Mexican Auto Insurance for Cabo San Lucas

Driving to Cabo? You Need Mexican Auto Insurance

Cabo San Lucas is a dream destination—beaches, nightlife, and the Arch at Land's End. But before you pack the cooler and hit Highway 1, there’s one critical detail drivers often forget: your U.S. or Canadian auto policy won’t cover you across the border. Start with a fast online quote.

Mexican law requires all drivers (including tourists) to carry liability insurance from a licensed Mexican insurer. Without proper coverage, you risk fines, impoundment, or even detention after an accident. See common questions in our FAQ.

The Long Drive to Baja Sur
Many travelers from California, Arizona, and Nevada drive the Baja Peninsula to reach Cabo. It’s scenic but long, with remote stretches. Having reliable insurance and roadside assistance is a must. Review the Border Crossing Checklist and our Driving in Mexico Tips before your trip.

Coverage Options for Cabo Trips
Choose what fits your itinerary on the Car Insurance page:

• Daily or weekly policies for a quick getaway to Cabo San Lucas.
• Six-month policies if you’re spending the winter in Baja Sur.
• Annual policies for frequent travel.

Many visitors opt for full coverage to protect against collision, theft, or vandalism along the route. After purchase, see Policy Delivery & Next Steps.

Real-World Example
A San Diego family drives to Cabo for a fishing trip. On the way back, a pothole damages their suspension. With full coverage including roadside assistance, they were towed to a qualified shop in La Paz and reimbursed for repairs—saving thousands. Read more experiences in our Customer Reviews.

Why Choose Mexican Insurance Store for Cabo?

• Policies from A-rated global insurers CHUBB, HDI, and MAPFRE
• Fair payouts based on U.S. valuations (KBB/NADA)
• Bilingual claims support that can meet you at the scene
• Trusted since 2004 — start at Why Mexican Insurance Store?

Final Word
The drive to Cabo is unforgettable—don’t risk turning your trip into a headache. Compare options with an Get a Mexican auto insurance quote online, review our FAQ, and skim driving tips for Mexico to hit the road prepared.

👉 Compare CHUBB, HDI, and MAPFRE quotes