You shouldn’t bring anything to Mexico with you that you’re okay with losing. That’s not to say that your belongings are sure to be stolen while you’re south of the border; it’s just a realistic rule of thumb to keep in mind. You never know what will happen, and your Mexican auto insurance isn’t going to reimburse you if somebody steals something from your car. As useful as Mexican car insurance coverage is, it’s not designed for partial theft. You definitely need a car insurance policy, but you can’t expect it to come to the rescue in absolutely any situation.
Leave the Pricey Things at Home
Do you really need to bring that expensive laptop or tablet, or do you just want to take them along because you’re used to having them with you? Remember, Mexican auto insurance doesn’t cover items stolen from your vehicle. (Your Homeowners does) Pricey electronic devices are magnets for thieves, and that is true in any country. When you’re in a strange place, you’re more likely to be careless. Do not leave those items lying out in plain sight or forget to lock the car. There’s a good chance that somebody will steal those pricey items. You should only bring along the things that you absolutely have to have because your insurance policy will not help with contents stored within your vehicle if they are stolen.
Keep Expensive Items with You at All Times
In the case of expensive items that you have to bring with you, make sure to keep them with you at all times. That means that you definitely shouldn’t ever leave them in your car. The trunk isn’t even a safe place to leave things like that. You shouldn’t leave items unattended in your hotel room either. If they are stolen, you’re not going to have a whole lot of legal recourse at your disposal. It’s much better to err on the side of caution and carry a backpack with you at all times.
Stick with High-Quality Mexican Car Insurance
Just because your car insurance doesn’t cover individual items in your vehicle doesn’t mean that you shouldn’t buy a quality policy. Mexican auto insurance will keep you out of jail if you’re unfortunate enough to be involved in an accident. It will also protect you financially if you’re liable for damages or injuries. As long as you remember that your Mexican car insurance policy won’t protect expensive items that you keep in your car, you should be able to enjoy your time in Mexico without any serious trouble. Buy a great policy and head down when you’re ready.