Mexican Auto insurance at MexicanInsuranceStore.com for Travelers To Mexico

Mexican insurance,Mexican auto insurance,Mexico insurance

Mexican auto insurance at mexicaninsurancestore.com For Canadian Travelers To Mexico!

When traveling to Mexico from Canada, it’s important you create travel plans that avoid some of the common pitfalls visitors to Mexico often face. Aside from packing your bags and grabbing a map, knowing that your driving is covered south of the border can keep your expenses, stress levels and most importantly legal troubles down to a minimum. That’s why you need Mexican auto insurance at mexicaninsurancestore.com .

The single most important fact Canadians need to know about driving in Mexico is that Mexican authorities do to not recognize foreign auto policies. This effectively means that if you choose to drive in Mexico without first obtaining Mexican auto insurance at Mexicaninsurancestore.com, you have absolutely no protection if an accident or theft of your vehicle occurs.

That’s why smart Canadians don’t risk driving without Mexican Insurance Online !

Buying a Mexican Insurance Online policy in Mexico is akin to buying water to drink in Disneyland – expensive. In addition to the unnecessarily inflated costs, you won’t have time to make sure your exact needs are covered. That’s why Mexico travel experts strongly suggest you obtain Mexican auto insurance at mexicaninsurancestore.com online before your travel begins.

Buying your Mexican Insurance Online allows you to make sure you get the Mexican auto insurance at mexicaninsurancestore.com policy you need at the best possible price. In addition, you can print your Mexican Insurance Online policy immediately, so there’s no question as to whether or not you’re covered.

When buying Mexican auto insurance:

– Make sure the company providing the insurance provides policies that are approved for use in Mexico like Mexican auto insurance at mexicaninsurancestore.com policies listed here.

– Make sure you have your insurance BEFORE you decide to drive. We allow you to print your policy as soon as the purchase is made. No waiting on mail, no wondering if you’re covered. Instant policy coverage.

– Make copies of your policy and leave one with a neighbor or family member in Canada. Nothing can be predicted while on vacation so make sure someone not traveling has your policy number in case you need it.

– Avoid roadside policy sellers that inflate prices and offer bare bones policies that won’t cover what you need. All Mexican Auto insurance at MexicanInsuranceStore.com policies are quite different and some shockingly so!

– Understand your coverage, what is covered and what is not and in what locations your coverage covers.

– Buy the policy regardless of your travel plans. The rates are so low, it’s best to purchase insurance even if you don’t expect to drive while in Mexico. You never know when the opportunity to explore more of Mexico may arise.

Canadians that drive in Mexico with Mexico auto insurance drive knowing they are protected in case of an incident. Those who have been in incidents, or who have friends with Mexican horror stories, know that there’s no better feeling than knowing the coverage is there when driving in Mexico.

Mexican Auto insurance at MexicanInsuranceStore.com for Travelers To Mexico comes with FREE Roadside Assistance

Mexican Auto insurance at MexicanInsuranceStore.com

Romantic Destinations in Mexico


Baja Mexico Insurance Cost – Avoiding Policy Coverage Mistakes

Mexican insurance,Mexican auto insurance,Mexico insurance
Mexico Insurance through MexicanInsuranceStore.com

Mexico Scenery

Baja Mexico Insurance Cost – Avoiding Policy Coverage Mistakes

There are many differences between US, Canadian, and Baja Mexico insurance cost policies. For example, Mexico law mandates that only ins companies licensed and admitted within Mexico can provide “Liability” coverage protecting you against damages you may do to others. Mexico Law does NOT, however, mandate that Mexican Insurance companies be rated for financial strength or claims-paying ability!

Baja Mexico Insurance costs are more affordable online!

Claims for Property Damage to third parties are settled on an “actual cash value” basis, guided by Mexican Law. It may be important to understand that the liability insurance you purchase from any Mexican insurance company insurer will not respond to claims or suits brought against you in the United States or Canada for a loss that occurred in Mexico. All liability claims presented to Mexican insurance companies must be settled in Mexico for coverage to apply.

Physical Damage

A few US companies will extend physical damage coverage within a few miles past the US border, but not “Liability” protection. For this reason, it’s a good idea to check with your US or Canadian agent or insurer before you leave home for you to understand more thoroughly what is not covered.

