Packing Notes: What To Pack For Mexico

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Packing For Mexico

 

When preparing for a driving trip to Mexico, it’s important to familiarize yourself with the things you can and cannot travel with. There are obvious items: firearms and drugs, for example, that are a definite no-no. Taking either guns or drugs across the border (or trying to re-enter the U.S. with these items) could lead to an extended stay – up to 25 years in a Mexican jail, in fact, so absolutely no non-prescription drugs or guns.

Otherwise, packing for your Mexican vacation is not unlike packing for any trip. You are allowed to take appropriate clothing for your personal use. Be sure to avoid taking too much, and it’s a good idea to take the tags off any new clothes you’ve bought for the trip, just to make sure there’s no question about whether your items are for personal use versus commercial resale.

Packing needs include a  Mexican Insurance policy as US and Canadian auto insurance is invalid. To save time money and frustration purchase a Mexican Insurance Store Mexican Insurance policy online before you leave for vacation.

Likewise, skip the “super size” toiletries and take only what you need for the amount of time you are staying. After all, you can always buy a bar of soap or bottle of shampoo in Mexico.

Your personal medications are allowed, as long as you have a prescription. You are also allowed (if you are an adult) to take in 20 packs of cigarettes or 200 grams of tobacco and three liters of alcohol.

If you normally travel with a huge bag of back-logged magazines or books, be sure to limit yourself to just 20 books and/or magazines. This applies to everyone in your car (20 books or magazines per person).

Maps and The Road Atlas

Driving to Mexico

Although you can legally take your laptop computer and the necessary equipment to operate it, it’s probably not a good idea for everyone in your car to have one, as it might raise eyebrows at the border or make you a good target for theft. (And Mexican Auto Insurance Policies do NOT cover this) Besides, if you’re going on a vacation, do you really need to keep up with email? Does everyone in your family need their own laptop? Remember that internet access south of the border will be spotty. You may want to consider leaving the computer at home, or at least leave some of the computers at home.

You can take a set of binoculars and a TV with a screen size up to 12 inches, so personal DVD players are okay, as are ipods or other portable music players (one per person). You should not bring your entire movie collection or a huge CD case full of music, as you are allowed only 20 disks total. Just take your favorites and leave most of your personal collection at home.

If you are traveling with children, you are allowed only five toys per child. Before you gasp, remember where you are going and how very fortunate your children are. Force yourself to abide by this rule. Some simple rules before you leave home can save much anguish that can be caused at the border when officials confiscate your child’s coveted Beanie Baby or Barbie collection.

If you are going camping, you can take your tent and camping equipment. You can also bring a limited supply of fishing tackle or a pair of skis or two tennis racquets. The rule with sporting equipment is that each individual can take only what he or she can carry.

Your digital camera and video recorder are welcome in Mexico, but if you still take pictures the “old fashioned way,” be advised that you can only bring 12 rolls of film.

A complete list of what you can and cannot take to Mexico can be obtained from the U.S. State Department at https://www.travel.state.gov


Mexican Car Insurance Policy Exclusions – Drinking Alcohol in Mexico

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Mexican Insurance

The Green Angels

Mexican Car Insurance Policy ExclusionsDrinking Alcohol in Mexico

Most visitors to Mexico will want to take advantage of the very affordable and sometimes unique alcoholic beverages offered in Mexico. While the legal drinking age in Mexico is 18, enforcement is not nearly as strict as in the United States. Requests for proof of age are on the rise in Mexico; however, anyone that appears to be of age will likely not be bothered.

It’s not like the past.

It’s not like the past. Drinking and driving is a severe crime in Mexico, and a Mexican car insurance policy is invalid if you are caught driving under the influence of alcohol. You certainly do not want to be seen driving under the influence. Taxis are not expensive in most areas of Mexico, so be safe and take a cab.

Campaigns against drunk drivers.

The Mexican authorities have been increasing their campaign against drunk drivers recently, and even the best quality Mexican car insurance policy will not help you.

Foreigners are not provided any leniency.

Those caught driving drunk often face stiff penalties, including the prospect of prison time. Foreigners with Mexico car insurance coverage are not provided any leniency from the local police regarding drunk driving, so be safe and don’t do it. If you were to hurt or kill somebody, you could spend the rest of your vacation or many weeks in a Mexican jail.

Bars are permitted to sell alcohol 24 hours a day.

