Before heading to Mexico in your car, you need to buy Mexico insurance for travelers. If you’ve been told that you can get an endorsement that will protect you within a limited radius of the border, you should know that you still won’t be adequately protected. The only way to avoid being locked up and owing a lot of money due to an accident is by keeping a Mexico car insurance policy with you at all times.
Mexico Insurance for Travelers Near the border
Let’s say you’re only going to venture a few miles into the country. Perhaps you plan to stay really close to the border. You may think that you don’t need to worry about car insurance, but that’s not true at all. The fact is, you need a Mexico car insurance policy from the moment you get into the country until the moment you leave. The only exception is if you literally aren’t going to drive at all. If you’re going to operate a motor vehicle, car insurance coverage is mandatory.
What about other states?
What if you plan to drive from one state to another in Mexico? Do you need to get separate policies for each one? Thankfully, that’s not the way it works. A single car insurance policy should protect you wherever you go in the country. It would be absurd to have to buy separate policies for each state. Travelers wouldn’t stand for it. That’s not to say that you shouldn’t read the fine print while shopping for auto insurance coverage. That’s much easier to do when you buy your policy online because you can take your time and get quotes first.
All the way to Guatemala
Are you thinking about driving all the way to the southernmost part of Mexico? If you’re going to get within a few miles of the Guatemala border, don’t worry. As long as you’ve purchased a decent Mexico car insurance policy, it should protect you all the way there. Of course, your coverage will stop working if you leave Mexico. However, as long as you remain in the country, you should be excellent. When buying your policy, make sure it will remain in effect until you are safely back in the United States. Buy Mexico insurance for travelers before taking off for Mexico!