Liability-Only Mexican Auto Insurance

What Liability-Only Insurance Actually Covers In Mexico

Liability-only insurance meets the minimum requirements of Mexican law. It covers damages or injuries you cause to others, but doesn't pay for your own vehicle if it's stolen, vandalized, or wrecked in an accident.

It's the bare minimum - you're legal to drive, but on your own financially if something happens to your car.

When Is Liability-Only The Appropriate Choice?

• For older vehicles that aren't worth much

• Short trips with low risk

• Travelers on a budget who want to fulfill the legal requirements

If you're driving an older pickup worth $2,000, full coverage may not be worth it. Liability-only would be the practical choice.

Beware The Risk
Liability-only policies have there limits. If your newer SUV is stolen in Tijuana, liability-only pays nothing. If you get into a collision, your policy only covers the other driver, while you pay for your own repair bills.

That's why most travelers upgrade to full coverage. You're paying slightly more for comprehensive coverage and peace of mind.

Liability-Only vs. Full Coverage
What It Covers
Liability-Only covers damage to others' vehicles, property, legal and injuries to others.
What It Doesn't Cover
Your own vehicle, theft, and vandalism.

Full Coverage equals Liability Only plus collision, theft, vandalism, medical payments, roadside help, legal ` assistance.

Why Choose Mexican Insurance Store?

• Reputable coverage backed by A+ rated global insurers CHUBB, HDI, and MAPFRE

• Fair payouts using U.S. valuation guides including Kelley Blue Book

• Instant proof of coverage in English and Spanish

• Direct service - no middlemen or sub-agents

Liability-Only FAQs
Q: Is liability-only insurance enough to keep me legal?
A: Liability-only meets the minimum Mexican requirement, but it won't cover your own car.
Q: Can I start with liability-only and upgrade later?
A: Yes. Many customers try liability-only at first, then switch to full coverage once they realize how much more protection they get for the slight increase in price. (We're happy to modify your policy)
Q: Does liability-only include roadside assistance?
A: YES with us. For peace of mind, full coverage is the better option.

Final Word
Liability-only insurance checks a box, but it may also leave you vulnerable. For older vehicles or quick trips, it's a smart, low-cost solution. If you want your vehicle covered, full coverage is usually worth the modest upgrade.

Get your liability-only quote now and drive around Mexico legally.