How does Buying Mexican Auto Insurance Work?

When you buy regular auto insurance in the U.S. or Canada, it’s usually with the understanding that it will be for ongoing coverage. That’s hardly the case when buying Mexican auto insurance for a south of the border road trip. The majority of people who buy Mexican car insurance at only need coverage for a couple of days. Luckily, it’s easy to buy Mexican insurance online for the length of time that you need. Whatever you do, it’s vastly preferable to buy Mexican auto insurance that outlasts your visit instead of coverage that lapses while you’re in the middle of it. You can learn the ins and outs of buying Mexican car insurance by checking out the following information.

Buy it By the Day

Let’s say that you’re only going to be in Mexico for a day or two. You certainly don’t need to buy a week’s worth of insurance. Most people purchase Mexican insurance online by the day, and you can do the same. Daily Mexican auto insurance is very affordable. When you find the right online provider, you should be able to specify the number of days that you need coverage. This makes it easy to get the exact right thing. Just remember to err on the side of caution. If you’re not sure when you’re heading back, buy a few extra days to avoid trouble.

Buy it By the Week

Not surprisingly, Mexican car insurance is also available by the week. Weekly insurance is a great option when you know you’ll be in Mexico for at least three or four days but might end up staying for six or seven. Remember that you need to have Mexican auto insurance for your trip back home too. Until you cross the border back into the U.S., you need to have a valid policy. If you’re going to be in Mexico for a couple of weeks, weekly insurance is an obvious choice. You’ll get an extra discount by purchasing Mexican insurance online by the week instead of by the day.

Buy it By the Month or Year

In addition to daily and weekly options, Mexican auto insurance is often sold by the month and the year too. Monthly Mexican insurance is nice for long, open-ended vacations. You’ll appreciate the great discounts that you’ll enjoy when buying coverage in such increments. Yearly or annual Mexican car insurance is best for people who head down to Mexico regularly. It makes life a lot easier because you don’t have to worry about lining up a new policy every time you head south of the border. It’s also a fantastic way to save money.

1 Comment. Leave new

  • Yvone Brennen
    April 20, 2022 6:08 pm

    When you are driving without Mexican auto insurance, you are risking big fines and likely jail time. You are self-insuring your car including the injuries to third parties.

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