Timeshares in Mexico, A Travel Dilemma – Mexican Insurance Specialists!

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Timeshares in Mexico – A Travel Dilemma

Timeshares in Mexico – Another Travel Dilemma – Mexican Insurance Specialists

So you’ve visited Mexico and enjoyed your stay so much, you want to make many return visits. What better way to ensure a lifetime of yearly Mexican vacations than to buy a timeshare?

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While the temptation to give yourself an excuse to come back annually or enduring a lengthy sales session with a timeshare representative may be swaying your decision towards a purchase, think before you buy.

Here are a few things the Mexican Insurance Specialists at Mexican Insurance Store suggest you consider to help give you peace of mind:

  1. Due to its location, Mexico is vulnerable to both Atlantic and Pacific hurricanes. Should one strike and cause significant damages to your timeshare villa, expect your monthly dues to skyrocket. This increase will be needed to cover repairs as well as increased insurance premiums.
  2. Annual dues will always rise. This is needed to cover cost of living increases. Expect them to rise approximately 3% annually; except when major renovations need to occur.
  3. Consider what would happen if you unexpectedly passed away tomorrow and your deeded timeshare was only in your name. Even if you did include your spouse, the worst could always happen. Since a timeshare is such a lengthy contract, be sure to add a child’s name on the contract in case of emergency. This way, the timeshare will not have to go through probate while dues, in addition to court-related costs, are incurred.
  4. If needing to sell, the timeshare will decrease rather than increase. Why? Because timeshares expire and the longer a person holds on to them, the fewer usable years remain. Think of a timeshare a like a vehicle. The older it gets, the less it is worth.

Fortunately, there is another option to help with vacation pre-payment expenses. Take the money you would have invested in a timeshare and invest it in a Certificate of Deposit at your local bank. Have the interest each month deposited into a vacation savings account. This money, in addition to the CD, will also earn interest. By the time it is due for your annual Mexican vacation, the money earned will pay for accommodations, and you will have not lost a dime.

For more information visit Mexican Insurance Store Mexican Insurance Specialists online.


Beach ATV Tours In Baja and Mexican insurance from Mexican Insurance Store

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Mexican insurance from Mexican Insurance Store

Rosarito Beach ATV riding

Mexican insurance from Mexican Insurance Store and Beach ATV Tours In Baja

With hundreds of miles of coastline, exploring Baja’s beaches can be a time-consuming process. Visitors are limited to seeing much of the Baja coastline only on foot; which after a while can lead to tired legs. Alternatively, there are beach tours on horseback but these are often guided, slow paced and are limited to relatively small areas.

Remember to purchase a Mexican insurance from Mexican Insurance Store policy when driving within Mexico as US and Canadian car insurance is invalid.  Mexico insurance coverage is a vital part of exploring Mexico and returning safely. For more information about Mexican insurance from Mexican Insurance Store visit their website comparison tool. To save time, money and frustration evaluating the best Mexico insurance coverage review and compare A+ rated Mexican insurance from Mexican Insurance Store quotes and coverage to suit your individual needs.

ATV’s can accommodate one or two riders. While fees are based on the number of riders, when sharing the same vehicle, discounts are generally offered for the passenger. Local ride rental fees vary from $60 – $80 per half-day outing, or if looking for an hourly rental, will generally rent for $20 per hour with a two hour minimum.

In order to explore as much of the beach as your want, at your own pace, consider participating in Baja’s ATV beach tours. These self-guided excursions allow visitors to drive rented ATV’s on beaches provided the following conditions are met:

1. ATV’s are not allowed in swimming areas. This is for the safety of both the swimmer and the rider.

2. During turtle nesting season, riding is prohibited on many beaches. This is because sea turtles lay eggs close to dunes and their hatchlings must swim back to the sea.

3. Riders must have a driver’s license, credit card and meet minimum age and height requirements.

Larger group outings covering large areas visit important natural and historical points of interest along the Baja coastline. Participants can choose from either half-day or full-day packages. Expect to pay anywhere from $50 to $100 per person, and each person must ride his/her own assigned ATV (no passengers).

If looking to find information regarding ATV rentals, ask at your hotel’s concierge desk or take a walk along any major Baja beach.

