Full Coverage Mexican Auto Insurance

Protect yourself, your passengers, and your vehicle while driving in Mexico. Full coverage is the most popular option for travelers who want comprehensive protection that goes beyond the legal minimum.

What Full Coverage Includes

Unlike liability-only insurance, full coverage protects both you and your vehicle. Policies through Mexican Insurance Store® include:

  • Liability (required by Mexican law)
  • Collision coverage
  • Theft and vandalism protection
  • Medical payments for you and your passengers
  • Roadside assistance across Mexico
  • Bilingual legal support

Why Full Coverage Matters

Driving without full coverage leaves you financially exposed. If your SUV is stolen in Guadalajara or your car is totaled in Baja, liability-only won’t cover your loss. With full coverage, you’re protected against major expenses that could ruin your trip.

Learn more about the differences in our guide to Mexican Auto Insurance FAQs.

Trusted Insurers

All full coverage policies are underwritten by top-rated global insurers:

Fair Payouts Based on U.S. Values

Many local insurers use Mexico-only guides like Libro Azul or EBC, which undervalue vehicles by 30–40%. With CHUBB, HDI, and MAPFRE, claims are settled using U.S. valuation guides like Kelley Blue Book or Canadian Black Book. That means if your $35,000 SUV is stolen, you won’t get stuck with an $18,000 payout.

If an accident occurs, follow the steps in our guide on what to do in an accident in Mexico.

Real-World Example

A family from Texas drives to Puerto Peñasco. On the way, their car is hit in a collision. Thanks to a full coverage policy through CHUBB, their repairs are covered, medical bills are paid, and a tow truck arrives quickly. The difference between liability-only and full coverage is thousands of dollars saved.

Why Buy Full Coverage Through Mexican Insurance Store?

  • Direct service from insurance professionals (no middlemen or kiosks)
  • Fast, easy online process — get covered in minutes
  • Policies backed by A+ rated global insurers
  • Transparent comparisons with other options like liability-only insurance
  • Trusted by thousands of travelers — see our customer reviews

Get Your Full Coverage Quote

Don’t leave your trip to chance. Protect your vehicle, your family, and your peace of mind with full coverage Mexican auto insurance.


Mexican Insurance Store® — Serving U.S. & Canadian drivers since 2004. Full coverage policies underwritten by CHUBB, HDI, and MAPFRE.


Get a 👉 Mexican auto insurance quote online

For travelers from Alberta, Manitoba, and Ontario, Mexican Insurance Store offers comprehensive protection with CHUBB, HDI, and MAPFRE. Whether heading to Guadalajara, Puerto Vallarta, or Lake Chapala, our full-coverage policies include collision, theft, and legal support with payouts based on U.S. valuations. Compare quotes instantly and secure dependable Mexican car insurance trusted by Canadians and Americans since 2004.