People often wonder if there are any exceptions to the need for Mexican auto insurance online. People usually wonder about this in the hopes that they won’t actually need to buy it. It’s strange that so many people try to avoid buying coverage; after all, Mexican insurance from online Mexican Insurance Store isn’t expensive at all. If it was expensive, it would make more sense for people to be reluctant about buying it. The bottom line here, though, is that just about everyone needs to buy this coverage. There are no actual exceptions; those who are Mexican citizens with Mexico plates need to have their own policies, so they can’t buy this type of coverage.
Americans and Mexican Insurance
There are no two ways about it: Americans have to buy Mexico car insurance policies before heading south of the border. It seems strange because Mexico is a part of North America. When visiting their neighbor to the north, Americans don’t need to buy special insurance policies. Indeed, U.S. car insurance policies are perfectly valid up in Canada. The main reason that the same thing isn’t true about Mexico is because the laws down there are so different than those in the U.S. In any case, there’s no point in splitting hairs; if you are an American and drive in Mexico without this coverage, you could end up in major trouble.
Canadians and Mexican Auto Insurance
If you live in Canada, you may drive into the U.S. all the time. When you do, you don’t have to worry about buying special car insurance. Your everyday car insurance works perfectly fine down in the U.S. As mentioned above, though, the laws in Mexico are a lot different. For that reason, it is crucial to buy special insurance. The law in Mexico requires anyone who is involved in a car accident to show proof of financial responsibility. The most common and easiest way to do that is by handing over a copy of your insurance policy.
What Could Happen?
Let’s say you’re feeling lucky and decide to drive into Mexico without buying Mexican insurance. What’s the worst that could happen? On the one hand, you could drive all the way through the country without getting into an accident. In that case, you’ll have lucked out. On the other hand, you could be involved in a minor fender-bender. That fender-bender could result in you ending up in jail. The cops will not be happy to learn that you don’t have the right coverage, and you will rue the day that you decided to skip out on it.