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Beach ATV Tours In Baja and Mexican insurance from Mexican Insurance Store


Mexico Beach Basics: Mexican Insurance Store.com Mexico car insurance

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Mexican Insurance Store.com Mexico Car insurance

Yucatan Conch Shell

Mexican Insurance Store.com Mexico Car insurance : Mexico Beach Basics

Mexico, due to its unique location between two bodies of water, has some of the world’s most beautiful beaches. Because of these, most travelers include a stop at a beach side location for swimming, surfing or beach combing. Before heading out to one of Mexico’s many beaches, there are some important safety and legal tips to remember.

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  1. Full or partial areas of many beaches may be closed during turtle nesting season (May – September). Sea turtles are a protected species in Mexico and every effort is made to ensure their survival. Should you encounter a closed beach, note the rules apply for both daytime and nighttime visitors.
  2. If visiting Mexico during hurricane season (May – November), even if some type of tropical disturbance is far away from Mexico, beaches may be closed. This is due to strong undertows and currents making water-immersive activities hazardous. Some beaches may be open to beachcombers and those seeking photographic opportunities; however this is at the discretion of local authorities.
  3. While perfectly legal in the United States, many common beach souvenir items are illegal to collect in Mexico. These include alive or dead corals, clam and abalone shells, sea shells and sea fans. If looking for a way to document your findings and preserve vacation memories, be sure to bring a camera with you. This way, any of these items you find beachside can be arranged and photographed, allowing a legal way to bring these items back home. A good rule of thumb when visiting Mexico’s beaches is to take nothing but photographs.

Additionally, if anyone approaches you regarding the sale of turtle eggs, turtle products or any of the previously mentioned sea relics, never purchase them. Doing so, even with a paid invoice showing you did not commit the crime, implicates you as being in receipt of these forbidden items.

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Mexico Beach Basics and Mexican Insurance Store.com Mexico Car insurance


Mexican Insurance by MexicanInsuranceStore.com – Fishing In Mexico: Do I Need a License?

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Mexican Insurance by MexicanInsuranceStore.com – Fishing In Mexico: Do I Need a Fishing License?

Whether it is an already-booked fishing excursion in a freshwater lake or a spur-of-the-moment desire to camp in a local forest and live off of the land, if planning on participating in any type of fishing activity while in Mexico, all travelers aged 16 and over will need a fishing license. While these can be purchased upon entry into the country, if your already-planned vacation itinerary includes any type of fishing activity, it is advisable to apply for and purchase your fishing license ahead of time.

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Since your fishing license will be purchased from another country, due to international mail service and Mexican processing times, it is best to purchase your fishing license at least six to eight weeks before departure. Licenses are processed by the Mexican Department of Fisheries.

Before contacting them directly and beginning the license’s paperwork, it is important to have the following information available:

1. The number of fishing licenses needed (people in your party who will be fishing)

2. Everyone’s exact names, as printed on their passports.

3. Specific dates you plan on needing license coverage.

While you may get a fishing license to cover the entire duration of your trip, if knowing the exact dates of your fishing activities, you can save money on your license, as they are priced by the license’s validity period.   While ordering a fishing license ahead of time is easier, this method may end up costing more, as you cannot pay in pesos with advance orders.

Moreover, you must also pay shipping costs to have the licenses mailed. If wanting to wait on fishing license purchases after arriving in Mexico, visit a marina, any government-sponsored tourism office or your hotel’s concierge for purchase information. Before exiting the country, be sure to surrender your fishing license to authorities, as this is required prior to departure. Just remember, Mexican Insurance by MexicanInsuranceStore.com can be used to keep you out of jail.

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Amazing Sports Fishing Baja California – Eco-Hub Mexico


Purchasing Mexican Insurance at Mexican Insurance Store – Mexican Taxi Ride Tips!

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Purchasing Mexican Insurance at Mexican Insurance Store

Taxis in Mexico

Purchasing Mexican Insurance at Mexican Insurance Store – Taxis in Mexico – Taxi Ride Tips!

