It’s hard to believe in 2020 that some people think you don’t need Mexican auto insurance when driving your car, motorcycle, or RV in Mexico.
Seriously, it’s an eye-roller when a proud ignoramus proclaims that you don’t need insurance and that, in all of their travels, they never had it. First off, they probably haven’t been to Mexico since 1989. Second, they tend to have loud contrarian opinions on a whole litany of topics, from UFOs to conspiracy theories. Third, 9 times out of 10, they’ve been drinking rather heavily.
Occasionally, someone on a Mex Facebook Group will post something that reads like this. “My friend’s uncle, who lives in Mexico, says Mexico car insurance is for stupid Gringos, and you really don’t need it.” Peruse through the posts long enough, and you’ll eventually see a post that looks like this. If you’re gullible enough to believe any story that begins with “My friend’s Uncle…” or something along this line, you really shouldn’t leave your home. The only stupid Gringos are the ones who think Mexico has no laws and that they are somehow immune from obeying them. These fine MENSA candidates invariably end up in jail, broke, and sometimes dead. It’s a sad but real truth. It’s not the ‘cartels’ who seemingly risk their multi-billion dollar operation to hassle a dumb tourist. Rather it’s the visitors’ own acute stupidity that led to their misfortune.
When it comes to driving in Mexico (or anywhere, for that matter), ignorance is not bliss.
Hopefully, these people aren’t the ones you listen to about anything. Especially anything about our neighbors to the South.
Here is the reality spelled out.
If you are in a car accident South of the Border, it’s not like in the USA. First, the police show up and immediately assign fault. Then, they estimate an amount for damages and detain the ‘responsible’ party until they pay the full amount.
Now, if you have (good) insurance, you call them with their local (non-toll free) number from your US Mobile phone and report a claim. First, make sure you have Whatsapp installed on your phone. Many times you won’t know your location, but the agent on the phone will have Whatsapp. You can send your exact location using the app. Next, you wait until they or the authorities arrive. If the police arrive first, tell them, “Tengo Seguro.” It means you have insurance.
From here, you will know why you were smart and bought the good coverage instead of listening to your dumb friend’s uncle. If you bought a Mexico insurance policy from Mexican Insurance Store .com. There are no bad policies or insurers offered for sale at Mexican Insurance Store.
Your Insurance representative that shows up will verify your policy with you. Try to have a copy on paper. They can also use your phone, or you can send it to their phone with Whatsapp. From here, 95% of all of your problems are taken care of. They will negotiate on your behalf and guarantee any damages assigned to you. Most importantly, you will not be detained or go to jail.
Concept of insurance man protective and car insurance policy examining
What happens if…
If you bought a cheap policy or were an imbecile and didn’t get insurance, start calling family and friends to get ready to wire money to you. La Policía will assign an amount in damages, and you need to pay up, right then and there. If you don’t have the money, cops will take you, under detainment, to a bank or Western Union to get the money. Can’t get the money they assign as your damages? You’ll get to sit in a Mexican jail until you do.
If you don’t agree with the amount, you will be seen by a traffic judge within 24 hours. They will most likely side with the cop and probably make you pay even more. This is because the damages will, no doubt, increase in the hours after the collision.
If there’s one thing you learn from all of this, it’s that:
Yes! It would be best if you had Mexican auto insurance to bring your vehicle into Mexico.
A well-backed policy from a reputable carrier will cover you completely and ensure you stay out of jail in the event of an accident.
Cheap policies are just that. They can be nearly worthless at protecting you from the unpleasant aftermath of a collision. You might be able to use them for toilet paper in the jail cell.
Nearly all policies purchased at the border kiosks appear cheap, but leave you quite vulnerable in a collision. Ultimately kiosks often cost you more, because significant fees are added to the total cost.
Your dumb friend, the loud drunk guy, or the blustering fool on the Facebook group (who probably never actually went to Mexico) is an idiot. You probably shouldn’t be listening to idiots.
Here is an infographic we created to help you understand the process if you are involved in a collision South of the Border.
Infographic of a Mexico Accident Timeline – Carry Mexican Auto Insurance
La Paz offers a ton of outdoor activities and beach fun without the burning sun and hassle. As always, Mexican insurance is required when driving anywhere in Mexico. If you forget to buy a policy ahead of time, it’s fine to secure Mexico car insurance on your smartphone before crossing the border.
La Paz is cooler, in more ways than one
Located well south of the border, the city can still be hot. Most days though, you’re unlikely to see scorching temperatures. The ocean and sea breezes keep the ultra-high temperatures away.
Luckily, La Paz has an abundance of outdoor water activities. Sea kayaking and stand-up paddle boarding (SUP) are popular in the area. One can go on day trips or even plan week-long excursions. There’s nothing like enjoying a pod of dolphins casually swimming around you. At night, everyone gets together and has fun, the way it should be.
