What to Do After an Accident in Mexico?

Accidents Happen - Here's How to Handle Them
No one actually thinks about getting into an accident while on vacation, but it's essential to be prepared just in case. The process in Mexico is different from that in the U.S. or Canada. Knowing what to do can protect your rights and get you back on the road faster.

Step 1: Stay Calm and Safe
If you're involved in a collision:

• Pull over (Safely if possible)

• Turn on your hazard lights

• Check for injuries and damage

Step 2: Don't Move Your Vehicle
In Mexico, authorities expect vehicles to remain in place after an accident until police or an insurance adjuster arrives. Moving your car could complicate liability decisions. Unless you feel unsafe, don't drive away.

Step 3: Call Your Insurance Provider
Our Mexican Insurance Store policies include a toll-free number for your convenience. A bilingual adjuster will be dispatched to the scene. They'll help document the accident, communicate with the police, and begin the claims process.

Step 4: Cooperate with Local Authorities
Be polite and cooperative. Remember that valid Mexican insurance shows the authorities you are financially responsible. Without it, you may be detained until responsibility is proven.

Real-World Example
A traveler from Dallas was rear-ended in Tijuana. Because he had a policy from Mexican Insurance Store, a bilingual adjuster arrived within 30 minutes. The adjuster handled paperwork, translated for the police, and ensured somebody towed the traveler's car to a qualified repair shop.

Common Mistakes to Avoid

• Not calling your insurer immediately - Always report the accident as soon as possible.

• Submitting U.S. auto insurance - It won't be recognized in Mexico.

• Arguing at the scene - Let the adjuster and the police handle responsibility and fault.

FAQs
Q: Will I go to jail if I cause an accident?
A: Not automatically? However, if injuries or deaths are involved, you may need to stay until financial responsibility is proven. (Insurance avoids this risk!)
Q: Do I need to file a report even for minor fender benders?
A: Yes. Always call your insurer so an adjuster can file the necessary paperwork.
Q: Can I repair my car in the U.S. after an accident in Mexico?
A: With many policies, yes. Repairs can often be authorized in the U.S. or Canada.

Why Buy Insurance Through Mexican Insurance Store?

• Immediate claims support in English or Spanish

• Trusted partners (CHUBB, HDI, MAPFRE)

• Fair payouts based on U.S. valuations

• No middlemen - direct, honest service

Final Word
An accident in Mexico doesn't have to be a nightmare. With the right insurance and a clear plan, you'll have experts by your side every step of the way.
Get your quote now and travel with peace of mind knowing what to do if the unexpected happens.