-Town Roads vs. Off-Road Action in Mexico
Sometimes, rural roads seem more like bunny trails, and you may get the idea that anything goes in these settings. However, a trip on a trail is much more of a risk than a Sunday drive on a dirt road in a small town. Be sure that you know the difference because an accident on the wrong road could cost you your Mexican insurance policy benefits. Off-road travel isn’t covered, and an accident in such an environment can lead to your car insurance for Mexico being voided.
What’s the Difference?
Traveling on conventional roads is acceptable, even if primarily made of dirt. Road signs may be indicators that roads are conventional. Well-traveled areas are typically not that risky. However, the off-road trail takes you into undeveloped areas, which can be a problem. For example, a trail from the parking lot onto the beach in Baja may seem tempting while the tide is out. However, the beach is an off-road scenario that could result in a problem if you are in the wrong location when the tide rolls back in. Rising tides and water is specifically excluded from all Mexican insurance policy conditions within the car insurance for Mexico industry.
Your full-coverage Mexican insurance policy would cover your vehicle for damages in an accident on conventional roads leading to the beach. Still, your insurer would not cover damages sustained on the actual beach. Further, using your add-on benefits like roadside assistance from your car insurance for Mexico would be unlikely to succeed.
Are Mexican Roads Well-Maintained?
You will find that road conditions can vary greatly by community. While major highways and city streets tend to be well-maintained, road damage may not address damage immediately. It is also important to recognize that standards can be different in protective features. For example, you may find areas that seem to lack necessary guardrails. You may also find that even major highways can suffer serious damage due to unusual seasonal weather. Your Mexican insurance policy is important on toll roads to ensure that you are also eligible for supplemental toll insurance when a problem occurs while driving on a protected road. A lack of car insurance for Mexico, in this case, will also make you ineligible for toll insurance.
Mexican Insurance Policy Benefits from MexicanInsuranceStore.com come with roadside assistance throughout Mexico.
Learn more about car insurance for Mexico online