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30. Am I covered if an uninsured driver hits me in Mexico?

A full-coverage car insurance for Mexico policy will protect you for the damages done to your vehicle in the event of getting hit by an uninsured driver. Regardless of who is at fault, damages to your vehicle and medical costs for you and up to 4 passengers are covered by your policy, up to the stated limits if you purchase "Full Coverage". The key thing to keep in mind is that the uninsured drivers lack of coverage is irrelevant, as any physical damage to your vehicle is protected by your own policy. Always exercise caution when driving in Mexico.

If you have liability-only Mexican insurance, damages caused to your vehicle will not be covered by your own policy. However, medical payments for you and 4 passengers will be. Medical payments will be valid up to the limits that are stated on your policy.

If you’d like to avoid the possibility of having to pay out-of-pocket for damages to your own vehicle, including total theft or partial theft of your vehicle, a full-coverage policy is needed. Full coverage provides the best peace of mind, allowing you to enjoy your time in Mexico to the fullest.

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