When in Mexico or any other unfamiliar location, getting around by taxi allows for visitors to be shuttled from location to location by knowledgeable and experienced taxi drivers. Unfortunately, because foreign travelers sometimes obviously appear they are not from an area, they may not receive the same fare as locals. Here are some tips to help ensure your taxi ride is a positive experience:

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1. Before ordering a taxi, discuss your destination with the hotel’s concierge, guest services or valet employees and ask them for an estimate regarding how much the ride should cost. They may also be able to recommend a trusted taxi vendor or have a relationship with one that offers pre-determined fares to popular destinations. Alternatively, if heading to a frequently visited destination, your hotel may offer a free shuttle or know about a daily group transportation where a passenger bus (group taxi) will provide drop-off and pick-up services at pre-determined times.

2. Once your taxi arrives, after speaking to the hotel staff to gain an estimated ride cost, ask the taxi driver for an estimate. If the two prices are extremely different, negotiate and agree on a price. Unfortunately, if the price is not negotiable, skip the ride and wait for another taxi. Waiting a few extra minutes can save you valuable dollars, as you have to pay another taxi for a return trip and will need as much of your liquid money as possible.

3. Always inquire about the ride’s price and perform negotiations outside of the vehicle. If you discuss prices while inside of the car, you run the risk of the vehicle driving off and being stuck with a rate that is unsatisfactory for your budget.

4. Always pay for and negotiate your ride’s cost in pesos.

5. Just as in the U.S., it is customary to tip a taxi driver; especially one who provided good service and charged a fair rate. If your fare was extremely higher than quoted or service was poor, tipping will be at your discretion.

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Are Mexican Air/Hotel Travel Packages Good Deals? – Mexican Car Insurance

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Mexican Car Insurance

Diving and Snorkeling in Mexico

Mexican car insuranceAre Mexican Air/Hotel Travel Packages Good Deals?

When traveling to Mexico, there are many ways to book a vacation. Two of the most popular choices for those needing both airfare and hotel accommodations are to book an air/hotel travel package or to purchase each separately. While each one has both their pluses and minuses, depending on your travel dates, flexibility and other requirements, one booking method depending on your situation may be better for you over the other.

If you plan to travel to Mexico by car, you can purchase a Mexican car insurance policy online before you leave that will be considered legal and valid in Mexico. Full coverage Mexican auto insurance by Mexican Insurance Store.com is important depending on the age of your vehicle. Full coverage Mexican car insurance pays you for total theft, physical damage, fire, lightening, and other common atmospheric conditions such as windstorms. If you happen to be involved in a car accident on Mexico soil, it is vital that you take out your Mexican car insurance policy and phone it in to report it to the authorities ASAP, and always before leaving Mexico if you want your claim to be taken seriously. Do otherwise and your Mexico auto insurance company has no legal obligation to pay any loss even if your claim would have been covered.

Air/hotel packages are definitely a good buy for the traveler who is looking to visit Mexico during the time of year when popular events cause hotels to sell-out early or result in higher prices. If traveling during spring break, summer vacation or during a major Mexican holiday, it may be a good idea to book ahead of time and lock-in your accommodations.

If traveling during the off-season; particularly the months of October, November, January and February, it may be a good idea to price flights and hotels separately. Because demand for these items decreases, there is a greater availability of room and air choices closer to your travel date.

While this may sound a bit odd, if planning to travel during hurricane season, it may be a good idea to book a travel package or at least have a confirmed plane reservation for your travel home. This way if a hurricane should come, you will have a return ticket home, as the airport will be crowded with those trying purchase last-minute evacuation flights.

As a result, you may be able to pick-up a money-saving, last-minute travel deal; however this may require you to have flexible travel dates, as your first choice for flight or hotel dates may not be available. Conversely, you may not want to wait too long because some preferred airlines and hotels give early booking discounts and you may lose out on these valuable offers.