Have you ever attempted to swim with Whale Sharks? It’s an unforgettable experience. It seems scary at first, but give it a go. You won’t regret it. Espiritu Santo, a small nearby island teeming with dolphins, sea lions, and other marine life, is a natural ecosystem worth a visit. Of course, there’s whale watching, in season! It’s fun to simply stroll along the Malecón as well.
Some Tips You Can Use To Beat Summer Heat In La Paz
Here are some ideas you can use to beat the summer heat if you find yourself in this wonderful city. If you’re hesitant to stay for the summer, this might help you.
Enjoy live music at one of the many excellent restaurants. Keep the drinks coming and embrace the passion of the city.
Don’t miss the ice cream along the Malecon. Spend your evenings there, and listen to music from a number of free concerts.
Wear loose fabrics that are made from cotton or linen. Make sure that the fabrics are lightweight and breathable.
Visit Tesoro beach and enjoy every bit of it, the food and refreshments, it is even better if you have children with you, they’ll surely have a good time. Don’t forget to dip yourself in the water as often as you can, it is a great way to beat the heat.
Question: Is Mexican insurance required across the border?
Some people think Mexico car insurance is optional because years ago, it was. Mexican insurance is definitely required. Without a policy, you’re in big trouble if you are involved in an accident.
Is anything else worth checking out?
Never forget that Google is your friend. Assuming your phone plan includes Mexican data, utilize maps, and ‘near me’ requests for help. It’s useful to locate activities and restaurants to try, but prioritize the reviews in Spanish. That being said, the shopping is fantastic. The area features many local artists and jewelry merchants, so it’s easy to find something to like, often at a bargain.
Cuando Van a Mi Casa? Get Mexican auto insurance thru MexicanInsuranceStore.com!
While opinions of Trump’s recent visit to Mexico are divided, there is a cultural principle that cannot be ignored. If you are invited to visit a Mexican home, it can be considered quite rude to decline. Whether in the name of friendship, business, or diplomacy, however, a driving trip in Mexico requires that you carry Mexican auto insurance thru MexicanInsuranceStore.com. Your travel in Mexico can expose you to unexpected situations on the road, including weather events, driving emergencies, and accidents. The right Mexico car insurance is crucial.
Learn more about Mexican auto insurance thru MexicanInsuranceStore.com.
Relational Cultures and Relationship Building
Relationships can be very different from one culture to another. For example, an individual living in the U.S. might view stopping in at someone’s house as a quick event. An invitation to eat might be declined quickly because of a concern about not creating extra work for the host or hostess. However, that declined invitation in Mexican culture might be taken as an offense. It is important to be sensitive to these matters in attempting to build a relationship with a potential business partner or in visiting relatives.
Driving Culture and Cautions
There are interesting cultural practices on the roads in Mexico as well. For example, a polite driver might signal left when no left turn is imminent. This will typically inform a driver following that party that it is safe to pass. You may want to return the favor for others, which is acceptable as long as you are careful to ensure that the path ahead is truly clear. If you cause an accident through falsely encouraging an individual to pass, you could face dire financial consequences and legal proceedings, especially if a head-on fatality accident results. This is just one of many scenarios in which reliable Mexico car insurance is a serious matter. Pro Tip:Mexican auto insurance thru MexicanInsuranceStore.com gives you toll road access, so secure Mexico car insurance ahead of time!
Finding Solid Options When Buying Mexican auto insurance thru MexicanInsuranceStore.com
As you research policies, it is important to consider matters such as fixed deductibles, medical care in case of accidents, and emergency towing and roadside help. Look for Mexico car insurance that will cater to more than just accident scenarios since car trouble can be just as significant of a concern.
Mexican auto insurance thru MexicanInsuranceStore.com gives you peace of mind!
Stay Healthy in Mexico and Invest in Mexican Insurance from MexicanInsuranceStore
While Mexican insurance from MexicanInsuranceStore does not typically cover medical needs during your foreign travel, it can come into play if you have an urgent or grave medical episode. It is not a bad idea to look for medical coverage if you will spend a significant amount of time in the country. Additionally, familiarize yourself with medical options included in your Mexico car insurance.
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Staying Out of Medical Situations in the First Place
Although health episodes are not always predictable, chronic conditions should be considered in planning for your trip. If you need maintenance medications for asthma, for example, it is wise to travel with an ample supply of those medications. In a pinch, you could use local healthcare and pharmaceutical professionals to track down what is needed, but a language difference could lead to errors. Plan ahead.
You should also be cognizant of common health problems affecting tourists in Mexico, especially gastrointestinal upset that could range from reacting to unfamiliar bacteria to contracting parasites. Use good health practices in washing your hands, washing fruits and vegetables, and avoiding water that is not purified.
Accidents can happen in rugged locations, making it important to travel with at least one other friend or relative if you will be exploring. Be cautious about uncertain areas or equipment.
Medical Issues and Your Mexican Insurance from MexicanInsuranceStore
If you are stranded in Mexico because of a serious injury or health episode, your Mexico car insurance allows for a companion to join you as you recuperate. Your policy may also provide for medical evacuation in a serious situation. It is important to review these issues with your coverage before you travel to ensure that you understand how to access these benefits. Don’t forget! Mexican insurance from MexicanInsuranceStore is now required, so pick up Mexico car insurance to stay safe!
