Read the Fine Print when A Buying Mexican Auto Insurance Policy

Even if you’re a very safe driver, you could end up in a car accident while you’re down in Mexico. That’s precisely why you should always buy a Mexican auto insurance policy before heading south of the border. You just never know what’s going to happen. When it comes to car insurance for Mexico, all policies are not created equal. Without being careful and reading the fine print, you could end up with Mexican insurance coverage that really misses the mark and leaves you hanging. Recently an adequate Mexican auto insurance policy has become more important as the Federal fatality minimum judgements have increased.

Mexican auto insurance policy

What About Repairs?

It’s infinitely preferable to pay a small deductible to have your car repaired than to pay the whole bill out of your own pocket. With adequate car insurance for Mexico, you can rest assured that you won’t be bankrupted due to an auto accident. However, where will you be able to have the repairs made? If your car is in operable condition and just a little banged up, you’ll probably want to bring it back to the U.S. to have it repaired. Many policies prevent this. Mexican insurance coverage purchased from Mexican Insurance all allow repair in the US or in Canada for that matter. This is where it pays to read the fine print carefully. Many Mexican auto insurance policies, especially policies sold at the border, DO NOT ALLOW repairs to be made in the U.S.

Look for Special Mexican insurance Store Extras

It’s easy to find very basic unrated car insurance for Mexico online. However, it’s smart to be a little choosier. The days of buying just a piece of paper hoping it will do are over. By taking a little extra time, you may get Mexican insurance coverage that includes a few nice extra features. A prime example is roadside assistance. They often bundled this feature in free of charge. In the event that you break down while you’re down in Mexico, all you’ll have to do is call a number. Help will be on the way in no time. That’s a lot easier than trying to flag someone down to assist you and some is GUARANTEED.

Know Your Deductible in Your Mexican Auto Insurance Policy

Incredibly, some travelers choose car insurance policies at random and give little thought to what kinds of deductibles they have to pay. It’s way better to know what you’re getting yourself into, so always get a quote first. Read it over carefully. Policies with fixed deductibles tend to be better than policies with variable deductibles. Make sure you know precisely how much you’ll have to pay before signing on the dotted line. In the event of an accident, there won’t be any unpleasant surprises, and you’ll know just what to do.

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2 Comments. Leave new

  • Vivan Schumann
    September 1, 2014 5:00 pm

    It is the fine print that brought the quote “the devil is in the details”. Yes, you can only ignore the fine prints at your own peril. Mexican Insurance Store has been around a long time.

  • Bettyann Burry
    January 8, 2015 4:34 pm

    Understanding well the coverage of your car insurance matters most. If you have concerns or things you don’t understand, someone from Mexican Insurance Store can help you. This is what I did. I asked clarifications about my policy and I understood everything after asking.

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