Imagine if you were involved in a fender bender while vacationing down in Mexico. With any luck, you would be carrying quality Mexican insurance from Mexican Insurance Store.com and simply present it to the officers who responded to the scene. Lets say that the other driver was also a U.S. citizen; in that case, you might think that you could just wait until you were back home to report your claim. However, you would be completely wrong. The truth is that the only way to report a Mexican auto insurance company claim is by doing it while you are still in the country. If you wait until you get back to the U.S. or Canada, it will usually be too late as you MUST report any claim before leaving Mexico, no matter who you insure with or what Mexican Insurance company writes the policy. Did you realize that most Mexican auto insurance policies, especially those sold at the border REQUIRE repair in Mexico? That doesnt mean if you purchase a Mexican Insurance Store.com policy that you have to wait in Mexico while your claim is being processed, though; because all policies allow repair in Mexico, the US and in Canada, learn more below.
File Your Mexican Insurance Claim and Move On
No one wants to deal with the aftermath of a car accident while they are down in sunny Mexico. With any luck, the accident will involve no injuries or major damages. Even so, claims have to be filed. You will have to take a few minutes out of your vacation to file your car insurance for Mexico claim. As long as you are using decent coverage, you should be able to get the ball rolling by calling the number that is listed on your policy. The person who answers should be able to walk you through the process.
Learn the Ropes ahead of Time
A smart thing to do is to know the basics about filing a car insurance for Mexico claim before having to do so. Even if you dont get into an accident, being armed with that knowledge is smart. When you go to buy your policy, take a minute to find out what the procedure would be in the wake of an accident. If the website isnt forthcoming about the process, you should proceed with caution. Another option is to pick up the phone and ask the company that way. The point here is that you need to know what to do in the event of an accident.
Wait too Long and Lose
Its tempting to put off dealing with a car accident down in Mexico. After all, the beach beckons and amazing cultural and historical attractions await. That being said, filing a claim shouldnt be a long or involved process. If you wait until youre back in the States, it will be far too late. Claims from outside of the U.S. cannot be processed there. Cut your losses and make sure that you always file your Mexican auto insurance claims while you are still south of the border. Mexican insurance and filing your claim in Mexico!