Mexican Auto Insurance For Cabo San Lucas

Driving to Cabo? You Need Mexican auto insurance

Cabo San Lucas is a dream destination for travelers: Beaches, nightlife, and the iconic Arch at Land's End.

But before you pack the cooler and hit Highway 1, there's one critical detail drivers often forget. Your U.S. or Canadian auto policy won't cover you across the border.

Mexican law stipulates that all drivers, including tourists, must carry liability insurance from a licensed Mexican insurer. Without proper coverage, you risk fines, impoundment, or even jail if you're in an accident.

The Long Drive to Baja Sur
Many travelers from California, Arizona, and Nevada drive the Baja Peninsula to reach Cabo. It's a scenic journey and well worth the drive, but it's also long with remote stretches where services are limited. Having reliable insurance and roadside assistance is a must.

The good news is that many of our full coverage policies at Mexican Insurance Store include roadside assistance.

• Checkpoints are common along Highway 1. Police may ask for proof of insurance.

• Topes aka speed bumps are in nearly every small town and can damage your vehicle if you're not careful.

• Wildlife like cattle and donkeys often cross rural highways, so be on the lookout.

Coverage Options for Cabo Trips
You can choose:

• Daily or weekly policies for a quick getaway to Cabo San Lucas.

• Six-month policies if you're spending the winter in Baja Sur.

• Annual policies work best for regular travels.

Many visitors opt for full coverage to protect themselves from the higher risk of collision, theft, or vandalism along the long drive.

Real-World Example
A San Diego family drives to Cabo for a fishing trip. On the way back, they hit a pothole that ends up damaging their suspension. Thanks to full coverage with roadside assistance, they were towed to a qualifying shop in La Paz and reimbursed for repairs - saving thousands.

Why Choose Mexican Insurance Store for Cabo?

• Policies from A+-rated global insurers CHUBB, HDI, and MAPFRE

• Fair payouts based on U.S. vehicle values (KBB, NADA)

• Bilingual claims support that meets you at the scene of the accident

• No middlemen - Direct, honest service for over two decades

Cabo San Lucas Auto Insurance FAQs
Q: Do I need insurance if I'm renting a car?
A: Obviously, yes! Rental agencies often provide only bare-bones liability with very low limits. Supplemental coverage is strongly recommended.

Q: Can I buy insurance at the Cabo airport?
A: In theory, you can, but it's more expensive and often limited. Buying online ahead of time saves time and money.

Q: Is theft a common thing in Cabo?
A: While Cabo itself is generally safe, theft and vandalism can happen especially in parking lots or remote beaches. Full coverage protects you from full and partial theft.

Final Word
The drive to Cabo is unforgettable - but don't risk turning your dream trip into a nightmare. With Mexican Insurance Store, you'll have peace of mind knowing you've got world-class protection and support you can trust if the unexpected happens.

Get your quote for Cabo San Lucas today and start your trip with peace of mind.