How will the Cops Know I don’t have Mexican Insurance?

Upon learning that the authorities at the border aren’t going to check and see if they have Mexican insurance by, many people feel like they can just go without it. After all, how will anyone know that they don’t have it? As an added bonus, the cops won’t ask to see proof of Mexican auto insurance coverage if they stop you for something like speeding. Why do you need it at all? The answer is simple: You don’t know when or if you’ll be in an accident. If you are and don’t have car insurance for Mexico, you’ll be in a dilly of a pickle. Valid Mexican insurance keeps you out of jail in an at fault accident.

Traffic Stops

To avoid being stopped by the police in Mexico, make sure to obey the posted speed limits and to follow other routine traffic laws. In the event that you are stopped, you won’t be asked to show proof of Mexican insurance. That still doesn’t mean that you don’t need it. If you are given a ticket, you will have to go to the station to pay it. Do so right away. Without doing that, you could get into even more trouble if you’re stopped again later.

Military Checkpoints

As intimidating as they may seem, military checkpoints are perfectly normal down in Mexico. The people who live here are used to them, and you’ll get used to them if you spend a decent amount of time south of the border. The authorities may ask to see your ID, but they’re not interested in looking at your Mexican auto insurance coverage. Don’t even bother trying to offer it to them. In fact, only hand them what they ask for; don’t volunteer anything extra. Be polite and courteous. In most cases, you should be waved right through.

Get it Early

You can avoid all of the problems that go along with not having car insurance for Mexico by getting it early. Don’t wait until you get to the border. Don’t buy it from a local agency. Go online and order it so that you have it ready to go when you get to the border. You’ll save money, and you’ll have what you need when you arrive. With a decent policy, you won’t have to worry about going to jail, and you won’t be slapped with huge bills in the event of a car accident.

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