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Are Mexican Air/Hotel Travel Packages Good Deals? – Mexican Car Insurance


Mexican Insurance and Akumal: Turtle Lovers Paradise

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Mexican Insurance and Akumal: Turtle Lovers Paradise

If looking for a place to truly get away from it all and appreciate Mexico’s natural beauty, Akumal is the place for you. In fact, Akumal’s name actually refers to nature; turtles specifically, which play an important role in Akumal’s conservation tours. Sea life, both in their natural underwater and out of water environments is what makes Akumal popular with eco-tourists. Start off by exploring the north side of Akumal; carefully looking for its lagoon. Laguna Yalka provides a great opportunity for visitors to see a variety of plant and animal life, as the lagoon is the meeting place for fresh and salt waters to come together. Be sure to bring your snorkeling equipment but if not on you, it can be rented. Its essential to buy Mexican Insurance at Mexican Insurance Store when driving in Mexico as US and Canadian policies are invalid. Yes the rumors are true if you have a car accident in Mexico and you do not have adequate Mexico insurance, you will be held until you pay damages. For more information about Mexico auto insurance visit Mexican Insurance Store.com. A valid Mexican Insurance policy is now required in order to drive on any highway in Mexico.Fees for Laguna Yalka vary based on need, but some of the fees include: admission, snorkel equipment rental, life vests, lockers and snack bar items. While this may seem like a lot of fees, per person for a snorkeling trip with lunch, expect to pay $20 for the entire outing. Should you be lucky enough to visit during sea turtle nesting season (late spring through the end of summer), make it a point to visit the Centro Ecologico Akumal, or Akumal’s Ecological Center. Make sure your schedule is free during the evening, as that is when the action begins. What kind of action, you ask? Well, sea turtles lay their eggs in areas they feel are safe but in reality, may not be the best choice. This is where volunteers come to assist by moving laid eggs to protected area where they will have the best chance for survival. To volunteer for one of these nighttime adventures, you must undergo an hour’s worth of training to learn about the importance of protecting sea turtles’ nests and how to safely ensure their survival. Then, you will assist experienced volunteers combing an assigned stretch of beach counting, marking and in come cases, even relocating turtle eggs. If looking to undertake a vacation with purpose helping the protected sea turtle is a great cause.

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Mexico Extended Lodging Options for Travelers – Mexican Insurance Store.com

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New Lodging Options in Historic Guanajuato, Mexico

Mexican Insurance Store.com – Mexico Extended Lodging Options for Travelers 

Accommodations in Mexico are significantly less expensive when compared to other popular international travel destinations, however they still cost money. While many travelers enjoy conveniences like Internet access, daily housekeeping, concierge services and other amenities afforded to them by chain hotels, if staying for an extended period of time, hotel room rates can add-up.

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One option designed to save travelers money when needing long-term accommodations is apartment rentals. These types of accommodations may or may not have some of the same amenities hotels offer, but are priced significantly less. Furnished apartments, when booked for the entire month, usually have an average daily rate of approximately $20 per day. Included in this rate is also bi-weekly housekeeping service; so trash and linen duties are covered.

Even if you will not need a whole month, booking a monthly, short-term apartment rental allows for vacation flexibility and costs about the same as one week in a chain hotel.
One disadvantage to consider when lodging outside of a hotel is transportation. You may end up needing a rental car or if staying at a rental unit within tourists’ zones, you may find the area’s bus transportation sufficient.

Another option to save money on long-term lodging expenses is to stay in a house’s rented room or room at a bed and breakfast. From formal locations marked exclusively as bed and breakfast accommodations to local farmhouse rented rooms, many of these locations offer breakfast and dinner as part of their amenities. This allows long-term travelers to save money on meal expenses.

Rooms at these types of locations are usually priced at about half of what chain hotels charge for standard accommodations. If interested in reserving a short-term apartment rental, be sure to contact a realtor specializing in vacation rentals ahead of time. Likewise, local bed and breakfast locations and rooms for rent can be found by visiting area tourism offices.

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Hotel Currency: More Pesos for Your Dollar and Mexico Insurance

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Peso Exchange Ideas

Mexico Insurance – Hotel Currency: More Pesos for Your Dollar? 

With all of the conveniences provided by most full-service hotels, many travelers are eager to exchange their American dollars to Mexican pesos, but did you know it may be prudent to venture outside of your hotel to exchange currency?

Whether you are traveling from Canada, California, New Mexico, Arizona or Texas, a common sense measure is to remember to buy Mexico insurance at Mexican Insurance Store.com before you leave for Mexico! Mexican insurance with adequate limits can keep you from being detained by the Mexico authorities, because US and Canadian car insurance is invalid in Mexico. For more Mexico Insurance information visit : Mexico car insurance or Rocky Point Mexican insurance.