Mexican stores, restaurants, and bars are permitted to sell alcohol 24 hours a day, so that you can find alcohol at just about anytime. It is illegal to drink on the street in Mexico, but this is rarely enforced. Therefore, you are most likely safe to walk down the road with a cold beer. Just don’t get out of control or do anything stupid.

Most of us know our alcohol tolerance levels.

Most of us know our alcohol tolerance levels and can manage our drinking based on past experiences. However, it is essential to remember that many places in inland Mexico are situated at high altitudes, including Mexico City. Alcohol will have a much stronger effect on a person at these altitudes than drinking at sea level. This is especially important to remember if you are from an area of low altitude.

Review Mexican Car Insurance policy exclusions at Mexican Insurance Store.com for more information.

Drinking Alcohol in Mexico – Mexican car insurance policy exclusions

 

Be Smart When Drinking in Mexico – Mexican Insurance Coverage


Mexico Car Insurance Company – Combined Single Limits Or Split Limits?

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Mexico Car Insurance Company – Combined Single Limits Or Split Limits?

As of September 2021, even among experienced Mexico car insurance company personnel, I find confusion reigns on the definition and application of the two types of Liability Limits. As a result, I see agents warning buyers to BEWARE of Single Limits as if we might need to wash our hands after purchase. This Mexico car insurance company article is being updated based on at-fault fatality compensation limits generated by the recent Federal 502 Laws in Mexico.

Mexico Car Insurance Company

Explaining Combined Single Limits 

Combined Single Limits, i.e., CSL limits of $100,000 or $500,000, apply to either Bodily Injury OR Property Damage. In other words, the maximum the Mexico car insurance company will pay for covered damages that have been deemed to have been caused by you (your fault) is $100,000 or $500,000. The loss can be all Bodily Injury or all Property Damage or any combination of the two.

What Is The Maximum Amount?

However, the maximum amount covered is $100,000 or $500,000 depending on the amount of coverage you decide to purchase. Mexico car Insurance company CSL limits help protect you best against the new Federal 502 laws.

Split liability limits

Split liability limits such as $100,000 bodily injury per person/$300,000 bodily injury per accident/$100,000 property damage are suspect. This limit structure means that the insurance company is obligated to pay up to and only $100,000 in bodily injury claims per person AND also up to $100,000 in property damage claims.

So insider fans, hypothetically, which  limits would you rather have,

A. $300,000 CSL or B. split limits of $100,000 per person/$300,000 per accident/$100,000 Property Damage? My preference at the bottom

We recommend a minimum limit of $300,000 CSL

TIP: We recommend a minimum limit of $300,000 CSL for all Mexico car insurance policies. This is in case you knock heads with someone else’s brand new SUV. However, as of 2013, you may need even $500,000, especially in the Yucatan or Nayarit states. This is because liability limits in case of a fatality have increased for dependents of any deceased throughout Mexico.

My Preference: A because I would have  $300,000 CSL against any covered loss versus a cap of $100,000 for each person or a cap of $100,000 for a property loss. I like CSL better in every circumstance because it allows flexibility without the monetary restriction imposed by a split limit.

If you are confused or unsure in any way consult your personal financial or legal adviser. The information above is meant to be used for general educational purposes only.

Mexico Insurance from Mexican Insurance Store.com

Split Limits Or Combined Single Limits?

 

Mexican Insurance; A Single Policy Covers All Drivers!

 


!Mexican Insurance – Touring Mexico by Motorcycle!

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One of the best ways to visit and explore Mexico is by motorcycle. Some of the most stunning scenery is not easily accessible by car, but a motorcycle can take you down the beaten path and away from the hectic cities. For many riders, touring Mexico on a bike is an unforgettable experience. If you want to fully experience the beautiful and diverse landscapes of Mexico, a trip by motorcycle is ideal.

Unfortunately, many Americans fail to realize that U.S. insurance policies do not provide coverage for a trip to Mexico. Travelers to Mexico must plan ahead to protect themselves and their property. If you would not drive your motorcycle uninsured in the U.S., why would you risk not purchasing Mexican Insurance at mexicaninsurancestore.com in Mexico?

Mexican Motorcycle Insurance does more than provide financial protection in the event of an accident. Obtaining coverage before crossing the border provides peace of mind. Some motorcycle insurance policies may even arrange to have your motorcycle transported back to the United States if it becomes inoperable or severely damaged. A comprehensive policy ensures you are protected from legal and financial liability should the worst happen. Plus, you will be covered in the event your bike is stolen.

