Top Reasons to Get A Full-Coverage Mexican Insurance Policy
If you plan to get a full-coverage Mexican insurance policy for your trip to Mexico, you’re already ahead of the game. It would be best to have Mexico car insurance for travelers whenever you drive south of the border. When buying it online, you’ll be asked whether you’d like liability-only coverage or full coverage. There’s no doubt about it: a full-coverage Mexican insurance policy is the way to go. While you technically only need liability coverage, you will be selling yourself short by getting it. Learn the top reasons why a full coverage Mexican insurance policy is superior below.
What About Your Vehicle?
There’s a huge drawback to liability-only Mexico car insurance for travelers: It doesn’t cover damages to your vehicle. So if your car gets all smashed up in an accident while you’re in Mexico, you will have to pay to fix it yourself. Your policy will cover the other driver’s damages and injuries, but everything else will be on you. So it doesn’t make sense to get liability-only Mexico car insurance; both cars are sure to get damaged. Do you want to drive back home in a smashed car? If not, you need to get a full-coverage Mexican insurance policy.
It’s Not a Lot More Expensive
Some people claim that full coverage is too expensive and decide to take their chances with liability-only insurance instead. In reality, full-coverage isn’t that much more costly. When you consider how much money it can save you, you’re sure to agree that it’s well worth the higher price. Don’t fall into the trap of believing that it’s not affordable. You need to consider the big picture when buying a full-coverage Mexican insurance policy, and you need to be prepared for the worst-case scenario. Will you be able to pay for damages to your car out of your pocket? If not, full coverage is crucial.
The Smart Financial Move
A part of being a responsible person is planning for unpleasant things. Pretending that accidents don’t happen is not realistic. The odds are that you won’t be involved in an accident while you’re in Mexico. However, if you aren’t going to want to fork over hundreds or thousands of bucks to have your car fixed, if it’s disabled, you may have no choice. Be realistic. Always buy full-coverage Mexico car insurance for travelers before you head south of the border.
When you drive in Mexico, do you usually get A Full-Coverage Mexican Insurance Policy?