Mexican Auto Insurance for U.S. and Canadian Drivers

Real Mexican Auto Insurance From A-Rated Insurers

Not all Mexican insurance policies are created equal. At Mexican Insurance Store, every policy is underwritten by a leading A-rated company with strong financial backing and a long history of paying claims.

• CHUBB Mexican Auto Insurance – A++ global strength, strong full-coverage options, and excellent roadside assistance. Learn more at CHUBB Mexican Auto Insurance .
• HDI Mexican Car Insurance – A+ rated, ranked highly by CONDUSEF for claims service, with nationwide repair networks. See details at HDI Mexican Auto Insurance .
• MAPFRE Mexican Auto Insurance – Trusted worldwide brand, popular with Canadian and U.S. travelers. Visit MAPFRE Mexican Auto Insurance .

Fair Claims Using U.S. Market Valuations in Case of an Accident or Total Theft (Not Lower Mexican Guides)

One of the biggest differences in Mexican car insurance is how your vehicle value is calculated after a total loss. Many insurers use local Mexican guides such as Libro Azul or other regional valuation books. In many cases, these valuations run 30–40% lower than the standard U.S. guides, costing drivers thousands.

Our top programs are designed so that your settlement is based on familiar U.S. and Canadian sources like Kelley Blue Book (KBB) or NADA, not lowball Mexican-only guides. That means:

• More accurate values for U.S. and Canadian vehicles.
• Less surprise if the vehicle is stolen or declared a total loss.
• Stronger protection for newer, specialty, and higher-value units.

In the end, good coverage almost always costs less than bad coverage. Saving a few dollars up front can be very expensive if a claim is paid on a much lower Mexican valuation.

Fast Short-Form Application and Instant Proof of Insurance

You should not have to fight through pages of forms just to buy a simple tourist auto policy. Our NEW short-form application is designed to get you covered quickly, without the long, confusing process you see on many sites.

• Enter basic vehicle and driver details in a short, clear form.
• Compare CHUBB, HDI, and MAPFRE quotes side by side.
• Choose liability-only or full coverage for the dates you need.
• Pay online securely and print your policy immediately.

No border kiosks, no waiting in line, and no sales pressure. Just click, compare, and go: get your Mexican car insurance quote now .

Roadside Assistance and Written Service Guarantees

Breakdowns and accidents are stressful enough without wondering who to call. Our better programs include roadside assistance, towing, and bilingual support across Mexico. Many CHUBB plans also include written service targets and response-time guarantees.

To understand how those guarantees work, review the CHUBB service details here: CHUBB Mexican Auto Insurance Guarantee .

Coverage Options That Fit Your Trip

Whether you are driving to Baja for a long weekend or spending the winter in mainland Mexico, we can match coverage to your plans.

• Liability-only policies – Meet Mexico's legal requirements at the lowest cost. Good for older vehicles where you are not as concerned about replacing the car.
• Full-coverage policies – Add protection for your own vehicle: collision, theft, vandalism, partial theft, and more. Ideal for newer, financed, or higher-value cars, trucks, RVs, and SUVs.
• Flexible liability limits – Choose from lower limits up to higher options that better match Mexico's civil liability exposure in each state.
• Repair in the U.S., Canada, or Mexico (on many plans) – Some competitors and border booths limit you to repair in Mexico only. Many of our policies allow approved repairs in the U.S. or Canada, often at competitive labor rates.
• Medical payments and uninsured motorists – Help protect you and your passengers if you are injured in a covered loss.
• Legal and bail bond coverage – Bilingual support to help you navigate local procedures after an accident.

Secure Online Purchase and Strong Privacy Practices

We have have been selling high quality, lower-cost policies online for more than two decades. We use modern encryption and trusted payment processors to protect your transactions, and we do not sell your email address or store your credit card number in our system.

Once you buy, your policy is stored electronically and can be reprinted for future trips. Renewals are simple, and we can help you make changes if your dates or vehicle details change before you travel.

Serving Travelers Across the U.S., Canada, and Mexico

We regularly insure drivers from California, Arizona, Texas, Nevada, Washington, Oregon, Colorado, and throughout the U.S., as well as travelers from Canadian provinces such as British Columbia, Alberta, Manitoba, and Ontario.

Our policies are used on trips to Baja California, Baja California Sur, Sonora, Rocky Point (Puerto Peñasco), Ensenada, Rosarito, San Felipe, Cabo San Lucas, Mazatlán, Guadalajara, León, Lake Chapala, Puebla, Mexico City, and many other destinations throughout Mexico.

Why Drivers Choose Us

• Insurance professionals with experience dating back to 1979.
• 200,000+ drivers served since 2004 through our online platform.
• A+ rated insurers only – CHUBB, HDI, and MAPFRE.
• Claims based on U.S. and Canadian vehicle valuations on key programs.
• Roadside help and strong service guarantees available on many plans.
• Short-form application, instant proof, and no border-line hassles.
• Clear explanations, helpful articles, and real human support when you need it.

When safety, fairness, and convenience matter, Mexican Insurance Store is a smart choice.

Ready to get covered before your trip?

You can:

• Or call us at 1-888-800-9988 if you prefer to talk to a licensed agent.