It seems like there are drawbacks and disadvantages to just about everything in life. While checking rates and terms by comparing Mexico auto insurance is extremely important, you may be wondering if there are any drawbacks to buying car insurance and using it. By familiarizing yourself with a few of the potential pitfalls of using this type of coverage, you will be able to avoid any serious trouble while you are visiting the beautiful country of Mexico. Do you know what to look for when shopping for this type of coverage? Do you know the best way to go about doing so? These are the types of things that you need to be aware while checking Mexican insurance .
Do Not Buy Mexico Auto Insurance at the Border!
One major, glaring misstep that you can make rather than buying Mexican insurance is by doing so at the border. You may think that it sounds easy enough to buy this coverage at the border; on the face of things, you would be right. Buying this coverage at the border seems logical because you have to cross the border, anyway.
Savvy travelers know it’s not so great because you can easily get taken for a ride. You’re sure to spend more for coverage than you would online, there is a large chance you’ll be steered toward a local Mexico insurance company who is NOT rated, and you can easily purchase a policy that does not protect you as well as it should, so you should make a point of not doing so. Of all the places where its dangerous to just buy a piece of paper, it’s Mexico. You need and deserve real coverage.
Know what’s Included
Another mistake that people sometimes make when buying car insurance for Mexico is not reading the fine print. Some folks believe that any policy will do, so they strictly base their decision off of price. While it’s smart to track down the best deal possible, you shouldn’t do so at the expense of protecting yourself. If you own an especially nice car, for instance, you should always get full coverage insurance. If you get into an accident and only have liability-only coverage, damages to your own vehicle will not be covered. You could get stuck with a major repair bill, or you might even have to leave your car behind.
Print Out Several Copies
After going through the trouble of buying decent auto insurance, you need to make sure that you have proof of your policy with you at all times. Nothing could be worse than being involved in an accident and discovering that your proof of insurance is nowhere to be found. This problem is easy enough to avoid: Print out several copies of it. Place one in your car’s glove box, but tuck additional copies into your wallet too. Have one of your traveling companions keep a copy on them as well.