Buying vandalism and partial theft coverage for Mexican Insurance is one of the best ways to protect yourself and your vehicle during a visit to Mexico. Driving around in Mexico without decent vandalism and partial theft coverage for Mexican Insurance is a definite recipe for disaster. Mexico car insurance covers many things; however, it doesn’t cover absolutely everything. All too often, people buy their policies without reading the fine print. Ensure that you fully understand what you are buying when you go online to buy your Mexico car insurance policy. For example, 90% of the time, “full coverage” does not include coverage up to the value of your vehicle for partial theft or vandalism; unless you buy the right policy that adds this type of coverage extension. If you need that kind of extra protection, take the time to get the right policy.
What is Vandalism And Partial Theft Coverage for Mexican Insurance?
Partial theft refers to removing accessories and parts that the manufacturer, dealer, or owner permanently affixed. For instance, someone might steal the hubcaps from your car; if they were costly, you would be out a lot of money. Thieves sometimes steal expensive parts or even entire engines or transmissions out of vehicles, too. In such cases, basic “full coverage” Mexico car insurance won’t pay for the loss. You need to pay extra for partial theft coverage most of the time.
Parts Is Parts
On the other hand, suppose you are the type of person who decks your car out with extravagant accessories and parts or for anyone with a new vehicle. In that case, it may be worth it to invest in vandalism and partial theft coverage for Mexican insurance with additional partial theft coverage up to the value of your car. But, then, if someone does abscond with your engine parts or seats, for instance, you should be OK.
Coverage for Vandalism
As the term implies, vandalism refers to the destruction of a vehicle by another person. If you have a car that has an expensive custom paint job, for instance, you’re sure to be dismayed to discover that someone has keyed your car. Unfortunately, standard Mexico car insurance usually doesn’t cover malicious destruction due to vandalism. Whether your tires get slashed, or your windows get smashed, a basic “full coverage” policy may not be enough to help. If you’re particularly worried about vandalism or theft, it is well worth it to enhance a basic “full coverage” insurance policy with extended vandalism protection.
Get the Coverage that You Need
Some people are pleased with full coverage Mexico insurance coverage without vandalism. If your car is your baby, though, you spend a lot to make it look and perform well. You will feel more relaxed with vandalism and partial theft coverage for Mexican Insurance. When you buy your Mexico car insurance policy, check out the price for this type of additional coverage. In most cases, this affordable expense will be more than worth it for the peace of mind that it brings. You’ll be able to drive around Mexico without the nagging worry that someone will take off with your hubcaps or key your car, or steal it for parts.