Since there is no set fee amount for banks and other types of currency exchange offices, many services charge visitors their own amount for the currency’s convenience and processing fees; which can vary from one place to another place.

Since many Mexico hotels and bed and breakfast establishments look for many ways to earn additional income, the percentage of pesos you actually keep may be less when exchanging dollars (Canadian or US) using the hotel’s exchange services rather than at a local bank or other local exchange service.

In order to get the best deal when exchanging money, you will need to map out a an area close to your lodgings to local banks and money changing services offices. This will allow you to compare processing fees to enable maximum pesos for your dollar. Start searching these services a few days before your trip and when a good location with realistic services has been found, map out the route so you can walk it. It may seem like too much time, but when changing money, especially a large amount, the extra pesos can mount up.

Additionally, it may be a good idea to compare ATM fees in the area you stay. Look for the one that offers the lowest processing fees; in case you should ever need emergency cash.

While it may be convenient to use the hotel’s ATM facilities, the costs will most likely be higher there than in outside banking locations. In Mexico, ATM fees are usually $1.50 per $300.00, and daily withdrawals can be limited to $200-$300 per day. This is significantly less than the daily withdrawal limit many American ATM’s allow, however in Mexico, costs are generally lower which helps stretch American and Canadian travel dollars.

Because Automatic Teller Machine limits are lower, always remember to exchange dollars for pesos (if not already provided from your local ATM) and find the currency exchange with the lowest fees.

Mexico Insurance – Hotel Currency: More Pesos for Your Dollar? 

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Mexico Insurance – Hotel Currency: More Pesos for Your Dollar? 


Mexican Insurance Options for Senior Citizens Traveling to Mexico

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Mexican Insurance options for Senior Citizens Traveling to Mexico!

Whether it is boarding a cruise ship and sailing down the Baja coastline, driving your RV from one part of Mexico to another or flying in to your destination; seniors, particularly those staying at hotels in popular areas, can get some of the best hotel travel deals possible. Since many travel items have to be paid for before the actual travel date, they must be paid in full using a valid credit card. Once in Mexico, currency exchanges allow for instant discounts. Remember you need to check your Mexican Insurance options before you consider driving in Mexico.

Because the dollar goes much further than the peso, converting your liquid currency into pesos should be performed at a bank or the hotel’s concierge service area soon after arriving. This way, right from the start, you can take advantage of the extra savings.

The Mexican government does not honor foreign car insurance policies so if you are considering driving in Mexico, you must obtain Mexican auto insurance. The cost of insurance is minimal when you consider that if you are in an auto accident in Mexico and are driving without checking out good quality Mexican insurance options , you will be jailed until verification that payment for the accident and all related costs can be made. Related costs could include compensation for the people involved in the accident as well as the support of their families while they are recuperating. Mexican Auto Insurance through companies authorized to sell policies is essential. For more information about the best Mexican insurance options for you, visit Mexico Insurance resources by MexicanInsuranceStore.com.

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For seniors looking for a self-paced vacation where they can choose their own itineraries, consider booking your vacation with as many name-brand airlines, cruise lines, motor coaches and hotels are possible. These will generally offer a senior discount; helping to stretch your dollar.

The only downside to booking your own travel package is that you must plan itinerates yourself or with the help of your accommodation’s Guest Services Department. This can be a time-consuming process, however many hotels have pre-arranged tour and activity prices in place with preferred vendors.

If looking for a packaged tour option, consider booking a trip with Elderhostel. This senior travel, educational organization strives to provide learning opportunities for mature travelers. Elderhostel vacations are great for senior travelers looking for planned itineraries, guided tours and senior-friendly accommodations.

Whether choosing a self-prepared or packaged vacation, if needing special accommodations, be sure to call or email ahead of time so these can be reserved. Handicapped accessible facilities are available in all major chain hotels and many have scooter rental services.

Plan ahead, take advantage of senior discounts and enjoy the fact that Mexican culture values its senior population. You’ll be a welcomed and respected guest in this friendly land.

Mexican Insurance Options for Senior Citizens Traveling to Mexico are crutial for keeping protected.


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