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Some United States and Canadian banks, finance, and leasing companies require that deductibles be fixed meaning $500 for collision and $1000 for theft.

GMAC requires that you purchase fixed deductibles combined and at least $100,000 in liability coverage.

The lowest deductible in the Mexico Insurance Insustry is $500.00 for Collision and $1,000 for Theft. Most policies use 2% of the value of the covered vehicle or $500.00 for Collision whichever is higher to calculate the amount paid by the insurer in a collision, and $1,000 for theft or 5% of the vehicle value for Theft claims, whichever is highest. This dedictible is called a VARIABLE deductible.

Mexican Insurance Store offers a FIXED deductible option through ACE Platinum. This means the maximum you would ever be responsible for is $500 for collision and $1,000 for theft, no matter how valuable your vehicle.

DEDUCTIBLES FOR COLLISION AND DEDUCTIBLES FOR TOTAL THEFT

The insured is responsible for the appropriate deductible for each loss. The amount of the deductible will be calculated by applying the appropriate percent of the stated value of thevehicle and considering the minimum deductibles established in the Specification of Risk page of the policy. The insurer will only pay for the damages that exceed the stipulated deductible in the Specificationof Risks page of the policy, and the deductible will remain the responsibility of the insured. This deductible will apply for each accident and for each insured vehicle. The insured is responsible for the appropriate deductible for each loss. This deductible will apply for each of the vehicles insured under this policy and the insurer will only pay the damages that exceed the deductible(s).

TRAVEL TIP: Mexican Insurance Rocky Point, Mexico Car Insurance Deductible Information: For vacationers traveling solely to Rocky Point (or Baja, California), a pass for your car is not needed. However, you still need to acquire a tourist card as well as review Mexican Insurance policy requirements. During the early 1920's Americans traveled from nearby Arizona and California to find the enormous flying fish abundant in the nearby waters. For native fisherman Rocky Point allowed for sanctuary from storms, thanks to the "the mount of the whale" a natural bad weather refuge, with a spectacular view! A great vacation!

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