Mexican Auto Insurance Online, Does It Cover Partial Theft?

In most cases, full coverage Mexican car insurance protects you if your car is stolen while you are down in Mexico. If someone takes off with your vehicle, you should be able to recoup most of its value through the claims process as long as you purchase full coverage. Although its highly unlikely that anything like this will happen, it is reassuring to know that such protection is available.

Some people assume that Mexican auto insurance online or purchased at the border will protect them if something is taken from their vehicles. Unfortunately, that is generally not true at all. There are a few different ways to get around this issue, for example, full coverage Mexican car insurance. You can learn more about them below.

Travel Lightly

Because Mexican liability insurance does not cover partial theft, it is in your best interests to understand that contents inside your vehicle are usually covered by your Homeowners policy. While it may be tempting to bring along all of your high-tech gadgets for your trip, the truth is that it invites more trouble than it’s worth.

If you must bring along expensive things like laptops, MP3 players, and other devices, don’t ever leave them lying in your car. Nothing is more tempting to a thief than an easy-to-snatch item sitting in a car. Locking the doors won’t do a whole lot of good, either.

Look into Homeowners Insurance

Usually, your existing homeowners’ insurance policy will protect you if something is stolen from your car. Many times, however, your claim will only reimburse you after you pay your deductible. It’s sometimes possible to buy extra coverage that will protect you while you are on vacation. If you are especially worried about this issue, give your insurance company a call and ask for options. Please do not assume that your Mexican insurance policy will save the day because it probably won’t.

Be Practical

Nine times out of ten, the people whose cars are robbed down in Mexico are the ones who leave pricey items lying in the open. So get into the habit of looking over your car before you leave it parked anywhere. It’s easy to forget about something until it’s too late.

Don’t fall into the trap of just covering things up with blankets, either. Experienced thieves know all of these tricks and could still take off with expensive items. Be innovative and practical, and your visit should go off without a hitch. Mexican auto insurance online, does it cover partial theft?