Your decision between liability-only and comprehensive Mexico car insurance will affect medical benefits after an accident. In a liability-only policy, your medical needs will only be covered if your injuries are caused by an uninsured motorist. Comprehensive Mexican insurance from MexicanInsuranceStore however, allows for your injuries to be addressed even if you are at fault. Your Mexico car insurance also provides for interaction with a bilingual party if you must wait for an ambulance. Your policy’s hotline representative can check in with you every half hour to ensure that help reaches you.
Mexican insurance from MexicanInsuranceStore features Roadside Assistance for peace of mind!
Mexican Insurance At the Border – Can you still plan a summer fishing expedition in Mexico?
One of the leading Mexico attractions for those who love outdoor activities is fishing. There are numerous areas to consider for securing a slot on a fishing boat, but summer is an extremely active time for sports fishing in Mexico. However, you might still find that a last-minute expedition is possible. If you are able to find a spot, you will need to obtain Mexican insurance at the border coverage to meet the nation’s legal requirements for driving in the country. Fortunately, it only takes a few minutes to obtain a Mexico car insurance policy online. Print copies of your policy to take with you. Buying Mexican insurance at the border is more expensive and less reliable, than buying a Mexico car insurance policy online. For example policy fees are up to 60% less using MexicanInsuranceStore.com and they are NOT extra.
Learn more about Mexican insurance at the border from MexicanInsuranceStore.com.
Online Research for Mexican Fishing Options
You may find that your best opportunity for finding space on an outing will require some Web-based research of the area you would like to visit. Many fishing companies post details related to their vessels, prices, and schedules. They also often post information about vacancies. Additionally, you can look for an email address or phone number to inquire about a cancellation list if there are no openings in your desired travel time. The more flexibility you have in your own travel schedule, the better the chances will be of grabbing a spot after someone cancels. Important:Mexican insurance at the border gives you toll road access, so secure Mexico car insurance before taking off!
Mexican insurance at the border written by unrated Insurers is no longer the preferred method to secure coverage
You may not need to carry your own fishing gear with a guided tour, but you should bring a reliable ice chest for carrying your catch back home. Be sure that you also carry online coverage with a high rated carrier as Mexican insurance at the border may not meet the requirements for the states that you will visit along the way. Different states have different benefit requirements in cases involving an accident-related death, and failing to adjust your liability coverage with your Mexico car insurance could leave you in a compromised situation after a wreck. You are required by law to carry adequate levels of coverage, and buying an unrated Mexican insurance at the border policy could lead to jail time until you pay the bill related to an accident. You also want to be sure that there are adequate liability limits in your coverage to ensure your Mexico car insurance will provide for ample legal help in case of a fatality accident.
Rather than purchase Mexican insurance at the border, save time, money and frustration by reviewing and comparing A+ rated Mexico car insurance from MexicanInsuranceStore.com which includes free Roadside Assistance throughout Mexico at no additional charge for your peace of mind!
Mexican Insurance for Travelers – Take The Stress Out Of Medical Plans For Your Mexico Trip
Many North Americans travel beyond the Mexican border to seek medical care. Unfortunately, most non-medical tourists don’t think about how they will handle health emergencies during their trips. Your Mexican insurance for travelers is not designed to address medical needs outside of those related to driving incidents. The right Mexico car insurance could be your key to having affordable care in case of severe injuries in a wreck. Even if you are typically healthy, it can be helpful to learn a bit about what to expect in a foreign clinic or hospital.
Learn more about Mexican insurance for travelers from MexicanInsuranceStore.com.
Help with Health Matters
In a worst-case scenario, a stay in a hospital related to an accident or severe illness could take you into an unfamiliar situation. In many cases, hospitals will give patients lists of medications and materials needed during a stay. Without your patient advocate, you could miss out on some of these materials. A friend can intercede as you deal with recuperating. Family members can help translate details related to your treatment plan.
In some cases, an individual may have to interrupt their trip to recuperate in a medical center. Your Mexico car insurance can help, mainly if your policy includes travel interruption protection. Further, Mexican insurance for travelers provides for a companion to join you as an advocate if you are stranded because of a severe injury or illness. Remember! The right coverage lets you use the toll roads, so pick up Mexico car insurance and save time and money!
Help with Your Policy
The right Mexico car insurance can do a lot to alleviate concerns about emergency scenarios. In addition to preparing for unexpected health situations, you may want to consider the potential for a vehicle emergency while driving. A good option when securing coverage can simplify your ability to obtain help in getting your car mobile again. Your Mexican insurance for travelers provides bilingual support via a hotline. The agent helping you can dispatch a tow truck to get a non-functioning vehicle to the nearest mechanic’s shop.
Mexican insurance for travelers from MexicanInsuranceStore.com gives you peace of mind with Roadside Assistance throughout Mexico at no additional charge!
