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Can't I just buy Mexican Car Insurance at the Border?

Many people plan their vacation, then forget all about auto insurance until they cross the border... then they proceed to buy coverage at the nearest booth. This is the equivalent of buying your groceries at 7-11: no matter how well you shop, you're going to pay too much, and your options will be limited, too. You don't even have the option of researching those insurers that vend at the border. Is it unrated bar bones coverage? It's just smarter to buy it online before you leave.

It is important that you purchase a Mexican Car Insurance Policy for all US or Canada plated vehicles prior to entering the country, because you will have a better understanding about what you are purchasing and just as importantly, you can see what you are NOT getting!

For example, some Mexican Auto Insurance insurers at the border sell annual Mexican Insurance policies. What they may not tell you is that some policies have provisions which state that if you are in Mexico for more than 90 days within any annual period, the policy is void.

Buying best quality car insurance online is the quickest, most reliable, and least expensive method. To avoid complications you should ask yourself;

If I drive up to a vendor with a nice vehicle, they know I’m a captive buyer.

Will the salesman increase the cost or adjust the fee based on what they think I can afford to pay?

Do I have the proper coverage for my specific vehicle?

The point is, auto claims are handled very differently from the way they are handled in the US or Canada. Guilt and remedy must be established to the authoritie's satisfaction before the driver is allowed to leave.

United States and Canada auto liability insurance policies are not honored in Mexico. The importance of your insurer to confirm valid auto insurance coverage in a quick manner is fundmental, because the Mexican police will hold you and possibly confiscate your vehicle until you provide evidence that you can pay for any damages they say you have caused to someone else.

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