Whether youre only driving across the border or heading deep into the heart of Mexico,checking Mexican insurance by Mexican Insurance Store is extremely important. Mexican auto insurance rates can easily be researched on the Internet in a very short amount of time, inotherwords, theres no good reason not to have a good Mexico auto insurance policy lined up before heading south of the border. That being said, how do you determine whether you should get liability only Mexican insurance or full coverage? At bare minimum, you must have liability only Mexican car insurance. However, such a policy does nothing to protect you against the damage or total theft of your own vehicle. If you feel like you can afford to risk the complete loss of your car, liability only Mexican auto insurance should suffice; if not, you should invest in a full coverage Mexican insurance policy.
The Trouble with Liability Only Mexican Insurance
If you drive without Mexican insurance and end up in an accident south of the border, you will be held responsible for the damages of the other partys vehicle, along with any injuries that they incur. Without a Mexican auto insurance policy, the authorities will have no way to know whether or not you will be able to pay for what you have done. Therefore, they could detain you until you can come up with the money. Thats why a liability only Mexican auto insurance policy is the minimum that you need to drive safely in Mexico. With it, you will be able to prove that you can provide reimbursement for damages to another persons car, along with their medical expenses. What about you though?
Full Coverage Mexican Insurance is the Way to Go
In the above scenario, you will be off the hook in terms of paying for the other partys injuries as well as any damages to their vehicle. However, you will be stuck with a car that has sustained damages; you may also have your own injuries to attend to. Sadly, a liability only Mexican car insurance policy wont help you out with your own issues. For a small amount more, you can invest in full coverage Mexican insurance that will pay for your own injuries and for damages to your car. Why sell yourself short?
Dont Let a Car Theft Ruin Your Vacation
Theres always a chance that your car could be stolen while you are in Mexico. If you have a liability only Mexican insurance policy, you will be totally out of luck. If you have full coverage Mexican auto insurance though, you will be reimbursed for the cost of your vehicle. Considering how affordable a full coverage Mexican insurance policy is, there is no good reason not to buy one. The extra money that you spend will be well worth it for the peace of mind that you will enjoy. The benefits of full coverage for driving in Mexico!