A quick trip across the border may seem fun. However, you need to keep your need for Mexican insurance policy coverage in mind as you go. Even a short trip can be disastrous if you have an accident but lack the right Mexican insurance for autos. While a border sales point may be frustrating, hindering your trip, it’s easy to use your computer to purchase a Mexican insurance policy.
Mexican insurance policy coverage
502 Labor Law: New Liability Levels
Recent changes to Mexican law affect your need for a Mexican insurance policy. The government increased liability levels for a third-party death, changing compensation amounts dramatically depending on which state the accident occurs. While it’s important to be vigilant in your driving habits at any time you take your vehicle over the border, anyone can be involved in a wreck. If you are found to be at fault and a fatality has occurred, lacking sufficient Mexican insurance for autos coverage can leave you in a serious position.
Border Traffic
Another important reason to be sure that you have your Mexican insurance policy before you cross the border is the nature of border vehicle activity. Traffic at crossings can be fast-paced, leaving little room for error. A slight distraction can lead to a collision, and lacking Mexican insurance for autos can put you in an uncomfortable position as you sort things out. Officials may decide to detain you in order to settle the situation, and your quick visit can become unexpectedly prolonged.
Car Trouble
A quick visit for an afternoon may seem like a great way to kill time. However, if you have a problem with your car, you may find yourself spending much more time than expected. Problems can be as simple as a flat tire or as serious as having your brakes fail. If you find yourself stranded on the side of the road, you may wonder how to proceed. The right Mexican insurance policy coverage can help, providing you with emergency roadside assistance. While this option isn’t often available for those purchasing their policies at border points of sale, there are online companies that include this feature free with every policy.
Long-Term vs. Short-Term Policies
Your proximity to the border may allow you lots of opportunities to explore points of interest in Mexico. If you expect to make several trips across during the year, there is great value in selecting long-term Mexican insurance for autos. A short-term policy is most appropriate for those with limited plans to visit. Those who may cross into Mexico regularly will appreciate the value in a long-term policy.
Defensive driving is important anytime you are behind the wheel of a vehicle. However, if you travel to Mexico by car, you should make a point of being more on the alert for a number of reasons. You definitely need to invest in quality Mexican insurance coverage so that you are protected in the event of any accidents. Even small issues that don’t involve other vehicles can be blown up, but with the right car insurance for Mexico, you will be assured of the assistance you need. Check out MexicanInsuranceStore to find a variety of options.
Mechanical issues in other vehicles
One of your unexpected sources of driving challenges may be other cars that are in poor shape. A common problem is cars that have a headlight out. Evening driving can be challenging enough, but when headlights aren’t both functioning on another car, you may mistake the vehicle for a motorcycle. It’s wise to limit your evening driving in the country to avoid these and other hazards, but a good Mexican insurance coverage selection will provide remediation if you encounter trouble. You should look out for broken down vehicles on narrow highway roads as well. They can leave you with little passing room, leading to big accident potential. Exercise caution in such cases. Always exercise caution when buying car insurance for Mexico, and make sure that liability levels are consistent with the 502 labor law.
Unskilled drivers
While Mexico does have a licensing system for drivers, there are many citizens that drive without licenses. Some may be trained, and others may have limited skills. You might even encounter young drivers operating family vehicles in some areas. Be prepared for anything. Don’t take your Mexican insurance coverage for granted, skipping it and thinking that nothing will happen. It really doesn’t matter if the other driver operates within the nation’s driving laws if you fail to carry appropriate Mexican insurance coverage. Car insurance for Mexico covers damages and even fatalities, presuming you’ve purchased a comprehensive plan. Check with your vendor to be sure of the details.
Inebriated drivers
Just as you might encounter a drunk driver back home, it’s possible to be involved in such an incident in Mexico. It’s important to think about car insurance for Mexico that includes options like medical evacuation if you get hurt. It’s also important to watch areas in both large and small towns where bars are active. Early evening hours see the beginning of such action, and it’s best to plan accordingly. It’s also wise to use caution in your own use of alcohol so that you don’t cause an accident. While your Mexican insurance coverage may address the issues related to a wreck, the legal system can be very tough on a foreigner who deliberately drives in an inebriated condition.
Don’t forget to buy Mexican insurance coverage online!
