Some people are so eager to hit the road for Mexico, they buy their Mexican auto insurance by Mexican Insurance Store without reading the fine print first. Not surprisingly, this move often results in unpleasant surprises. When you buy your Mexican insurance policy, you need to read all of the fine print. Which situations are covered? What kinds of exceptions exist? Ignorance is no excuse for misusing your Mexico car insurance policy, so always do your homework before you head south of the border.
Are You Covered with your Mexican Auto Insurance?
There are some situations that are not covered by the typical Mexican auto insurance policy. For example, driving off the road isnt usually going to be covered. If you damage your car or are involved in an accident while you are off the normal road, you wont be able to file a claim. Those actions go above and beyond what these types of policies cover. A normal Mexican insurance online policy only covers normal driving. Extreme situations like off road driving do not fall under the umbrella of protection that is afforded by a regular policy.
Know the Limits
Another important thing to be aware of is the extent of your Mexico car insurance policy. Limits do apply on every policy, and you need to know what they are in your case. If you arent careful, you could buy a policy that has prohibitively low limits. If extensive damage occurs, you will be unable to cover it through your policy and will end up in the red. Its a foolish mistake; it is also easy to avoid. It just takes a few extra minutes to read through the specifics of a Mexican auto insurance policy, so make sure that you do so before clicking the “buy now” button.
Know what to Do
Its also smart to know what to do in the event of an accident. Sure, you probably wont even be involved in one. If you are, though, it is sure to be chaotic and confusing. That confusion will be intensified if you haven’t the slightest clue about how to handle the insurance portion of the equation. Educate yourself about the procedures that need to be followed in the wake of an accident. In the unlikely event that one happens, you will be able to move along efficiently. Mexican auto insurance; know the terms of your policy!