Driving your RV or motorhome into Mexico is potentially the most exciting adventure you can embark on. From Baja's rugged coastlines to the Yucatán's white-sand beaches, tens of thousands of travelers make the journey each year (And usually come back for more). But before you cross the border, there's one thing you can't skip: Buying Mexican RV insurance.

Unlike the U.S. or Canada, your domestic RV policy isn't recognized in Mexico. Mexican law requires liability insurance from a licensed carrier. That's where we come in. Since 2004, Mexican Insurance Store has helped travelers find the right RV insurance for Mexico backed by some of the top-rated insurers in the industry.

Why You Need RV Insurance inside Mexico
Quick Question: Is U.S. or Canadian RV insurance valid in Mexico?
Answer: Of course not. Some domestic policies provide border coverage but it's not adequate protection. Without proper coverage, you could face fines, detention, or worse if you're involved in an accident.

Quick Question: What does Mexican RV insurance cover?
Answer: Our RV and motorhome policies include liability, physical damage, theft, vandalism, roadside assistance, and even medical coverage. You can also get coverage for towed vehicles, trailers, and campers.

Whether you decide to opt for liability or full-coverage is dependent on your needs, but we'd recommend full-coverage for total peace of mind.

Quick Question: Why not just buy the cheapest Mexican RV insurance I can find?
Answer: Border kiosks and online redirects often sell policies using Mexican value guides like Libro Azul or EBC that reduce payouts by 30-40%. At Mexican Insurance Store, we only work with global insurers who use U.S. valuation guides, so you receive fair payouts at low rates.

What Makes Mexican Insurance Store Different?

  • Trusted since 2004 - With experience dating back to 1979, we've helped hundreds of thousands of travelers on their journeys.

  • A+ Rated Insurers - Policies from CHUBB, HDI, and MAPFRE that are recognized worldwide for financial strength.

  • U.S. Valuations - Avoid the 30-40% payout reduction from domestic Mexico insurers.

  • Easy Short-Form Application - No VIN required upfront, no long forms, no redirects.

  • Bilingual Claims Help - English and Spanish support when you need it most.

  • Repair Your RV in Mexico or the US - Some programs allow you to repair your RV back home.


Coverage Options for RVs and Motorhomes
When you purchase Mexican RV insurance, you'll see options like:

  • Liability Coverage - Required by law. Protects against damage or injury to others.

  • Full Coverage - Includes liability plus theft, collision, fire, and vandalism.

  • Medical Payments - Covers you and your passengers for accident-related injuries.

  • Legal Assistance - Support with paperwork, representation, and bail if needed.

  • Roadside Assistance - Includes towing, fuel delivery, battery jumps, and locksmith services.

  • Travel Extras - Many CHUBB & HDI policies include up to 20 days of rental car coverage on qualified claims.

Popular RV Routes into Mexico
Wherever you're headed, we've got you covered.

  • Baja California & Baja Sur - RVers love Baja's beaches, whale-watching and wine country.

  • Sonora - A popular entry point for Arizona RV travelers.

  • Pacific Coast (Mazatlán, Puerto Vallarta, Manzanillo) - Surf, sun, and RV-friendly campgrounds.

  • Colonial Mexico (San Miguel de Allende, Guanajuato) - Perfect for cultural explorers.

  • Yucatán & Riviera Maya - Long-distance motorhome travelers often make this their winter escape.

Our coverage is valid across all 32 Mexican states, so wherever you head with your rig, your RV insurance will follow.

Mexican RV insurance FAQ
Q: Do I need RV insurance to drive into Mexico?
A: The answer is yes. By law, you must carry liability coverage.
Q: How much is Mexican RV insurance?
A: Prices depend on your RV's value, coverage type, and length of stay. Daily, 6-month and annual policies are available.
Q: Can I insure my towed car or trailer?
A: Absolutely. You can add towed units, fifth wheels, campers, and dinghy vehicles to your policy. Consult us at Mexican Insurance Store to learn more.
Q: What happens if my RV is totaled in Mexico?
A: With our insurers, payouts are based on U.S. guides. You'll receive a fair payout that reflects the value of your RV.
Q: Is roadside assistance included with Mexican motorhome insurance?
A: Correct, all major policies include towing, fuel delivery, and more. CHUBB programs even cover extended rental cars.

How to Buy Mexican RV Insurance Online
Getting covered is simple:

  1. Get a Quote - Use our short form to compare CHUBB, HDI, and MAPFRE side by side.

  2. Choose Your Coverage - Liability only or full coverage are available.

  3. Instant Documents - Print your policy in minutes! Remember to keep a copy in your RV.

  4. Hit the Road - Travel Mexico with confidence knowing you're covered.

Why Travelers Trust Us
"Easy process, clear options, and I loved the side-by-side comparison. We drive our motorhome to Baja every winter and Mexican Insurance Store is the only place we'll use." - Actual customer review

Final Word
Taking your RV or motorhome into Mexico should be about adventure, not worrying about insurance. By choosing Mexican RV insurance through Mexican Insurance Store, you're getting true peace of mind. Forget about being worried, just enjoy your trip!

Get your quote today and travel Mexico with confidence.

Understanding Mexico's driving laws is easier when you're covered. Since 2004, Mexican Insurance Store has served drivers from Washington, Oregon, and British Columbia, offering legal protection from Nogales to Hermosillo and down to Guaymas. Our policies from CHUBB, HDI, and MAPFRE use U.S. valuations for full peace of mind. Get a quote today and comply with the law.