As far-fetched as it may sound, driving around Mexico without valid Mexican Insurance coverage can land you in jail. People often scoff at the idea that driving without Mexico car insurance can cause time behind bars, but it’s absolutely true. It all lies in the fact that Mexican law requires all drivers to carry valid insurance coverage or proof of financial responsibility at all times. That excludes car insurance policies that do not originate in Mexico, so your U.S. or Canadian car insurance policy is absolutely worthless south of the border. Learn more about valid Mexican Insurance coverage below.
Driving without Mexico car insurance; Your Usual Insurance isn’t Valid
The cops in Mexico have to be able to process your auto insurance in order for it to be valid. If it originates outside of Mexico, you’re going to have a problem. The authorities in Mexico have no way to communicate with car insurance companies outside of the country. As a result, such policies are completely worthless down in Mexico. The only way to avoid this conundrum is by purchasing valid car insurance. Further, the best thing to do is to buy valid insurance coverage before you get into Mexico.
Buy it Ahead of Time for Best Results
You can technically purchase valid Mexican insurance coverage at the border, after you’ve arrived in Mexico. The problem is that the shacks that sell these policies charge way too much for them. They also have very limited selections, so it’s all too easy to end up with inferior coverage. Sometimes, people are actually ripped off and sold completely worthless scraps of paper. You can avoid these driving without Mexico car insurance unhappy issues by purchasing your valid Mexican auto insurance coverage online before you head south of the border.
If an accident happens and you don’t have valid, the cops will have to detain you until they can complete their investigation. The reason is because they can’t risk letting you go and running off without paying. As long as you have insurance, they can let you go because they will be able to bill your insurance. It is their job to ensure that no one is stuck with a repair or hospital bill due to someone else’s negligence. The simplest way to avoid jail is by having valid coverage at all times.