Competitive Pricing

Baja Mexico Insurance costs through MexicanInsuranceStore.com are very competitive. Still, all Mexican insurance company policies are different. Nothing is standardized, with more than a few unrated insurers limiting coverage to reduce the price. Their obligation to pay claims as there are no “standard” Mexican Insurance company policies.

Annual Policies

For example, as unbelievable as it may sound, annual policies are still sold at the border today with an exclusion within the policy in fine print that limits an insured time to 90 days during any one policy year. Baja Mexico Insurance costs, rates, coverage, limits, deductibles, and claims-paying ability vary greatly among insurers. Is your agent selling un-rated or non-rated insurer policies? All Baja Mexico Insurance costs through MexicanInsuranceStore.com are affordable with independently rated A or A+ carriers or better.

Asking Questions

You should ask questions such as does the insurer include Legal Assistance, Bail Bond, Roadside Assistance at no extra cost? With good Mexican insurance companies, it sure does. Are the more serious claims handled in the United States, saving you the time, frustration, and expense of traveling multiple times to Mexico to fulfill your legal obligations?

Does your carrier allow you to repair your vehicle in the US or Canada, not just Mexico?  With MexicanInsuranceStore.com it sure does. Are you purchasing a snail mail handwritten paper policy from a local agent? or an electronic policy?

This knowledge will help you tremendously in the unfortunate event of an accident. Most “Standard” policies EXCLUDE vandalism and partial theft, but coverage can be added by endorsement with quality insurer programs.

MexicanInsuranceStore.com policies

MexicanInsuranceStore.com policies are written on a “named perils” basis, and “Full Coverage” includes physical damage to your vehicle, total theft, fire, and other perils. Dozens of US agents, gas stations, towing companies, and on and on offer coverage at the border, but you should ask yourself how many agents specialize in it? Half a dozen?

How many agents sell car insurance from non-rated insurers primarily because weaker insurers usually pay higher commissions? If commissions are higher than normal, how much premium is left actually to pay claims fairly?

As our worldwide economy continues in a state of uncertainty because of covid, it may be more important than ever to reduce your Baja Mexico Insurance Cost AND buy from a financially strong insurer. However, no matter how much you trust your agent, if they are placing your insurance with a non-rated carrier, you could be in for a surprise in the event of an accident.

You will benefit by purchasing Mexican insurance company coverage with an experienced specialist. Remember, everyone is always happy and thinks they got a GREAT deal until they have an accident!

All Baja Mexico Insurance costs through MexicanInsuranceStore.com come with roadside assistance at no extra charge.

Read more Baja Mexico Insurance Cost – Avoiding Policy Coverage Mistakes information here.

3 Mistakes To Avoid When Buying Mexican Insurance For Autos at MexicanInsuranceStore.com

 


Mexican Car Insurance Coverage – San Diego to Tuscon to Rocky Point!

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Mexican Car Insurance Coverage – San Diego to Tuscon to Rocky Point!

For those visiting Rocky Point (or the Baja Peninsula), a vehicle permit is not necessary. However, you still need to acquire a tourist card. Mexican car insurance coverage is now required for highway travel in Mexico.

Legal philosophy and insurance coverages

If you are driving in Mexico, your US or Canadian car insurance will not be valid. The laws and insurance policies are different in Mexico when it comes to car accidents. That is why it is important to have comprehensive Mexican auto insurance from Mexican Insurance Store.

If you don’t have Mexican car insurance, you can be detained (jailed) and your car can be impounded. You will also have to pay for any damages that you cause to other people.

Besides your ability to compensate others for damages you cause, another important thing is considered: your protection. This is why it is important to have quality Mexican car insurance coverage. Enjoy yourself with peace of mind on vacation!

Rocky Point Mexico, also known as Puerto Penasco, has a reputation for fishing and adventure along the Gulf of California. Located a mere 60 miles from the Arizona border, Rocky Point is a popular destination for those wanting to get away for a few days of adventure in Mexico.

For those searching for comfort, luxury hotels and condos are plentiful, and traditional RV parks and motels are also readily available. Just remember Mexican car insurance coverage is required for all driving on freeways in Mexico.

Things to Do

There are numerous entertaining things to do including, sport fishing Charters, Jetski Rentals, day-to-day sailing cruises. Scuba and Snorkeling, Whale and Dolphin viewing, Sailplane Flights are fun. Parasailing, ATV Rentals, and Horseback riding on the beach are local favorites. And don’t miss the shrimp burritos!