Renting a bike once you have crossed the border does not exempt you from taking out a Mexico insurance policy. Mexican insurance is required for all vehicles operated inside Mexico, including rental cars and motorcycles. While you may be less concerned about damage done to the motorcycle because you have nothing invested in the bike, you will be held financially responsible for repairing or replacing the bike if you fail to obtain coverage. Attempts to avoid taking out a policy do nothing more than put you in legal and financial peril (jail).

As soon as you begin planning your Mexican vacation and set your travel dates, arrange for Mexico motorcycle insurance coverage. While the level of coverage you need depends on many factors, it is generally worth obtaining as much coverage limit as possible. It is important to shop around before agreeing to any policy, and to carefully read the fine print included on any policy documents before signing up.

Mexican Insurance Online is the best option for better coverage and rates.

Knowing you and your motorcycle are protected in the event of theft or damage to others will provide important peace of mind, enabling you to relax and enjoy your adventure in Mexico.


I Purchased Car Insurance For Mexico And I Had An Accident!

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Mexican Car Insurance

A car accident in Mexico can become a costly nightmare if you do not have the proper documents. You should carry the following information with you.

Mexico Insurance Policy: You must have Car Insurance For Mexico by Mexican Insurance Store issued by a company recognized by the Mexican government. Additionally you should have a payment receipt, accident instructions, and ID cards to help communicate with your insurer.

Valid Driver’s License: The license should have your photo and match the name on the title or registration.

Vehicle Title or Registration Receipt: The title or registration should be up in your name or the insurance policy should identify the owner by name and the principal driver. Unregistered vehicles or vehicles with expired tags could have their vehicles confiscated.

Proof of Citizenship: Drivers License, Birth certificate, passport, or notarized proof of citizenship. (Must have passport in 2008)

Permission Letter From Bank or Lien Holder: If you do not own the title on the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).

Credit Card: A credit card, such as Visa or MasterCard,in your name.
Vehicle Permit: If traveling beyond the border zone, you must obtain a temporary import permit, and display it on your windshield.

Affidavit of Vehicle Return to the United States: If traveling beyond the border areas, you must sign an affidavit promising to return your vehicle back to the United States, and pay a refundable deposit.

In an event of an accident be prepared to do the following:

Do not move your vehicle until the police arrive.
Contact your insurance provider for Medical or Legal help and to report an accident.
Remain with your vehicle until the Adjuster arrives.

Complete the Accident Report.

Complete and sign a parts inventory form before having your car towed as things have been known to disappear.

You will need to obtain the following documents for insurance claims:

1. Police Report: A Copy of the original report filed by the appropriate Authorities.

2. Medical Report: Your insurance company will provide a form that must be signed by a licensed physician who provided the medical services.

3. Medical Invoices: Any invoice issued by the hospital, physicians, and pharmacy.

Finally, allow your Mexico insurance company to manage issues related to the accident. Avoid making verbal agreements or sign any written agreements with the other party. Most importantly, do not assume liability in the accident. Your insurance company will guide you through the claims process, and will inform you of any liabilities, if any, that you have incurred.


Mexican Insurance Policies – Why It’s Better to Purchase Online

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Insurance sales associates issued paper-generated Mexican Insurance policies old-fashioned, usually in small neighborhood offices, and sent using the snail mail approach. It would be best if you now had Mexican Insurance to drive on any highway in Mexico.

In other words, the agent fills out all the paperwork manually, goes to the post office, and mails your policy to the company. Unfortunately, to minimize costs, many agents don’t ship anything until they can send 5 or 6 policies at one time. So handwritten applications may delay your policy for a few days.

Mexican insurance online

Male hand holding smartphone with car insurance concept.

On top of this, it may take up to 10 days for the batch to get past customs. Mexico City is where most of the major insurers are located. Then it must be processed and entered into their master computer database manually one at a time.

What happens if you have an accident and the insurer doesn’t have evidence of your Mexican Insurance policies? What happens if you have an accident on a weekend when almost all insurance agents are closed? Is the ONLY company able to respond is your insurance company?

You are held until the authorities can confirm that you have the means to pay for any damages you are deemed to have caused. So your insurer needs to quickly verify all Mexican Insurance policies.

The Internet is not ALWAYS a wrong choice!

Electronically generated  Mexican Insurance policies are made available to insurers claims personnel 24 hours a day and can be downloaded into their verification systems in minutes. This allows for quicker response & verification time while you are on vacation.

Mexican Insurance Policies – Why It’s Better to Purchase Online

 

Mexican Car Insurance Coverage and Why Ratings Matter!

 


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