History

In 1810, the retired Lt. Robert Hardy of the English Royal Navy was voyaging by the sea-coasts of Sonora and Baja seeking pearls, ivory, and silver in the sailing ship La Bruja. He named the beachhead Rocky Point and it was identified on official marine maps as such until General Lázaro Cárdenas, president of Mexico in the 1930’s changed it to Puerto Punta Peñasco (Port Rocky Point).

During the early 1920s Americans traveled from nearby Arizona and California to find the enormous flying fish abundant in the nearby waters. For the regional fishermen, Rocky Point provided refuge from storms, thanks to “the hill of the whale” a natural point of refuge, and a beautiful inlet.

Mexican Car Insurance Coverage from MexicanInsuranceStore.com comes with FREE Roadside Assistance.

Mexico Auto Insurance Coverage from MexicanInsuranceStore.com

Rocky Point Rally

 


Mexican Car Insurance from MexicanInsuranceStore.com – Savings On The Net

Mexican insurance,Mexican auto insurance,Mexico insurance

Mexican Car Insurance from MexicanInsuranceStore.com – Savings On The Net

We asked one client what he thought of buying Mexican Car Insurance from MexicanInsuranceStore.com at one of the booths, gas stations, or roadside stands along the border. Mexican Car Insurance from MexicanInsuranceStore.com policies are a far more efficient method of quickly notifying your insurer and distributing policies to you fast by Website, E-mail or by Fax so YOU BENEFIT.

This was Dave’s comment:

“I have “Mexico” vacationed since the 70’s. Most vacationers plan their trip, drive to the border and then remember that they need to by car insurance …then they proceed to buy their policy at the closest roadside stand. This is similar to purchasing groceries at Shell or 7-11. your alternatives are slim, and you do not have any way to figure out about the quality of the insurers that peddle at the border. It’s take it or leave it, the coverage is a la carte, who knows what you are really really getting, AND they somehow add extra FEES! It’s much easier to purchase online, before you leave home!”

San Diego, CA Resident

Also consider this: Whether buying from Canada, Illinois or San Diego, there is a LARGE difference between paper generated policies and Mexican Car Insurance from MexicanInsuranceStore.com electronic Internet Policies.

Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance agency offices or at the border and mailed to Mexico, often through the regular postal US system.

Basically, a salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. Sometimes this means that (unlike Mexican Car Insurance from MexicanInsuranceStore.com) your insurance contract is waiting at the agency for a few days before it’s posted.

Next, it can take upwards to a week for the batched lot to get past customs and make it to Mexico City, where nearly all of the major insurers are located. Then it is processed by your insurer’s system database one at a time.

The real question is what happens if you have an accident and (unlike Mexican Car Insurance from MexicanInsuranceStore.com),  the company doesn’t have physical evidence of your policy within their system? What happens if you have an accident on a weekend when almost all insurance agents are closed and the ONLY company able to respond is your insurance company?

Since you need to stay at the accident scene and report all accidents, and most vehicle accidents are adjudicated within hours, having physical possession of your certificate, which needs to be verified by each insurer, is important. Mexican Car Insurance from MexicanInsuranceStore.com – Savings On The Net, Is Buying From A Website BEST?

Mexican Car Insurance from MexicanInsuranceStore.com

Baja California, Mexico


Mexican Auto Insurance – Why Buy On The Web?

Mexican insurance,Mexican auto insurance,Mexico insurance

 

Mexican Auto Insurance

Let’s Speak Spanglish

Mexican Auto Insurance  – Why Buy On The Internet?

And why is Mexican Auto Insurance indeed critical for folks journeying to Mexico? The trouble is, even with legitimate U.S. or Canadian coverage, no matter how comprehensive your coverage is, it doesn’t cover financial obligation security for the people or property outside your motor vehicle.

This explains why is it vital to purchase a Mexican Insurance from an officially licensed company with permission to conduct business in Mexico. Basic common sense would dictate you purchase Mexican Auto Insurance prior to entering the country, because you will have a better understanding about what you are getting and just as importantly, you can see what you are NOT getting.

For example, there are insurers at the border who sell annual insurance policies. What they may not tell you is that some policies have a provision which states that if you are in Mexico for more than 90 days within the annual policy period, the policy is void.

Despite the fact that Mexican auto insurance by Mexican Insurance Store can not secured by vendors near the border, buying your insurance online and ahead of time can avoid unnecessary complications. It will save you time, money and frustration with better coverage and much lower fees.

You should ask yourself;

  • If I drive up to a booth with a nice vehicle, they will know I’m a captive buyer. Will the salesman increase the cost or adjust the Mexican Auto Insurance policy fee based on what they think I can afford to pay?
  • Did I buy the proper Mexican Insurance policy for my specific vehicle and my specific route?
  • Understanding Mexico Auto Insurance is a-la-carte, what do I need?
  • Understanding Mexican Insurance is a-la-carte, what is covered?
  • What is the worst actual exposure in Mexico? (Hint: Where’s my car?)
  • Does my policy cover the States I plan to travel in?
  • Am I getting value for my money, or am I being taken advantage of?
  • Why do some policies add taxes and high fees and others do not?

Purchasing Mexican Auto Insurance over the internet is easily the fastest, most reliable and convenient option. Web Sites with high rated policy choices and sites that allow comparing and customization of quotes are usually the safest, most affordable bet.

Mexican Auto Insurance Policies – Why Buy On The Web?


Baja Mexican Insurance Policy: Choosing Reliable Companies

Mexican insurance,Mexican auto insurance,Mexico insurance

Mexican Insurance

Driving Adventures In Baja California

Baja Mexican Insurance Policy: Choosing Reliable Companies

To secure a good quality Baja Mexican Insurance policy, savvy travelers begin by reviewing a few Mexican insurance carriers’ financial strength and claims-paying ability as a first step and then comparing online coverage and rates that meet their needs as a second step.

Mexico practices Napoleonic law. You must protect yourself from the possibility of being “jailed” if you are found at fault in an auto accident. All US and Canada auto insurance policies have territorial exclusions for “Liability” coverage in Mexico. Most domestic insurers do not cover collision for your vehicle within Mexico.

Purchasing Mexico Insurance from an independently rated insurance company that combines adequate “liability” limits with value-oriented features and benefits is the goal when purchasing insurance for Mexico. This method is nearly impossible to apply if you buy coverage at one of the border sellers; however, it has been getting easier to research a policy that can be understood and purchased less expensively over the past few years. This is if you purchase coverage online over the internet.  Purchasing Mexico Insurance from specialists is best.

In fact, the best Baja Mexican Insurance policy deals are now online.

At a minimum, look for Baja Mexican Insurance policy companies with an “A” rating or higher. They need to be admitted and authorized to let you purchase Mexico insurance. If any website doesn’t show right on the opening page, their Baja Mexican  insurance policy is “A” Rated by A.M. Best in the US.

Mexico Insurance Companies

This includes Mexico Insurance Companies, and then you can bet that the website is selling policies from an un-rated or poorly rated insurance company. A.M. Best and Standard and Poor’s (who rate global, foreign, and domestic insurers) are the industry standard rating agencies.

Reinsurance

In fact, many insurance companies do business with other insurance companies (Reinsurance). The minimum standard for all but a very few insurers is an A.M. Best’s Rating of “A” as a MINIMUM. Therefore, when purchasing Mexico insurance, buyers should ask themselves a few questions: Can I buy coverage from an insurer who has an “A” rating for financial strength and claims-paying ability? Or am I being asked by an agent or a broker to accept an unrated Baja Mexican insurance policy?  Will they may pay the agent more commission to peddle bare-bones coverage?

Ratings matter

The size of any insurance company as a measure of strength or claims-paying ability is a questionable measure of fitness.) What is the usual response to this question when an agent does not wish to reveal the true nature of your risk? They say, “Why they are the first, second, third, etc., the largest insurer in (any country).”

 

A Is The MINIMUM

First, look at the company rating ( “A” is Standard ), next to the Baja Mexican insurance policy limit and features, and finally, the price. This professional Mexico insurance purchasing method, will help you evaluate and compare rate quotes on a clear apples-to-apples basis. This helps you get what you pay for should you ever be involved in a car accident or lose in Mexico.

Baja Mexican insurance policy ratings are excellent because Mexican Insurance Store sells A or A+ independently rated insurance. In addition, each policy comes with Roadside Assistance at no additional cost to you.

 

Interesting Facts about Mexican Insurance For Autos


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